Farmers & Merchants Bancorp In Stock Price, News & Analysis

F&M Bank (Nasdaq: FMAO) announced on October 31, 2025 that Amy Cover has been appointed Chief Marketing & Experience Officer (CMXO). In the expanded role, Cover will continue to lead marketing and brand initiatives while taking on oversight of customer experience, employee experience, and internal communications to align the bank’s brand across touchpoints.

Cover joined F&M in 2009, previously served as SVP | Chief Marketing Officer, and has led digital transformation, award-winning campaigns, and regional brand growth across Ohio, Indiana, and Michigan.

Farmers & Merchants Bancorp (Nasdaq: FMAO) reported strong 2025 third-quarter results for the period ended September 30, 2025. Net income rose 35.9% to $8.9 million ($0.64 per share); year-to-date net income was $23.5 million ($1.71 per share). Net interest margin increased 69 basis points to 3.40%. Total loans, net grew $123.0 million to $2.66 billion and total deposits rose $67.1 million to $2.75 billion. Efficiency ratio improved to 63.11%. Asset quality remained strong with nonperforming loans $5.2 million (0.19%) and net charge-offs near 0.00%. Tier 1 leverage was 8.74%. The company opened a second Michigan office in Troy and declared its 31st consecutive annual dividend increase.

F&M Bank (Nasdaq: FMAO) announced on October 20, 2025 the hiring of Mike Benson as Senior Vice President, Senior Small Business Banking Manager.

This newly created role supports F&M’s strategy to expand small business services across Ohio, Indiana, and Michigan. Benson brings 40 years of banking experience in credit management, retail banking, and business banking development and will focus on strengthening small business lending programs and establishing processes, procedures, and reporting to support the company’s growth.

Farmers & Merchants Bancorp (Nasdaq: FMAO) has announced its 31st consecutive annual dividend increase. The Board approved a quarterly cash dividend of $0.2275 per share, representing a 2.82% increase year-over-year. The dividend will be payable on October 20, 2025, to shareholders of record as of October 10, 2025.

The company, which has total assets of $3.35 billion as of June 30, 2025, continues to demonstrate its commitment to shareholder returns through consistent dividend growth. This increase reflects a $0.00625 per share rise in the quarterly dividend and a $0.025 per share increase in the annual dividend.

F&M Bank (Nasdaq: FMAO) successfully concluded its annual charity golf events in Ohio and Indiana, raising a total of $48,500 for local charities. The 8th Annual Ohio Charity Golf Classic at Ironwood Golf Course raised $32,000 with over 140 golfers participating, benefiting Sara's Garden, NOCAC, The Ability Center, and the Family & Child Abuse Prevention Center.

The 4th Annual Indiana Charity Golf Classic at Brookwood Golf Club generated $16,500 with over 65 golfers, supporting Adams Wells Crisis Center and Honor Flight Northeast Indiana. President and CEO Lars Eller emphasized the events' role in strengthening local communities through charitable giving.

F&M Bank (Nasdaq: FMAO) has announced the promotion of Curtis Metz to Market President for Northern Indiana. Metz, a 14-year veteran of F&M, brings significant commercial banking experience and will lead the Commercial team in Northern Indiana.

Metz's credentials include graduation from the Graduate School of Banking at the University of Wisconsin - Madison and completion of the Greater Fort Wayne Inc. Leadership Fort Wayne program. He has served on F&M's Commercial Loan and Deposit Rate Committees and has established a strong customer base across Northern Indiana.

F&M Bank (Nasdaq: FMAO) has launched "The Great Briefcase Hunt," an innovative community engagement campaign offering $10,000 in total prize money. The hunt, which began on August 18, 2025, involves participants following weekly clues to find a hidden briefcase in a local park.

The campaign features a $5,000 reward for the successful hunter and an additional $5,000 donation to a local charity. The hunt follows the story of F&M's mascot, Freddie Money, with clues being released weekly at F&M Bank branches throughout their service area. No purchase is necessary to participate, and participants can follow the bank's social media channels for updates.

Farmers & Merchants Bancorp (NASDAQ: FMAO) has announced the opening of its second full-service office in Michigan, located in Troy. The new 3,000-square-foot facility at 3001 W. Big Beaver Rd. features offices, a conference room, customer lounge, and drive-up ATM.

Led by President and CEO Lars Eller, this expansion follows the success of their Birmingham office and demonstrates F&M's commitment to the greater Detroit area. The new location brings F&M's total full-service office count to 38 locations across Ohio, Indiana, and Michigan. A grand opening celebration is scheduled for October 28, 2026.