Federal Home Stock Price, News & Analysis

Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.58%, down from 6.63% last week. The 15-year FRM decreased to 5.71% from 5.75% the previous week.

According to Chief Economist Sam Khater, mortgage rates have reached their lowest level since October, leading to improved purchase application activity as borrowers capitalize on the lower rates. For context, a year ago, the 30-year and 15-year FRMs averaged 6.49% and 5.66%, respectively.

Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) dropping to 6.63% from 6.72% last week, marking its lowest level since April. However, this rate remains higher than the 6.47% recorded a year ago.

The 15-year FRM decreased to 5.75% from last week's 5.85%, compared to 5.63% a year ago. According to Chief Economist Sam Khater, this rate reduction enhances homebuyers' purchasing power, with research indicating potential savings through multiple lender quotations.

Freddie Mac (OTCQB: FMCC) has announced a significant expansion of its CHOICEHome financing program to include modern single-section factory-built homes, effective August 6, 2025. This industry-first initiative aims to increase affordable housing availability through conventional financing options.

The program offers 3% down payment options for these homes, which typically cost around $200,000 including land, compared to traditional site-built homes averaging over $500,000. CHOICEHome mortgages require specific construction standards, including permanent foundations, energy-efficient designs, and enhanced durability features to ensure quality and neighborhood integration.

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® showing the 30-year fixed-rate mortgage (FRM) averaged 6.72%, a slight decrease from 6.74% last week. The 15-year FRM decreased to 5.85% from 5.87% the previous week.

According to Chief Economist Sam Khater, mortgage rates have remained stable within the same narrow range for four consecutive weeks. The market shows positive signs with continued economic growth, moderating house prices, and rising inventory, creating favorable conditions for both buyers and sellers.

Freddie Mac (OTCQB: FMCC) has announced its Second Quarter 2025 financial results. The company has filed its Quarterly Report on Form 10-Q with the SEC, making both the earnings release and financial results supplement available on their Investor Relations website.

The company will host a media call at 9 a.m. ET on July 31, 2025 to discuss the results. A concurrent webcast will be available, with the replay accessible for approximately 30 days on the company's website.

Freddie Mac (OTCQB:FMCC) has scheduled the release of its Second Quarter 2025 financial results before U.S. market opening on Thursday, July 31, 2025. The company will host a media call at 9 a.m. ET on the same day.

The event will be available via webcast, with a replay accessible on the company's website for approximately 30 days. All related materials will be posted on Freddie Mac's Investor Relations webpage.

Freddie Mac (OTCQB: FMCC) has released its Monthly Volume Summary for June 2025. The summary includes information about the company's mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities, and other investments.

This routine monthly report provides transparency into Freddie Mac's operations, which focus on promoting liquidity, stability, and affordability in the housing market across economic cycles.

Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) remained relatively stable at 6.74%, showing a minimal decrease from 6.75% last week. The 15-year FRM decreased to 5.87% from 5.92% the previous week.

According to Chief Economist Sam Khater, the housing market outlook appears positive, supported by strong economic performance, solid employment, and income growth. Compared to the previous year, the 30-year FRM is slightly lower, as it averaged 6.78% a year ago, while the 15-year FRM shows a more significant decrease from 6.07% in the previous year.

Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.75% as of July 17, 2025, showing a slight increase from 6.72% the previous week. The 15-year FRM also rose to 5.92% from 5.86% last week.

According to Chief Economist Sam Khater, while affordability challenges continue, the combination of rate stability and modest inventory growth could encourage potential homebuyers to enter the market. The rates remain relatively stable compared to a year ago, when the 30-year FRM averaged 6.77% and the 15-year FRM was at 6.05%.