Mortgage Rates Decrease

Rhea-AI Summary

Freddie Mac (OTCQB: FMCC) reported its Primary Mortgage Market Survey on Nov 26, 2025, showing the 30-year fixed-rate mortgage (FRM) averaged 6.23%, down from 6.26% last week and below last year’s 6.81%.

The 15-year FRM averaged 5.51%, down from 5.54% the prior week and compared with 6.10% a year ago. Freddie Mac said pending home sales are at their highest level since last November and described the PMMS as tracking conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

MCLEAN, Va., Nov. 26, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey^® (PMMS^®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.23%.

“Heading into the Thanksgiving holiday, mortgage rates decreased,” said Sam Khater, Freddie Mac’s Chief Economist. “With pending home sales at the highest level since last November, homebuyer activity continues to show resilience as we near the end of the year.”

News Facts

• The 30-year FRM averaged 6.23% as of November 26, 2025, down from last week when it averaged 6.26%. A year ago at this time, the 30-year FRM averaged 6.81%.
• The 15-year FRM averaged 5.51%, down from last week when it averaged 5.54%. A year ago at this time, the 15-year FRM averaged 6.10%.

The PMMS^® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/90c8f39a-1b37-4e5f-81e0-91afc305cb41

FAQ

What did Freddie Mac (FMCC) report for the 30-year mortgage rate on Nov 26, 2025?

Freddie Mac reported the 30-year FRM averaged 6.23% on Nov 26, 2025.

How did the 30-year rate on Nov 26, 2025 compare to last week and last year for FMCC?

It was down from 6.26% last week and lower than 6.81% a year ago.

What was the 15-year fixed mortgage rate in Freddie Mac's Nov 26, 2025 PMMS?

The 15-year FRM averaged 5.51%, down from 5.54% the prior week.

What loans does Freddie Mac's PMMS focus on in the Nov 26, 2025 release?

PMMS focuses on conventional, conforming, fully amortizing home purchase loans with 20% down and borrowers with excellent credit.

Does Freddie Mac say mortgage activity is changing in Nov 2025 and why?

Freddie Mac noted pending home sales were at their highest level since last November, indicating continued homebuyer resilience into year-end.