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Mortgage Rates Show Little Movement

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Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey for Nov 20, 2025, showing stable mortgage rates.

Key figures: 30-year fixed-rate mortgage averaged 6.26% (up from 6.24% last week; 6.84% a year ago). The 15-year fixed-rate averaged 5.54% (up from 5.49% last week; 6.02% a year ago). The report notes rates have been shifting within a narrow ten-basis-point range over the last month.

The PMMS focuses on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

Freddie Mac (OTCQB: FMCC) ha pubblicato il suo Primary Mortgage Market Survey per il 20 nov 2025, mostrando tassi ipotecari stabili.

Dati chiave: il mutuo a tasso fisso a 30 anni ha mediato 6,26% (in aumento rispetto al 6,24% della settimana scorsa; 6,84% un anno fa). Il tasso fisso a 15 anni ha mediato 5,54% (in aumento rispetto al 5,49% della settimana scorsa; 6,02% un anno fa). Il rapporto nota che i tassi si sono mossi entro un intervallo ristretto di dieci punti base nell'ultimo mese.

Il PMMS si concentra su mutui di acquisto convenzionali, conformi e completamente ammortizzabili per mutuatari con il 20% di caparra e un credito eccellente.

Freddie Mac (OTCQB: FMCC) publicó su Primary Mortgage Market Survey para el 20 de nov de 2025, mostrando tasas hipotecarias estables.

Cifras clave: la hipoteca a tasa fija a 30 años promedió 6,26% (frente al 6,24% de la semana pasada; 6,84% hace un año). La tasa fija a 15 años promedió 5,54% (frente al 5,49% de la semana pasada; 6,02% hace un año). El informe señala que las tasas se han movido dentro de un rango estrecho de diez puntos básicos durante el último mes.

El PMMS se centra en préstamos de compra convencionales, conforming, totalmente amortizados para prestatarios con un 20% de entrada y crédito excelente.

Freddie Mac (OTCQB: FMCC)는 2025년 11월 20일자 Primary Mortgage Market Survey를 발표했고 모기지 금리가 안정적임을 보여주었습니다.

주요 수치: 30년 고정 모기지는 평균 6.26%였으며 (지난주 6.24%에서 상승; 1년 전 6.84%). 15년 고정 모기지는 평균 5.54%였고 (지난주 5.49%에서 상승; 1년 전 6.02%). 보고서는 지난 한 달 동안 금리가 10bp 좁은 범위 안에서 움직여 왔다고 주지합니다.

PMMS는 20%의 다운페이먼트와 우수 신용도를 가진 차주를 대상으로 하는 일반적이고, conforming하며, 전액 원리금 상환 가능한 주택담보대출에 중점을 둡니다.

Freddie Mac (OTCQB : FMCC) a publié son Primary Mortgage Market Survey pour le 20 nov. 2025, montrant des taux hypothécaires stables.

Chiffres clés : l'emprunt hypothécaire à taux fixe sur 30 ans a une moyenne de 6,26% (contre 6,24% la semaine dernière; 6,84% il y a un an). Le taux fixe sur 15 ans a une moyenne de 5,54% (contre 5,49% la semaine dernière; 6,02% il y a un an). Le rapport note que les taux ont varié dans une plage étroite de dix points de base au cours du dernier mois.

Le PMMS se concentre sur les prêts d'achat conventionnels, conforming, entièrement amortissables pour les emprunteurs avec 20% d'apport et un crédit excellent.

Freddie Mac (OTCQB: FMCC) hat seine Primary Mortgage Market Survey für den 20. Nov. 2025 veröffentlicht und stabile Hypothekenzinsen gezeigt.

Wichtige Kennzahlen: Die 30-jährige festverzinsliche Hypothek betrug durchschnittlich 6,26% (im Vergleich zu 6,24% in der Vorwoche; 6,84% vor einem Jahr). Die 15-jährige festverzinsliche Hypothek betrug durchschnittlich 5,54% (im Vergleich zu 5,49% Vorwoche; 6,02% vor einem Jahr). Der Bericht weist darauf hin, dass sich die Zinsen im letzten Monat innerhalb eines engen Korridors von zehn Basispunkten bewegt haben.

Der PMMS konzentriert sich auf konventionelle, konforme, vollständig amortisierte Kaufkredite für Kreditnehmer mit 20% Anzahlung und hervorragender Kreditwürdigkeit.

Freddie Mac (OTCQB: FMCC) أصدرت مسح سوق الرهن العقاري الأساسي للفترة حتى 20 نوفمبر 2025، وأظهرت استقرار أسعار الرهن العقاري.

الأرقام الرئيسية: متوسط الرهن الثابت لمدة 30 عاماً بلغ 6.26% (ارتفاع من 6.24% في الأسبوع السابق؛ 6.84% قبل عام). المتوسط للرهن الثابت لمدة 15 عاماً بلغ 5.54% (ارتفاع من 5.49% في الأسبوع السابق؛ 6.02% قبل عام). ي notes يشير التقرير إلى أن الأسعار تحركت ضمن نطاق ضيق يبلغ عشرة نقاط أساسية خلال الشهر الماضي.

يركز PMMS على القروض التقليدية المتوافقة، والمتكاملة الدفع بالكامل لغايات الشراء للمقترضين الذين لديهم 20% دفعة وائتمان ممتاز.

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MCLEAN, Va., Nov. 20, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.26%.

“Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing market,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

  • The 30-year FRM averaged 6.26% as of November 20, 2025, up from last week when it averaged 6.24%. A year ago at this time, the 30-year FRM averaged 6.84%.
  • The 15-year FRM averaged 5.54%, up from last week when it averaged 5.49%. A year ago at this time, the 15-year FRM averaged 6.02%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com


FAQ

What did Freddie Mac report for the 30-year mortgage rate on Nov 20, 2025 (FMCC)?

Freddie Mac reported the 30-year fixed-rate mortgage averaged 6.26% on Nov 20, 2025.

How did the 30-year rate on Nov 20, 2025 compare to last week and last year for FMCC?

It was up from 6.24% last week and down from 6.84% a year ago.

What was the 15-year fixed-rate mortgage reported by Freddie Mac on Nov 20, 2025?

The 15-year fixed-rate averaged 5.54%, up from 5.49% the prior week and below 6.02% a year earlier.

What loan types does Freddie Mac's PMMS cover in the Nov 20, 2025 release?

The PMMS covers conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down and excellent credit.

What does Freddie Mac say about rate movement in the Nov 20, 2025 survey?

Freddie Mac noted mortgage rates have been shifting within a narrow ten-basis-point range over the last month, indicating relative stability.

Where can investors find more information about Freddie Mac's Nov 20, 2025 PMMS release (FMCC)?

Investors can view the full PMMS details and FAQs on Freddie Mac's official website and investor channels listed in the release.
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