Mortgage Rates Show Little Movement

Rhea-AI Summary

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey for Nov 20, 2025, showing stable mortgage rates.

Key figures: 30-year fixed-rate mortgage averaged 6.26% (up from 6.24% last week; 6.84% a year ago). The 15-year fixed-rate averaged 5.54% (up from 5.49% last week; 6.02% a year ago). The report notes rates have been shifting within a narrow ten-basis-point range over the last month.

The PMMS focuses on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

News Market Reaction

-13.35%

1 alert

-13.35% News Effect

On the day this news was published, FMCC declined 13.35%, reflecting a significant negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

MCLEAN, Va., Nov. 20, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey^® (PMMS^®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.26%.

“Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing market,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

• The 30-year FRM averaged 6.26% as of November 20, 2025, up from last week when it averaged 6.24%. A year ago at this time, the 30-year FRM averaged 6.84%.
• The 15-year FRM averaged 5.54%, up from last week when it averaged 5.49%. A year ago at this time, the 15-year FRM averaged 6.02%.

The PMMS^® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com

FAQ

What did Freddie Mac report for the 30-year mortgage rate on Nov 20, 2025 (FMCC)?

Freddie Mac reported the 30-year fixed-rate mortgage averaged 6.26% on Nov 20, 2025.

How did the 30-year rate on Nov 20, 2025 compare to last week and last year for FMCC?

It was up from 6.24% last week and down from 6.84% a year ago.

What was the 15-year fixed-rate mortgage reported by Freddie Mac on Nov 20, 2025?

The 15-year fixed-rate averaged 5.54%, up from 5.49% the prior week and below 6.02% a year earlier.

What loan types does Freddie Mac's PMMS cover in the Nov 20, 2025 release?

The PMMS covers conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down and excellent credit.

What does Freddie Mac say about rate movement in the Nov 20, 2025 survey?

Freddie Mac noted mortgage rates have been shifting within a narrow ten-basis-point range over the last month, indicating relative stability.

Where can investors find more information about Freddie Mac's Nov 20, 2025 PMMS release (FMCC)?

Investors can view the full PMMS details and FAQs on Freddie Mac's official website and investor channels listed in the release.