Mortgage Rates Tick Down
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.56%, declining from 6.58% last week but up from 6.35% a year ago. The 15-year FRM remained stable at 5.69%, compared to 5.51% a year ago.
According to Chief Economist Sam Khater, mortgage rates have reached a 10-month low, with increasing purchase demand driven by lower rates and robust economic growth. Despite ongoing affordability challenges, the declining rate environment may encourage more potential homebuyers to enter the market.
Freddie Mac (OTCQB: FMCC) ha comunicato che il mutuo a tasso fisso a 30 anni (FRM) ha segnato una media del 6,56%, in calo rispetto al 6,58% della scorsa settimana ma in aumento rispetto al 6,35% dell'anno scorso. Il FRM a 15 anni è rimasto stabile al 5,69%, rispetto al 5,51% di dodici mesi fa.
Secondo l'economista capo Sam Khater, i tassi ipotecari hanno raggiunto un minimo di 10 mesi, con una maggiore domanda d'acquisto stimolata dai tassi più bassi e da una solida crescita economica. Nonostante le persistenti difficoltà di accessibilità, il calo dei tassi potrebbe spingere più potenziali acquirenti verso il mercato.
Freddie Mac (OTCQB: FMCC) informó que la hipoteca fija a 30 años (FRM) promedió 6,56%, bajando desde 6,58% la semana pasada pero subiendo respecto al 6,35% del año anterior. La FRM a 15 años se mantuvo estable en 5,69%, frente al 5,51% de hace un año.
Según el economista jefe Sam Khater, las tasas hipotecarias alcanzaron un mínimo de 10 meses, con un aumento de la demanda de compra impulsado por tasas más bajas y un sólido crecimiento económico. A pesar de los continuos desafíos de asequibilidad, el entorno de tasas a la baja podría animar a más compradores potenciales a entrar en el mercado.
Freddie Mac (OTCQB: FMCC)는 30년 고정금리 모기지(FRM) 평균이 6.56%로 집계됐다고 발표했습니다. 이는 지난주 6.58%에서 소폭 하락했지만 작년의 6.35%보다는 높은 수치입니다. 15년 FRM은 5.69%로 동일하게 유지되었고, 작년의 5.51%와 비교됩니다.
수석 이코노미스트 샘 케이터에 따르면, 모기지 금리는 10개월 최저치에 도달했으며, 낮아진 금리와 견조한 경제 성장으로 매수 수요가 증가하고 있습니다. 여전히 주택 구입 부담은 남아 있으나, 금리 하락 환경이 잠재적 구매자들을 시장으로 이끌 가능성이 있습니다.
Freddie Mac (OTCQB: FMCC) a indiqué que le prêt hypothécaire à taux fixe sur 30 ans (FRM) affichait en moyenne 6,56%, en baisse par rapport à 6,58% la semaine dernière mais en hausse par rapport à 6,35% il y a un an. Le FRM sur 15 ans est resté stable à 5,69%, contre 5,51% il y a un an.
Selon l'économiste en chef Sam Khater, les taux hypothécaires ont atteint un plus bas en 10 mois, la demande d'achat augmentant grâce à des taux plus bas et à une croissance économique soutenue. Malgré des défis persistants en matière d'accessibilité, ce contexte de baisse des taux pourrait inciter davantage d'acheteurs potentiels à entrer sur le marché.
Freddie Mac (OTCQB: FMCC) meldete, dass der durchschnittliche 30-jährige Festzins-Hypothekenzins (FRM) bei 6,56% lag – leicht gesunken von 6,58% in der Vorwoche, aber höher als die 6,35% vor einem Jahr. Der 15-jährige FRM blieb unverändert bei 5,69%, im Vergleich zu 5,51% vor zwölf Monaten.
Nach Angaben des Chefökonomen Sam Khater haben die Hypothekenzinsen ein 10-Monats-Tief erreicht. Die Nachfrage nach Käufen steigt durch niedrigere Zinsen und ein robustes Wirtschaftswachstum. Trotz anhaltender Erschwinglichkeitsprobleme könnte das sinkende Zinsumfeld mehr potenzielle Käufer in den Markt locken.
- Mortgage rates decreased to 10-month low
- Purchase demand is increasing
- Solid economic growth reported
- 30-year FRM decreased from previous week
- 30-year FRM rates still higher than previous year (6.56% vs 6.35%)
- 15-year FRM rates higher than previous year (5.69% vs 5.51%)
- Affordability challenges persist for potential homebuyers
MCLEAN, Va., Aug. 28, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates are at a 10-month low,” said Sam Khater, Freddie Mac’s Chief Economist. “Purchase demand continues to rise on the back of lower rates and solid economic growth. Though many potential homebuyers still face affordability challenges, consistently lower rates may provide them with the impetus to enter the market.”
News Facts
- The 30-year FRM averaged
6.56% as of August 28, 2025, down from last week when it averaged6.58% . A year ago at this time, the 30-year FRM averaged6.35% . - The 15-year FRM averaged
5.69% , unchanged from last week. A year ago at this time, the 15-year FRM averaged5.51% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/74dc8653-078f-43a5-a63e-ca96b767b9ae
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