Federal Home Stock Price, News & Analysis

Freddie Mac (OTCQB: FMCC) reported an increase in mortgage rates in its Primary Mortgage Market Survey®. The 30-year fixed-rate mortgage averaged 6.34%, up from 6.30% last week and higher than 6.12% a year ago. The 15-year fixed-rate mortgage rose to 5.55% from 5.49% last week, compared to 5.25% a year ago.

Despite the increase, rates remain below the 52-week average of 6.71%. According to Chief Economist Sam Khater, recent months have shown lower rates overall, leading to increased pending home sales and greater homebuyer confidence.

Freddie Mac (OTCQB: FMCC) has released its Monthly Volume Summary for August 2025. The report provides detailed information about the company's mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities, and other investments.

As a key player in the U.S. housing market, Freddie Mac continues its mission to promote liquidity, stability, and affordability across all economic cycles. Since its founding in 1970, the organization has supported tens of millions of families in buying, renting, or maintaining their homes.

Freddie Mac (OTCQB: FMCC) has announced a significant $487 million non-performing loan (NPL) sale via auction. The offering comprises seasoned, deeply delinquent residential first lien whole loans from Freddie Mac's mortgage-related investments portfolio.

The sale is structured across five pools: four Standard Pool Offerings (SPO) and one Extended Timeline Pool Offering (EXPO). Bids are due by October 16, 2025 for SPO pools and October 30, 2025 for the EXPO pool. Since 2011, Freddie Mac has sold $10.7 billion of NPLs and securitized approximately $81.3 billion of re-performing loans through various programs.

Freddie Mac (OTCQB: FMCC) reported an increase in mortgage rates, with the 30-year fixed-rate mortgage (FRM) rising to 6.30% from 6.26% last week. The 15-year FRM increased to 5.49% from 5.41% last week.

According to Chief Economist Sam Khater, housing market activity remains robust, with purchase applications up 18% and refinance applications up 42% year-over-year. The 30-year and 15-year FRM rates are higher compared to last year's rates of 6.08% and 5.16%, respectively.

Freddie Mac (OTCQB: FMCC) has appointed Matthew D. Abrusci as Executive Vice President, General Counsel and Corporate Secretary, effective September 22, 2025. Abrusci brings over 30 years of experience in financial services, with expertise in banking, capital markets, and securities law.

Prior to joining Freddie Mac, Abrusci served as General Counsel at Mitsubishi UFJ Financial Group (MUFG) Americas. His career includes senior legal positions at prominent financial institutions including Royal Bank of Canada, Credit Suisse Securities, and Merrill Lynch. The appointment comes as Freddie Mac aims to enhance its efficiency and financial stability.

Freddie Mac (OTCQB: FMCC) reported a decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.26%, down from 6.35% last week but higher than 6.09% a year ago. The 15-year FRM decreased to 5.41% from 5.50% last week, compared to 5.15% a year ago.

According to Chief Economist Sam Khater, the declining rates have sparked increased refinancing activity, with refinance applications reaching nearly 60% of total mortgage applications, marking the highest level since January 2022.

Freddie Mac (OTCQB: FMCC) reported a significant drop in mortgage rates, with the 30-year fixed-rate mortgage (FRM) falling to 6.35%, marking the largest weekly decline in the past year with a 15 basis point decrease from 6.50%.

The 15-year FRM decreased to 5.50% from last week's 5.60%. Chief Economist Sam Khater noted increased homebuyer activity, with purchase applications reaching their highest year-over-year growth rate in over four years. For comparison, the 30-year and 15-year FRM rates were 6.20% and 5.27% respectively a year ago.

Freddie Mac (OTCQB: FMCC) has announced the pricing of its second Seasoned Credit Risk Transfer Trust (SCRT) offering of 2025, a $707 million securitization backed by re-performing loans (RPLs). The transaction includes $673 million in guaranteed senior certificates and $34 million in non-guaranteed mezzanine and subordinate certificates.

The underlying collateral comprises 4,002 seasoned fixed-, step-, and adjustable-rate RPLs, with all mortgage loans either current or no more than 30 days delinquent. The transaction, expected to settle on September 12, 2025, will be serviced by Newrez LLC and Select Portfolio Servicing, Inc. To date, Freddie Mac has sold over $10.7 billion of Non-Performing Loans and securitized approximately $80.6 billion of RPLs.

Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.50%, down from 6.56% last week. The 15-year FRM decreased to 5.60% from 5.69% last week.

According to Chief Economist Sam Khater, the declining rates are boosting market optimism. Notably, refinancing applications have reached 47% of total mortgage applications, marking the highest level since October. This trend suggests increasing opportunities for both new homebuyers and current homeowners looking to refinance.