Herzfeld Credit Income Fund, Inc. Provides January 2026 Net Asset Value Update
Rhea-AI Summary
Herzfeld Credit Income Fund (NASDAQ: HERZ) reported an estimated net asset value of $2.16 per share as of January 30, 2026. The Fund completed a 1-for-10 reverse stock split effective February 9, 2026, giving a post-split adjusted NAV of $21.56.
Positive
- Post-reverse split adjusted NAV reported as $21.56
- Estimated NAV (pre-split) of $2.16 as of January 30, 2026
Negative
- 1-for-10 reverse stock split effective February 9, 2026 (share consolidation)
Key Figures
Market Reality Check
Peers on Argus
HERZ fell 1.7% with mixed moves across asset management peers: CUBA (-1.18%), ICMB (-0.32%), while RAND (+2.69%) and NXN (+0.58%) rose, suggesting stock-specific trading around the NAV and reverse split context.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Feb 05 | Reverse split effective | Neutral | +3.0% | Announced effective date and trading start for 10-for-1 reverse split. |
| Jan 15 | Reverse split announce | Neutral | -1.8% | Board approved 1-for-10 reverse split and outlined mechanics and rationale. |
| Jan 14 | NAV update | Neutral | +4.2% | Reported estimated NAV of <b>$2.14</b> as of December 31, 2025. |
| Dec 30 | Year-end distribution | Positive | -16.2% | Paid year-end distribution of <b>$0.6867</b> per share in cash and stock. |
| Nov 17 | Distribution update | Positive | +2.8% | Corrected distribution details and outlined monthly NAV and income policies. |
Recent fund actions (distributions, NAV updates, reverse split announcements) have produced mixed but generally modest price reactions, with both gains and declines following news.
Over the past few months, HERZ has reported regular NAV updates and executed capital actions. A December 2025 NAV of $2.14 preceded a sizeable year-end distribution of $0.6867 per share, largely paid in stock, and later a 1-for-10 reverse split effective in early February 2026. Prior reverse split announcements saw modest price moves in both directions, indicating that structural and distribution news has not produced a consistent directional pattern.
Market Pulse Summary
This announcement details HERZ’s estimated NAV of $2.16 as of January 30, 2026 and the corresponding post-reverse-split NAV of $21.56 following its 1-for-10 reverse stock split effective February 9, 2026. In context with prior NAV updates and recent capital actions, investors can track how consistently market price aligns with these NAV figures and how future distributions or structural changes might influence that relationship.
Key Terms
net asset value financial
reverse stock split financial
AI-generated analysis. Not financial advice.
MIAMI BEACH, Fla., Feb. 17, 2026 (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced the estimated net asset value (“NAV”) of the Fund as of January 30, 2026 was
The Fund completed a 1-for-10 reverse stock split effective February 9, 2026. The post-reverse split adjusted NAV as of January 30, 2026, is
About Thomas J. Herzfeld Advisors, Inc.
Thomas J. Herzfeld Advisors, Inc., founded in 1984, is an SEC registered investment advisor, specializing in investment analysis and account management in closed-end funds.
More information about the advisor can be found at www.herzfeld.com.
Past performance is no guarantee of future performance. An investment in the Fund is subject to certain risks, including market risk. In general, shares of closed-end funds often trade at a discount from their net asset value and at the time of sale may be trading on the exchange at a price which is more or less than the original purchase price or the net asset value. There can be no assurance that any Share repurchases will reduce or eliminate the discount of the Fund’s market price to the Fund’s net asset value per share. An investor should carefully consider the Fund’s investment objective, risks, charges and expenses. Please read the Fund’s disclosure documents before investing.
Forward-Looking Statements
This press release, and other statements that Thomas J. Herzfeld Advisors, Inc. (“TJHA”) or the Fund may make, may contain forward looking statements within the meaning of the Private Securities Litigation Reform Act, with respect to the Fund’s or TJHA’s future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as “trend,” “potential,” “opportunity,” “pipeline,” “believe,” “comfortable,” “expect,” “anticipate,” “current,” “intention,” “estimate,” “position,” “assume,” “outlook,” “continue,” “remain,” “maintain,” “sustain,” “seek,” “achieve,” and similar expressions, or future or conditional verbs such as “will,” “would,” “should,” “could,” “may” or similar expressions. TJHA and the Fund caution that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking statements speak only as of the date they are made, and TJHA and the Fund assume no duty to and do not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance. With respect to the Fund, the following factors, among others, could cause actual events to differ materially from forward-looking statements or historical performance: (1) shares of the Fund may trade at a discount from Net Asset Value; (2) the Fund is expose to risks associated with equity and equity-linked securities to the extent that adverse equity market conditions could negatively impact the ability of the borrowers to make payment of interest and/or principal with respect to loans underlying the CLOS in which the Fund invests; (3) as a “non-diversified” investment company, the Fund’s investments involve greater risks than would be the case for a similar diversified investment company; (4) the Adviser’s judgment about the attractiveness, relative value or potential appreciation of a particular security or investment strategy may prove incorrect; (5) market disruption risks, including certain events that have had a disruptive effect on the securities markets, generally, such as pandemics, terrorist attacks, war and other geopolitical events, hurricanes, droughts, floods and other natural disasters; (6) risk of investment in CLOs and related securities generally; (7) dependence on managers of the CLOs in which the Fund invests; (8) risks associated with investing in CLOs generally. Annual and Semi-Annual Reports and other regulatory filings of the Fund with the SEC are accessible on the SEC’s website at www.sec.gov and on TJHA’s website at www.herzfeld.com/herz and may discuss these or other factors that affect the Fund. The information contained on TJHA’s website is not a part of this press release.
Contact:
Tom Morgan
Chief Compliance Officer
Thomas J. Herzfeld Advisors, Inc.
1-305-777-1660
FAQ
What was Herzfeld Credit Income Fund's estimated NAV on January 30, 2026 (HERZ)?
What did the 1-for-10 reverse stock split mean for HERZ shareholders and NAV?
When did Herzfeld Credit Income Fund complete the reverse split (HERZ)?
How is the post-split NAV of $21.56 for HERZ calculated?
Does the reported HERZ NAV change shareholder ownership percentage after the split?
