Welcome to our dedicated page for Heritage Insurance Hldgs news (Ticker: HRTG), a resource for investors and traders seeking the latest updates and insights on Heritage Insurance Hldgs stock.
Heritage Insurance Holdings, Inc. (NYSE: HRTG) is a super-regional property and casualty insurance holding company that regularly issues news on its financial performance, catastrophe exposure and strategic initiatives. As a catastrophe-focused property insurer, Heritage reports on how wildfires, hurricanes, winter storms and severe convective storms affect its personal and commercial residential property portfolio across the northeast, southeast, Hawaii and California excess and surplus lines.
News for HRTG frequently includes quarterly and annual earnings releases, where the company discusses net income, premiums earned, loss ratios, expense ratios and combined ratios. These updates often explain how rate actions, underwriting discipline and exposure management have influenced underwriting results, as well as how changes in weather-related and catastrophe losses have impacted profitability.
Investors can also find announcements about strategic profitability initiatives, such as re-opening profitable geographies, maintaining rate adequacy, using data-driven analytics and enhancing customer service and claims capabilities. Heritage’s communications highlight its efforts to balance growth with risk management in catastrophe-exposed markets.
Another key category of news involves reinsurance and capital management. Heritage has announced the full placement of its catastrophe excess-of-loss reinsurance program, including multi-year indemnity coverage and catastrophe bonds, and has described the role of its affiliate captive reinsurer. The company also issues press releases about credit facility amendments, dividend decisions and share repurchase authorizations.
In addition, Heritage periodically announces investor events, such as participation in virtual investor conferences and scheduled earnings calls. These items provide context on how management communicates with the investment community. For ongoing insight into HRTG, this news feed aggregates company-issued press releases and related coverage in one place.
Heritage Insurance Holdings (NYSE: HRTG) will participate in the Sidoti Year End Virtual Investor Conference on Thursday, December 11, 2025.
CEO Ernie Garateix and CFO Kirk Lusk will take part in one-on-one investor meetings and will present live at 3:15 PM Eastern Time. A live webcast of the presentation and an online replay will be available via the Events section of Heritage's Investor Relations website: https://investors.heritagepci.com/events.
Heritage (NYSE: HRTG) reported Q3 2025 net income $50.4M or $1.63 per diluted share versus $8.2M ($0.27) in Q3 2024. Gross premiums earned were $362.0M (+2.2% YoY) while net premiums earned were $195.1M (−1.9% YoY) due to higher ceded premiums. Net combined ratio improved to 72.9% from 100.6% a year earlier; net loss ratio was 38.3%. Book value per share rose to $14.15 (up 48.9% from year end 2024 and 55.5% YoY). The Board suspended the quarterly dividend and authorized a new $25M repurchase program for 2026.
Heritage Insurance (NASDAQ: HRTG) on Oct 28, 2025 honored Hillsborough County Fire Rescue and first responders on National First Responders Appreciation Day.
Heritage sponsored the Hillsborough County Fire Rescue Foundation's annual Firefighters Gala to support firefighter well-being, safety initiatives, and community programs. In September, CEO Ernie Garateix and AVP Butch Delgado joined the department's inaugural class of Honorary Firefighters, participating in training drills to better understand fire service duties. Company statements emphasized Heritage's ongoing commitment to community engagement and support for first responders across Florida.
Heritage Insurance Holdings (NYSE: HRTG) will release third quarter 2025 results after market close on Wednesday, November 5, 2025 and will host a conference call at 9:00 AM ET on Thursday, November 6, 2025. Telephone dial‑in numbers and a live audio webcast will be available in the company investor section, with the call archived for replay.
Heritage is a super‑regional property and casualty insurer that writes approximately $1.4 billion of gross personal and commercial residential premium across its multi‑state footprint, including northeast, southeast, Hawaii and California excess and surplus lines.
Heritage Insurance Holdings (NYSE:HRTG) reported strong Q2 2025 financial results, with net income of $48.0 million ($1.55 per diluted share), up 154.5% from $18.9 million in Q2 2024. The company achieved a net combined ratio of 72.9%, improving 19.6 points year-over-year.
Key metrics include gross premiums earned of $353.6 million (up 1.0%), net premiums earned of $196.3 million (up 3.2%), and a significantly improved net loss ratio of 38.5% (down 17.2 points). Book value per share increased to $12.36, up 48.6% year-over-year.
The company's Board continues to suspend quarterly dividends to prioritize strategic growth. Heritage has reopened nearly all capacity for new business while maintaining strict underwriting standards and implementing rate adjustments across markets.
[ "Net income increased 154.5% to $48.0 million in Q2 2025", "Net combined ratio improved significantly to 72.9%, down 19.6 points", "Book value per share grew 48.6% year-over-year to $12.36", "Net loss ratio improved by 17.2 points to 38.5%", "New business premium grew 46.3% compared to Q2 2024" ]Heritage Insurance Holdings (NYSE: HRTG), a super-regional property and casualty insurance holding company, has scheduled its second quarter 2025 earnings release and conference call. The company will release financial results after market close on Tuesday, August 5, 2025, followed by a conference call and webcast on Wednesday, August 6, 2025, at 9:00 AM ET.
Investors can access the call via phone (US: 1-888-346-3095, International: 1-412-902-4258) or through a live webcast available on the company's investor relations website. The webcast will be archived for future replay.
Heritage Insurance Holdings (NYSE: HRTG) has successfully completed its 2025-2026 catastrophe excess-of-loss reinsurance program for its insurance subsidiaries. The company increased its purchased limit by $285 million to $2.479 billion, with total cost rising by just $7.8 million to $430.9 million. The program includes $200 million in new catastrophe bonds through Citrus Re Ltd.
Key features include external party first event reinsurance tower exhaustion points of $1.6 billion for Southeast, $1.1 billion for Northeast, and $865 million for Hawaii. The company maintains loss retentions of approximately $50 million for Southeast and Hawaii, and $39.3 million for Northeast, with potential reductions through Osprey Re. The program maintains a 90% Florida Hurricane Catastrophe Fund participation.
Heritage Insurance Holdings (NYSE: HRTG), a super-regional property and casualty insurance holding company, has scheduled its first quarter 2025 financial results announcement. The company will release its Q1 2025 results after market close on Tuesday, May 6, 2025.
A conference call and webcast will follow on Wednesday, May 7, 2025 at 9:00 am ET. Investors can join via telephone using the domestic dial-in (1-888-346-3095) or international dial-in (1-412-902-4258). A live audio webcast will be available in the investors section of Heritage's website, with a replay option available afterward.
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