Heritage Insurance Hldgs Inc Stock Price, News & Analysis

Heritage (NYSE: HRTG) reported Q3 2025 net income $50.4M or $1.63 per diluted share versus $8.2M ($0.27) in Q3 2024. Gross premiums earned were $362.0M (+2.2% YoY) while net premiums earned were $195.1M (−1.9% YoY) due to higher ceded premiums. Net combined ratio improved to 72.9% from 100.6% a year earlier; net loss ratio was 38.3%. Book value per share rose to $14.15 (up 48.9% from year end 2024 and 55.5% YoY). The Board suspended the quarterly dividend and authorized a new $25M repurchase program for 2026.

Heritage Insurance (NASDAQ: HRTG) on Oct 28, 2025 honored Hillsborough County Fire Rescue and first responders on National First Responders Appreciation Day.

Heritage sponsored the Hillsborough County Fire Rescue Foundation's annual Firefighters Gala to support firefighter well-being, safety initiatives, and community programs. In September, CEO Ernie Garateix and AVP Butch Delgado joined the department's inaugural class of Honorary Firefighters, participating in training drills to better understand fire service duties. Company statements emphasized Heritage's ongoing commitment to community engagement and support for first responders across Florida.

Heritage Insurance Holdings (NYSE: HRTG) will release third quarter 2025 results after market close on Wednesday, November 5, 2025 and will host a conference call at 9:00 AM ET on Thursday, November 6, 2025. Telephone dial‑in numbers and a live audio webcast will be available in the company investor section, with the call archived for replay.

Heritage is a super‑regional property and casualty insurer that writes approximately $1.4 billion of gross personal and commercial residential premium across its multi‑state footprint, including northeast, southeast, Hawaii and California excess and surplus lines.

Heritage Insurance Holdings (NYSE:HRTG) reported strong Q2 2025 financial results, with net income of $48.0 million ($1.55 per diluted share), up 154.5% from $18.9 million in Q2 2024. The company achieved a net combined ratio of 72.9%, improving 19.6 points year-over-year.

Key metrics include gross premiums earned of $353.6 million (up 1.0%), net premiums earned of $196.3 million (up 3.2%), and a significantly improved net loss ratio of 38.5% (down 17.2 points). Book value per share increased to $12.36, up 48.6% year-over-year.

The company's Board continues to suspend quarterly dividends to prioritize strategic growth. Heritage has reopened nearly all capacity for new business while maintaining strict underwriting standards and implementing rate adjustments across markets.

[ "Net income increased 154.5% to $48.0 million in Q2 2025", "Net combined ratio improved significantly to 72.9%, down 19.6 points", "Book value per share grew 48.6% year-over-year to $12.36", "Net loss ratio improved by 17.2 points to 38.5%", "New business premium grew 46.3% compared to Q2 2024" ]

Heritage Insurance Holdings (NYSE: HRTG), a super-regional property and casualty insurance holding company, has scheduled its second quarter 2025 earnings release and conference call. The company will release financial results after market close on Tuesday, August 5, 2025, followed by a conference call and webcast on Wednesday, August 6, 2025, at 9:00 AM ET.

Investors can access the call via phone (US: 1-888-346-3095, International: 1-412-902-4258) or through a live webcast available on the company's investor relations website. The webcast will be archived for future replay.

Heritage Insurance Holdings (NYSE: HRTG), a super-regional property and casualty insurance holding company, announced its participation in the upcoming Sidoti Small-Cap Virtual Investor Conference. CEO Ernie Garateix and CFO Kirk Lusk will represent the company on June 11, 2025, with a scheduled presentation at 1:00 PM Eastern Time. The management team will also engage in one-on-one meetings with investors. The presentation will be accessible via live webcast through Heritage's Investor Relations website, with a replay available afterward.

Heritage Insurance Holdings (NYSE: HRTG) has successfully completed its 2025-2026 catastrophe excess-of-loss reinsurance program for its insurance subsidiaries. The company increased its purchased limit by $285 million to $2.479 billion, with total cost rising by just $7.8 million to $430.9 million. The program includes $200 million in new catastrophe bonds through Citrus Re Ltd.

Key features include external party first event reinsurance tower exhaustion points of $1.6 billion for Southeast, $1.1 billion for Northeast, and $865 million for Hawaii. The company maintains loss retentions of approximately $50 million for Southeast and Hawaii, and $39.3 million for Northeast, with potential reductions through Osprey Re. The program maintains a 90% Florida Hurricane Catastrophe Fund participation.

Heritage Insurance Holdings (NYSE: HRTG) reported strong Q1 2025 results with net income of $30.5 million ($0.99 per share), up 114.2% from $14.2 million in Q1 2024. Key metrics include: - Gross premiums earned increased 3.6% to $353.8M - Net premiums earned rose 11.5% to $200.0M - Net combined ratio improved to 84.5% from 94.0% - Return on equity increased to 39.3% from 25% Despite $31.8M in losses from California wildfires, the company demonstrated resilience through strategic initiatives focused on rate adequacy, selective underwriting, and portfolio diversification. Heritage is now entering a growth phase, expanding territory coverage from 30% to nearly 75% of production capacity, with plans to reach 100% by end of 2025. The Board continues dividend suspension to prioritize strategic growth.

Heritage Insurance Holdings (NYSE: HRTG), a super-regional property and casualty insurance holding company, has scheduled its first quarter 2025 financial results announcement. The company will release its Q1 2025 results after market close on Tuesday, May 6, 2025.

A conference call and webcast will follow on Wednesday, May 7, 2025 at 9:00 am ET. Investors can join via telephone using the domestic dial-in (1-888-346-3095) or international dial-in (1-412-902-4258). A live audio webcast will be available in the investors section of Heritage's website, with a replay option available afterward.