Jack Henry & Associates Stock Price, News & Analysis

Jack Henry & Associates (NASDAQ:JKHY) reported strong Q4 and full fiscal year 2025 results, with notable growth across key metrics. Q4 GAAP revenue increased 9.9% to $615.4 million, while GAAP operating income rose 23.9%. Q4 diluted EPS reached $1.75, up from $1.38 year-over-year.

For FY2025, the company achieved 7.2% revenue growth to $2.38 billion and 16.2% operating income growth. GAAP EPS for the full year was $6.24, compared to $5.23 in FY2024. The company's financial position strengthened with cash and equivalents of $102.0 million and zero debt outstanding.

Looking ahead, Jack Henry provided FY2026 guidance projecting revenue between $2.475-$2.504 billion and EPS of $6.32-$6.44.

Jack Henry (Nasdaq: JKHY) has announced the initial launch of Tap2Local, a cloud-native digital payments solution enabling banks and credit unions to provide enhanced services to small and medium-sized businesses (SMBs). The solution, developed with Moov, allows merchants to accept debit and credit card payments through tap-to-pay functionality on iOS and Android devices without additional hardware.

Currently in closed beta testing, Tap2Local will be rolled out to over 1,000 financial institutions on the Banno Digital Platform. According to Jack Henry's 2025 Strategy Benchmark Survey, 80% of clients plan to expand SMB services, with 70% focusing on payments. Research shows 82% of small businesses desire more payment options from their primary financial institution.

Jack Henry (NASDAQ:JKHY) reported its deconversion revenue results for Q4 and full fiscal year 2025. The company generated $20.5 million in deconversion revenue for Q4 FY2025, bringing the total fiscal year 2025 deconversion revenue to $33.9 million.

The company explained that deconversion revenue primarily occurs when their clients are acquired by other financial institutions, leading to contract terminations. Due to the non-operational nature of this revenue stream and its dependence on external factors, Jack Henry excludes deconversion revenue from its non-GAAP revenue reporting in quarterly and annual earnings releases.

Jack Henry (Nasdaq: JKHY) has launched MyFinancialHealth, a comprehensive financial wellness suite on its Banno Digital Platform, powered by Array. The platform, available to over 1,000 banks and credit unions, offers tools for credit monitoring, identity protection, privacy management, and subscription management through a free-to-premium model.

The solution requires no API integration or custom development, featuring easy activation through single configuration. First Fidelity Bank, a $2.7-billion institution, is among the early adopters. Array reports an average user engagement of 2.2 visits per month, with many users upgrading to premium services.

Jack Henry & Associates (NASDAQ: JKHY) has scheduled its fourth quarter and full fiscal year 2025 earnings conference call for August 20, 2025, at 7:45 a.m. Central Time. The company will release its earnings report after market close on August 19, 2025.

Investors can access the live webcast through the company's website at www.jackhenry.com. For those joining by phone, the US dial-in number is (833) 630-0605, while international participants can dial +1 412-317-1830. Additionally, JKHY will announce its Q4 and full fiscal year 2025 deconversion revenue results after market close on August 11, 2025, prior to the main earnings release.

Jack Henry (NASDAQ:JKHY) announced that Abound Credit Union has selected its Symitar® core platform and cloud-based solutions for technology modernization. Abound Credit Union, with $2.4 billion in assets and serving over 130,000 members across Kentucky, will implement Jack Henry's open, cloud-native platform to enhance its banking services.

The credit union will utilize several integrated solutions including Jack Henry Data Hub™, Banno Digital Platform™, and Banno Digital Toolkit™ to provide personalized experiences and seamless third-party integration. The implementation aims to modernize member services and attract younger generations while maintaining the credit union's personal touch.

Jack Henry (Nasdaq: JKHY) has been recognized on TIME's America's Best Mid-Size Companies 2025 list for the second consecutive year. The recognition is based on three key criteria: employee satisfaction from a survey of 217,000 employees, revenue growth for companies with $100 million to $10 billion in revenue, and sustainability transparency.

The company's CEO Greg Adelson highlighted their commitment to stakeholders, including associates, clients, communities, and shareholders. The recognition validates Jack Henry's strong performance in employee recommendations, working conditions, revenue growth metrics, and ESG practices.

Jack Henry (Nasdaq: JKHY) has been recognized as a top provider of digital banking services for small businesses in the 2025 Datos Matrix. The company's Banno Business platform was highlighted for its strength and capabilities, particularly noting its stability, client base, and product features.

The cloud-native platform enables rapid innovation through continuous releases and features an open API framework for seamless third-party integrations. Jack Henry's SMB strategy includes a new merchant acquiring solution developed with Moov, offering features like instant decisioning, Tap to Pay, multiple daily settlements, and continuous account reconciliation.

According to Jack Henry's 2025 Strategy Benchmark Study, 80% of banks and credit unions plan to expand small business services in the next two years.

Jack Henry (NASDAQ: JKHY) has been selected by First Mid Bank & Trust to modernize its technology infrastructure. First Mid, a $8 billion-asset bank with over 80 branches across Illinois, Missouri, Texas, and Wisconsin, will implement Jack Henry's core processing platform to enhance operational efficiency and support its expansion strategy.

The partnership will provide First Mid access to Jack Henry's open ecosystem with over 950 API-integrated fintechs, enabling automation of manual tasks, streamlined workflows, and improved data management. The implementation aligns with First Mid's aggressive growth strategy, which includes both acquisitions and organic growth across the Midwest region.