Blue Sky Bank Turns to Jack Henry to Drive Innovation, Elevate Customer Service and Support Growth

Rhea-AI Summary

Jack Henry (Nasdaq: JKHY) was chosen by Blue Sky Bank (a $1.3 billion-asset, 15-branch bank) to modernize core, digital and commercial banking on Feb. 11, 2026.

The bank will deploy Banno for retail digital banking, LoanVantage for lending consolidation, and Treasury Management to support growth and acquisitions.

Positive

• Assets grew from $200M (2018) to $1.3B (2026)
• Selected modern core and integrated digital platforms (Banno, LoanVantage, Treasury)
• Technology choice supports scaled self-service plus personalized banking

Negative

• Approximately 80% of business is commercial (customer concentration risk)
• Rapid asset growth may require significant operational scaling

Key Figures

Blue Sky assets: $1.3 billion Commercial mix: 80% Branch network: 15 branches +2 more

5 metrics

Blue Sky assets $1.3 billion Current asset size of Blue Sky Bank

Commercial mix 80% Share of Blue Sky Bank’s business that is commercial

Branch network 15 branches Blue Sky Bank locations across Oklahoma and Texas

2018 assets Just over $200 million Blue Sky Bank asset base in 2018

Asset growth $200M to $1.3B Increase in Blue Sky Bank assets since 2018

Market Reality Check

Price: $170.62 Vol: Volume 1,572,918 is 1.59x...

high vol

$170.62 Last Close

Volume Volume 1,572,918 is 1.59x the 20-day average 990,212, indicating elevated trading interest pre-announcement. high

Technical Shares at 170.62 are trading slightly below the 200-day MA of 171.33, about 13% under the 52-week high.

Peers on Argus

JKHY was down 0.55% while key peers were mixed: CACI -1.8%, CDW -0.45%, GIB -0.3...

JKHY was down 0.55% while key peers were mixed: CACI -1.8%, CDW -0.45%, GIB -0.39%, with AUR +0.9% and IT +0.09%. The pattern points to stock-specific dynamics rather than a broad sector move.

Common Catalyst Limited peer news, with GIB highlighted for a payments-related leadership ranking, separate from JKHY’s core-banking client win.

Historical Context

5 past events · Latest: Feb 09 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Feb 09	Dividend increase	Positive	-1.0%	Raised quarterly dividend by 6% to $0.61 per share.
Feb 03	Earnings results	Positive	-7.3%	Reported Q2 revenue and EPS growth with raised full-year guidance.
Jan 28	Product enhancement	Positive	+0.5%	Launched transaction enrichment on Banno via Bud Financial integration.
Jan 27	Deconversion update	Neutral	+0.5%	Reported $6.2M deconversion revenue and raised full-year estimate to $28M.
Jan 26	Partnership expansion	Positive	-1.2%	CorServ credit card management embedded into Banno Digital Platform.

Pattern Detected

Recent positive or shareholder-friendly news has often been met with flat-to-negative next-day reactions, suggesting a tendency toward cautious or fading responses.

Recent Company History

Over the past few weeks, Jack Henry reported stronger fiscal Q2 2026 results with higher revenue, operating income, and EPS, alongside solid deconversion revenue and reiterated deconversion guidance. The company increased its quarterly dividend by 6% to $0.61 per share and expanded capabilities on the Banno Digital Platform via CorServ and Bud Financial integrations. Despite fundamentally positive updates, price reactions have been mixed to negative, providing important context for how the market has treated growth and partnership news like today’s Blue Sky Bank win.

Market Pulse Summary

This announcement highlights Jack Henry’s role as a core and digital banking provider to growth-orie...

Analysis

This announcement highlights Jack Henry’s role as a core and digital banking provider to growth-oriented institutions, with Blue Sky Bank adopting its core processing, Banno Digital Platform, LoanVantage, and Treasury Management solutions. Recent history shows multiple product integrations and strong financial results, so this client win fits an ongoing expansion theme. Investors may watch for further disclosures on deal momentum, implementation progress, and how such relationships contribute to revenue and margin trends over coming quarters.

Key Terms

core processing platform, treasury management, public cloud, cybersecurity

4 terms

core processing platform technical

"Blue Sky Bank selected Jack Henry's modern core processing platform along with integrated"

A core processing platform is the central computer system that handles and manages essential financial transactions and data for a business or institution. It functions like the engine of a car, enabling smooth and reliable operation of critical activities such as account management, payments, and record keeping. For investors, a strong and efficient core platform is important because it ensures stability, security, and the ability to quickly adapt to changing needs.

treasury management financial

"the bank chose LoanVantage™ to consolidate lending platforms and Treasury Management to"

Treasury management is a company's day‑to‑day handling of cash, short‑term investments, borrowing and financial risks to make sure bills are paid, excess cash is used wisely, and exposure to things like interest rates or foreign currencies is controlled. Think of it as running the company's checking account and emergency fund so operations keep flowing. For investors, strong treasury management signals that a company can meet obligations, fund growth without costly surprises, and protect value in changing markets.

public cloud technical

"delivering a steady stream of modern service components in the public cloud also stood out"

A public cloud is a service that provides computing resources, like storage and software, over the internet for multiple users or organizations. Think of it as renting space in a shared digital storage unit or using a shared utility, where the provider manages the infrastructure. For investors, public clouds enable flexible and scalable technology solutions, often at lower costs, making them a key component of modern business operations.

cybersecurity technical

"IT fundamentals around efficiency, regulatory compliance, and cybersecurity. With that"

Cybersecurity involves protecting computers, networks, and digital information from theft, damage, or unauthorized access. It is essential for safeguarding sensitive data and maintaining trust in digital systems, which matters to investors because strong cybersecurity reduces the risk of costly breaches and disruptions that can impact a company’s performance and reputation. Think of it as locking and safeguarding valuable information much like securing a safe to prevent theft.

AI-generated analysis. Not financial advice.

$1.3 billion-asset bank enhances commercial and retail banking capabilities

MONETT, Mo., Feb. 11, 2026 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that Blue Sky Bank selected Jack Henry to provide customers with modern, competitive offerings through a blend of self-service and personal banking experiences. Jack Henry's commitment to research and development, along with its vision for the future, significantly influenced the bank's decision.

Blue Sky Bank was originally chartered in Pawhuska, Oklahoma, in 1905. Since then, it has grown its 15-branch network across Oklahoma and Texas. Approximately 80% of the bank's business is commercial, serving sophisticated clients in metropolitan areas such as Tulsa, Dallas, and Fort Worth. These clients want both the extensive capabilities of megabanks and the personalized service Blue Sky Bank provides.

In addition to its commercial focus, Blue Sky Bank serves retail clients and recently launched a private banking division offering high-net-worth customers a more personalized, concierge-level banking experience. The bank has grown rapidly through both organic expansion and acquisitions, increasing assets from just over $200 million in 2018 to $1.3 billion today.

To remain competitive and better serve clients while preparing for acquisitions, Blue Sky Bank selected Jack Henry's modern core processing platform along with integrated digital and commercial solutions. The Banno Digital Platform™ will give retail customers full control over their accounts and financial data, offering a scalable, self-service solution that works for all generations while still providing access to personal guidance. For commercial clients, the bank chose LoanVantage™ to consolidate lending platforms and Treasury Management to deliver a seamless, unified system for both customers and staff.

"This technology plan is a big move for the future of our bank – one that will position us to meet the local community's needs as we expand into new territories with a holistic, personalized approach to banking," said Hayden Blackford, Senior Vice President of Information Technology at Blue Sky Bank. "We chose Jack Henry for their open technology modernization strategy as well as their service and support. They will allow us to serve our communities faster and deliver better, constantly evolving experiences. Two years ago, we focused on building strong IT fundamentals around efficiency, regulatory compliance, and cybersecurity. With that foundation in place, Jack Henry's technology will help us execute our new goal of meeting customers where they are."

Jack Henry's strategy of delivering a steady stream of modern service components in the public cloud also stood out to Blue Sky Bank. "Their ongoing investment in research and development impressed us," Blackford added. "As a high-growth bank, we want to scale our offerings and stay innovative while keeping relationship banking at the heart of everything we do. We trust that Jack Henry will help us do both."

"Blue Sky Bank has grown significantly in recent years and continues to grow because it is meeting clients' evolving financial needs with the personal attention of a community bank; it's what the market wants," said Jonathan Baltzell, President of Bank Solutions at Jack Henry. "Our platform supports commercial, small business, and retail banking clients with an integrated approach. It helps the bank compete with larger institutions, build on its long-standing history, and enter a new era of growth."

About Jack Henry & Associates, Inc.^®

Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For nearly 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/blue-sky-bank-turns-to-jack-henry-to-drive-innovation-elevate-customer-service-and-support-growth-302680853.html

SOURCE Jack Henry & Associates, Inc.

FAQ

Why did Blue Sky Bank choose Jack Henry (JKHY) on Feb. 11, 2026?

Blue Sky Bank chose Jack Henry to modernize core and digital systems for growth. According to Blue Sky Bank, Jack Henry's R&D, open modernization strategy, and service model fit the bank's goal to scale offerings while keeping local relationship banking.

What platforms will Blue Sky Bank implement from Jack Henry (JKHY)?

Blue Sky Bank will implement Banno, LoanVantage and Treasury Management from Jack Henry. According to Jack Henry, Banno enables retail self-service, LoanVantage consolidates lending, and Treasury Management unifies cash and commercial services for staff and customers.

How large is Blue Sky Bank and how fast did it grow to $1.3B?

Blue Sky Bank is a $1.3 billion-asset bank with 15 branches across Oklahoma and Texas. According to Blue Sky Bank, assets climbed from just over $200 million in 2018 to $1.3 billion today, driven by organic growth and acquisitions.

What does the Jack Henry deal mean for Blue Sky Bank's commercial clients?

The deal aims to give commercial clients consolidated lending and treasury services. According to Blue Sky Bank, LoanVantage and Treasury Management will provide a unified system to streamline lending and cash management for sophisticated commercial customers.

How will Banno affect Blue Sky Bank retail customers after the JKHY implementation?

Banno will provide scalable digital self-service while preserving personal guidance for retail customers. According to Blue Sky Bank, the platform lets customers control accounts and financial data across generations while maintaining access to concierge-level support where needed.