equipifi® Joins the Jack Henry™ Fintech Integration Network and Expands Access to Bank BNPL

Rhea-AI Summary

equipifi has joined the Jack Henry (NYSE:JKHY) Fintech Integration Network (FIN), enabling integration with the SilverLake System® through jXchange™ services. This strategic move allows equipifi to expand its Buy Now, Pay Later (BNPL) platform accessibility to hundreds more financial institutions.

The integration facilitates faster deployment of equipifi's BNPL solution for financial institutions using SilverLake System, enabling them to quickly launch in-house BNPL programs. The platform has already been successfully implemented by dozens of institutions using Jack Henry's Symitar® core since 2022, and this expansion aims to make bank BNPL more widely available to U.S. consumers.

Positive

• Integration with SilverLake System expands equipifi's BNPL platform reach to hundreds more financial institutions
• Faster deployment capabilities for financial institutions through jXchange services
• Enhanced security and data integrity through managed service layer access

Negative

• None.

News Market Reaction – JKHY

+0.17%

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+0.17% News Effect

On the day this news was published, JKHY gained 0.17%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

- FIN enables equipifi to expand flexible financing capabilities to hundreds more financial institutions by integrating with SilverLake System^®-

SCOTTSDALE, Ariz., Sept. 4, 2025 /PRNewswire/ -- equipifi, the award-winning Buy Now, Pay Later (BNPL) platform for financial institutions, today announced that it has joined the Jack Henry™ Fintech Integration Network (FIN). Participating in the program had provided equipifi with access to Jack Henry's technical resources to expand the availability of its BNPL platform and integrate with SilverLake System^®. The Fintech Integration Network is designed to help ensure that Jack Henry's customers can easily deploy third-party products.

equipifi's BNPL platform integrates with SilverLake System through jXchange™– services-based programming interfaces that enable third-party fintechs and financial institutions to securely access core data and business rules. These integrations maintain data integrity by managing access through a service layer that governs all interactions, ensuring consistent and secure data exchange across platforms.

This translates to faster deployment of equipifi's BNPL solution for financial institutions using SilverLake System, empowering them to quickly launch a state-of-the-art in-house BNPL program, enhancing their digital banking experience, increasing engagement, and driving new interest income. With this program, more financial institutions can rapidly modernize their checking accounts, debit cards, and banking apps to meet consumer expectations.

"Offering BNPL as a payment method is table stakes for financial institutions that want to stay relevant to consumers," said Bryce Deeney, co-founder and CEO at equipifi. "Since 2022, equipifi's BNPL platform has enabled dozens of financial institutions on Jack Henry's Symitar^® core to rapidly launch brand-elevating, personalized BNPL programs in-house with minimal internal resources. Expanding to SilverLake System opens our BNPL platform to hundreds more financial institutions. Jack Henry's FIN is accelerating our mission to make bank BNPL available to all consumers in the U.S."

Jack Henry's FIN takes the customer out of the middle, providing fintechs with direct access to Jack Henry's technical resources and test systems. FIN inclusion is not an endorsement of the fintech's product.

About Jack Henry & Associates, Inc.^®
Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 48 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.

About equipifi^®
equipifi is the leading Buy Now, Pay Later (BNPL) platform for financial institutions in the United States. This is a white label solution designed to align with consumer purchase habits, payment preferences, and financial goals. The equipifi platform seamlessly integrates with leading banking cores and digital banking platforms to deepen customer engagement, grow market share, increase revenue, and provide a single place to view, accept, and manage BNPL plans on their existing banking app. For more information, please visit http://www.equipifi.com/.

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SOURCE equipifi

FAQ

What does equipifi's integration with Jack Henry's Fintech Integration Network mean?

The integration enables equipifi to expand its BNPL platform to hundreds more financial institutions using SilverLake System®, allowing faster deployment of BNPL solutions.

How does equipifi's BNPL platform integrate with Jack Henry's SilverLake System?

The integration occurs through jXchange™ services-based programming interfaces, which enable secure access to core data and business rules while maintaining data integrity.

What benefits do financial institutions get from equipifi's BNPL platform on Jack Henry systems?

Financial institutions can quickly launch in-house BNPL programs, enhance digital banking experience, increase engagement, and drive new interest income with minimal internal resources.

How many financial institutions currently use equipifi's BNPL platform through Jack Henry?

Since 2022, dozens of financial institutions using Jack Henry's Symitar® core have implemented equipifi's BNPL platform.

Does Jack Henry (JKHY) endorse equipifi's BNPL product?

No, inclusion in Jack Henry's Fintech Integration Network (FIN) is not an endorsement of equipifi's product.