How Homeowners Can Financially Prepare for Extreme Weather
Mercury Insurance (NYSE:MCY) has released guidance for homeowners on financial preparation for extreme weather events. The company emphasizes the importance of both physical and financial readiness to protect homes against natural disasters like wildfires, hurricanes, winter storms, and floods.
The comprehensive checklist includes reviewing insurance coverage, understanding deductibles, creating home inventories, building emergency funds, protecting important documents, utilizing smart technology for early damage detection, planning for evacuation costs, and understanding federal and state disaster aid programs.
Steve Bennett, Senior Director of Climate and Catastrophe Science at Mercury Insurance, highlights that proactive financial planning can help homeowners avoid significant expenses and stress during extreme weather events.
Mercury Insurance (NYSE:MCY) ha fornito indicazioni per i proprietari di casa su come prepararsi finanziariamente agli eventi meteorologici estremi. L'azienda sottolinea l'importanza di essere pronti sia dal punto di vista fisico che finanziario per proteggere le abitazioni da disastri naturali come incendi boschivi, uragani, tempeste invernali e alluvioni.
La lista completa di controllo comprende la revisione della copertura assicurativa, la comprensione delle franchigie, la creazione di inventari domestici, la costituzione di fondi di emergenza, la protezione dei documenti importanti, l'uso di tecnologie intelligenti per il rilevamento precoce dei danni, la pianificazione dei costi di evacuazione e la conoscenza dei programmi federali e statali di assistenza in caso di calamità.
Steve Bennett, Direttore Senior di Scienze Climatiche e Catastrofi presso Mercury Insurance, evidenzia come una pianificazione finanziaria proattiva possa aiutare i proprietari di casa a evitare spese ingenti e stress durante eventi meteorologici estremi.
Mercury Insurance (NYSE:MCY) ha publicado una guía para propietarios sobre la preparación financiera ante eventos climáticos extremos. La compañía enfatiza la importancia de estar preparados tanto física como financieramente para proteger los hogares frente a desastres naturales como incendios forestales, huracanes, tormentas invernales e inundaciones.
La lista completa incluye revisar la cobertura del seguro, entender los deducibles, crear inventarios del hogar, construir fondos de emergencia, proteger documentos importantes, utilizar tecnología inteligente para la detección temprana de daños, planificar los costos de evacuación y conocer los programas federales y estatales de ayuda en desastres.
Steve Bennett, Director Senior de Ciencias Climáticas y Catástrofes en Mercury Insurance, destaca que una planificación financiera proactiva puede ayudar a los propietarios a evitar gastos significativos y estrés durante eventos climáticos extremos.
머큐리 보험 (NYSE:MCY)는 극한 기상 현상에 대비한 재정 준비에 관한 주택 소유자를 위한 가이드를 발표했습니다. 이 회사는 산불, 허리케인, 겨울 폭풍, 홍수와 같은 자연 재해로부터 주택을 보호하기 위해 신체적 준비와 재정적 준비 모두의 중요성을 강조합니다.
포괄적인 점검 목록에는 보험 보장 검토, 공제액 이해, 가정 물품 목록 작성, 비상 자금 마련, 중요 문서 보호, 조기 피해 감지를 위한 스마트 기술 활용, 대피 비용 계획, 연방 및 주 재난 지원 프로그램 이해가 포함됩니다.
스티브 베넷, 머큐리 보험 기후 및 재난 과학 수석 이사는 사전 재정 계획이 극한 기상 현상 시 주택 소유자가 큰 비용과 스트레스를 피하는 데 도움이 될 수 있다고 강조합니다.
Mercury Insurance (NYSE:MCY) a publié des conseils pour les propriétaires concernant la préparation financière aux événements météorologiques extrêmes. La société souligne l'importance d'une préparation à la fois physique et financière pour protéger les maisons contre les catastrophes naturelles telles que les incendies de forêt, les ouragans, les tempêtes hivernales et les inondations.
La liste de contrôle complète comprend la révision de la couverture d'assurance, la compréhension des franchises, la création d'inventaires de la maison, la constitution de fonds d'urgence, la protection des documents importants, l'utilisation de technologies intelligentes pour la détection précoce des dommages, la planification des coûts d'évacuation et la connaissance des programmes d'aide fédéraux et étatiques en cas de catastrophe.
Steve Bennett, directeur principal des sciences du climat et des catastrophes chez Mercury Insurance, souligne qu'une planification financière proactive peut aider les propriétaires à éviter des dépenses importantes et du stress lors d'événements météorologiques extrêmes.
Mercury Insurance (NYSE:MCY) hat eine Anleitung für Hausbesitzer zur finanziellen Vorbereitung auf extreme Wetterereignisse veröffentlicht. Das Unternehmen betont die Bedeutung sowohl physischer als auch finanzieller Bereitschaft, um Häuser vor Naturkatastrophen wie Waldbränden, Hurrikanen, Winterstürmen und Überschwemmungen zu schützen.
Die umfassende Checkliste umfasst die Überprüfung des Versicherungsschutzes, das Verständnis von Selbstbeteiligungen, die Erstellung von Hausinventaren, den Aufbau von Notfallfonds, den Schutz wichtiger Dokumente, die Nutzung intelligenter Technologie zur frühzeitigen Schadensdetektion, die Planung von Evakuierungskosten und das Verständnis von Bundes- und Landeskatastrophenhilfsprogrammen.
Steve Bennett, Senior Director für Klima- und Katastrophenwissenschaften bei Mercury Insurance, hebt hervor, dass proaktive Finanzplanung Hausbesitzern helfen kann, erhebliche Ausgaben und Stress während extremer Wetterereignisse zu vermeiden.
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Smart Steps From Mercury Insurance to Protect Your Property, Budget and Peace of Mind
"Being financially prepared for extreme weather is just as important as physical preparation," said Steve Bennett, Senior Director, Climate and Catastrophe Science at Mercury Insurance. "A few smart actions today can help safeguard your home and save you thousands in the long run."
Financial Readiness Checklist for Extreme Weather:
- Review your insurance coverage: Make sure your homeowners policy covers damage from common local hazards like fire, wind, or flooding. Consider additional coverage or endorsements if needed.
- Know your deductibles: Understand what you'll be expected to pay out of pocket if disaster strikes — and set aside savings accordingly.
- Create a home inventory: Document valuables with photos or video to speed up claims and ensure fair reimbursement.
- Build an emergency fund: Set aside funds specifically for disaster-related expenses such as temporary housing, food or evacuation costs.
- Safeguard important documents: Store insurance paperwork, IDs and financial records in a waterproof and fireproof container — or back them up digitally.
- Utilize smart tech: Install leak sensors, weather alerts and security systems that can help detect damage early and notify you even when you're away.
- Plan for evacuation costs: Have a go-bag ready and a plan for lodging, food and pet care in case you need to leave quickly.
- Understand FEMA and state aid: Familiarize yourself with federal and state disaster relief programs in case your area is declared a disaster zone.
Mercury Insurance continues to support policyholders with timely resources, expert guidance, and coverage that adapts to the realities of today's changing climate.
About Mercury Insurance
Headquartered in
Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on Twitter or Facebook.
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SOURCE Mercury Insurance
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