M&T Bank Corporation Announces Fourth Quarter and Full-Year 2025 Earnings Release and Conference Call

Rhea-AI Summary

M&T Bank Corporation (NYSE:MTB) will release fourth quarter and full-year 2025 earnings before the market opens on Friday, January 16, 2026.

Following the release, M&T will hold a live conference call and webcast at 8:00 a.m. ET on January 16, 2026 (revised time). Domestic callers may use toll free (800) 347-7315; international callers may use (785) 424-1755 and reference conference ID MTBQ425. The live webcast and an archive will be available at https://ir.mtb.com/news-events/events-presentations with the webcast archive posted by 3:00 p.m. ET on January 16, 2026. A replay of the call will be available through Friday, January 23, 2026 via (800) 695-2185 or (402) 530-9028 for international participants.

News Market Reaction – MTB

+3.51%

+3.51% Session close to close

In the Dec 10 session, MTB gained 3.51%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement sets the timing for MTB’s fourth quarter and full-year 2025 earnings release and m...

Analysis

This announcement sets the timing for MTB’s fourth quarter and full-year 2025 earnings release and moves the related conference call to 8:00 a.m. ET on January 16, 2026. It mirrors prior communication-focused updates that prepared investors for upcoming disclosures. Investors may watch for the actual earnings figures and any forward-looking statements on the call, along with how they compare to themes in recent presentations and regulatory filings.

Key Figures

Earnings call time: 8:00 a.m. ET Earnings release date: January 16, 2026 Replay end date: January 23, 2026 +5 more

8 metrics

Earnings call time 8:00 a.m. ET Revised conference call time on January 16, 2026

Earnings release date January 16, 2026 Fourth quarter and full-year 2025 results release before market open

Replay end date January 23, 2026 Telephone replay of earnings call available through this date

Domestic dial-in (800) 347-7315 US toll-free number for live earnings call participation

International dial-in (785) 424-1755 International access number for live earnings call

Replay domestic (800) 695-2185 US toll-free number for earnings call replay

Replay international (402) 530-9028 International number for earnings call replay

Conference ID MTBQ425 ID to reference for accessing the live earnings conference call

Historical Context

5 past events · Latest: Nov 19 (Neutral)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Nov 19	Investor conference	Neutral	+0.3%	Participation in Goldman Sachs Financial Services Conference with webcast access.
Nov 19	Community impact news	Neutral	+0.3%	Maryland business initiatives highlighting local investments and M&T small business support.
Nov 19	Business ranking update	Positive	+0.3%	Top SBA 7(a) lender ranking with higher loan volumes and dollars vs prior year.
Nov 18	Dividend declaration	Positive	+0.3%	Announcement of Q4 common and preferred stock cash dividends with set pay dates.
Oct 29	Rate change notice	Neutral	-0.0%	Prime lending rate reduced from 7.25% to 7.00% effective October 30, 2025.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent MTB headlines, including conferences, dividends, and rate changes, have produced modest, generally aligned price reactions without major divergences.

Recent Company History

Over the last several months, MTB’s news flow has focused on investor outreach, community activity, and capital actions. In October 2025, the bank reduced its prime lending rate, with a near-flat price reaction. A Q4 2025 dividend declaration on Nov 18 and multiple November conference and ranking announcements also saw small positive moves around +0.29%. Today’s earnings release and call timing update fits this pattern of regular communication rather than a fundamentally new financial disclosure.

Key Terms

forward-looking statements, webcast

2 terms

forward-looking statements regulatory

"The conference call and webcast may contain forward-looking statements and other material information."

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

webcast technical

"The conference call and webcast may contain forward-looking statements and other material information."

A webcast is a live or recorded online event where people watch or listen to presentations, announcements, or performances through the internet. It’s like a TV broadcast but over the internet, allowing viewers from anywhere to tune in in real time or later. Webcasts are important because they let companies share information quickly and widely with audiences around the world.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Earnings Conference Call Time Updated to 8:00 a.m. ET on Friday, January 16, 2026

BUFFALO, N.Y., Dec. 9, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will announce its fourth quarter and full-year 2025 earnings results in a press release that will be issued before the market opens on Friday, January 16, 2026.

Following the release, M&T will conduct a conference call and webcast at 8:00 a.m. (ET) to discuss the earnings results. This time is revised from a previous press release that had the conference call scheduled for a later time. The conference call and webcast may contain forward-looking statements and other material information.

Domestic callers wishing to participate in the call may dial toll free (800) 347-7315. International participants, using any applicable international calling codes, may dial (785) 424-1755. Callers should reference M&T Bank Corporation or the conference ID # MTBQ425. The conference call will be webcast live through M&T's website at https://ir.mtb.com/news-events/events-presentations.

A replay of the call will be available through Friday, January 23, 2026, by calling (800) 695-2185 or (402) 530-9028 for international participants. No conference ID or passcode is required. The webcast archive of the conference call will be available by 3:00 p.m., January 16, 2026, on M&T's website at https://ir.mtb.com/news-events/events-presentations.

About M&T
M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, provides banking products and services with a branch and ATM network spanning the eastern U.S. from Maine to Virginia and Washington, D.C. Trust-related services are provided in select markets in the U.S. and abroad by M&T's Wilmington Trust-affiliated companies and by M&T Bank. For more information on M&T Bank, visit www.mtb.com.

Equal Housing Lender. © 2025 M&T Bank. NMLS #381076. Member FDIC. All Rights Reserved.

Investor Contact:
Brian Klock
Steve Wendelboe
(716) 842-5138

Media Contact:
Frank Lentini
(929) 651-0447

View original content to download multimedia:https://www.prnewswire.com/news-releases/mt-bank-corporation-announces-fourth-quarter-and-full-year-2025-earnings-release-and-conference-call-302637229.html

SOURCE M&T Bank Corporation

FAQ

When will M&T Bank (MTB) release Q4 and full-year 2025 earnings?

M&T will issue the Q4 and full-year 2025 earnings release before the market opens on January 16, 2026.

What time is the M&T Bank (MTB) earnings conference call on January 16, 2026?

The conference call and webcast are scheduled for 8:00 a.m. ET on January 16, 2026.

How can I join the M&T Bank (MTB) earnings call by phone?

Domestic callers can dial toll free (800) 347-7315; international callers can dial (785) 424-1755 and reference conference ID MTBQ425.

Where can investors watch the M&T Bank (MTB) earnings webcast?

The live webcast and archive will be available at https://ir.mtb.com/news-events/events-presentations, with the archive posted by 3:00 p.m. ET on January 16, 2026.

How long will the replay of the M&T Bank (MTB) earnings call be available?

A replay will be available through Friday, January 23, 2026 via (800) 695-2185 or international number (402) 530-9028.