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M&T Bank Decreases Prime Rate

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M&T Bank (NYSE: MTB) announced it will lower its prime lending rate from 7.25% to 7.00%, effective October 30, 2025.

The change is a corporate adjustment to the posted prime rate that takes effect one day after the announcement date.

M&T Bank (NYSE: MTB) ha annunciato che abbasserà il suo tasso di interesse primario da 7,25% a 7,00%, valido dallo 30 ottobre 2025.

Il cambiamento è un aggiustamento aziendale al tasso primario pubblicato che entra in vigore un giorno dopo la data dell'annuncio.

M&T Bank (NYSE: MTB) anunció que reducirá su tasa de interés preferencial de 7,25% a 7,00%, vigente a partir del 30 de octubre de 2025.

El cambio es un ajuste corporativo a la tasa prime publicada que entra en vigencia un día después de la fecha de anuncio.

M&T Bank (NYSE: MTB)기준 대출 금리7.25%에서 7.00%로 인하할 예정이며, 발효일은 2025년 10월 30일입니다.

이번 조정은 공시된 기준 금리에 대한 기업 차원의 조정으로, 발표일 다음 날부터 효력을 발생합니다.

M&T Bank (NYSE: MTB) a annoncé qu'il réduira son taux directeur de 7,25% à 7,00%, prenant effet le 30 octobre 2025.

Ce changement est une révision interne au taux directeur affiché et entrera en vigueur un jour après la date d'annonce.

M&T Bank (NYSE: MTB) gab bekannt, dass es seine Prime-Lending-Rate von 7,25% auf 7,00% senken wird, gültig ab 30. Oktober 2025.

Die Änderung ist eine unternehmensinterne Anpassung der veröffentlichten Prime-Lending-Rate, die einen Tag nach dem Ankündigungsdatum in Kraft tritt.

Bank M&T (NYSE: MTB) أعلنت أنها ستخفض معدل الإقراض الأساسي من 7.25% إلى 7.00%، وسيصبح ساري المفعول اعتباراً من 30 أكتوبر 2025.

التغيير هو تعديل مؤسسي على معدل الإقراض الأساسي المنشور الذي سيدخل حيز التنفيذ بعد يوم واحد من تاريخ الإعلان.

M&T Bank (NYSE: MTB)宣布将把其 基准贷款利率7.25%降至7.00%,自2025年10月30日起生效。

此次变动是对所公布的基准贷款利率的企业调整,将在公告日期后的第二天生效。

Positive
  • Prime rate lowered to 7.00% effective Oct 30, 2025
  • Posted rate change is immediate and clearly dated
Negative
  • Prime rate cut from 7.25% to 7.00% may reduce lending yields

BUFFALO, N.Y., Oct. 29, 2025 /PRNewswire/ -- Effective Thursday, October 30, 2025, M&T Bank Corporation ("M&T") (NYSE: MTB) will decrease its prime lending rate from 7.25% to 7.00%.

About M&T 
M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, provides banking products and services with a branch and ATM network spanning the eastern U.S. from Maine to Virginia and Washington, D.C. Trust-related services are provided in select markets in the U.S. and abroad by M&T's Wilmington Trust-affiliated companies and by M&T Bank. For more information about M&T Bank, visit www.mtb.com.

Equal Housing Lender. © 2025 M&T Bank. NMLS #381076. Member FDIC. All rights reserved.

Investor Contact:
Brian Klock
(716) 842-5138

Media Contact:
Frank Lentini
(929) 651-0447
flentini@mtb.com

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/mt-bank-decreases-prime-rate-302598882.html

SOURCE M&T Bank Corporation

FAQ

What change did M&T Bank (MTB) announce on October 29, 2025?

M&T Bank said it will decrease its prime lending rate from 7.25% to 7.00% effective Oct 30, 2025.

When does the new M&T Bank (MTB) prime rate take effect?

The new prime rate of 7.00% takes effect on October 30, 2025.

How much did M&T Bank (MTB) reduce its prime rate by on Oct 29, 2025?

M&T reduced the prime rate by 0.25 percentage points (from 7.25% to 7.00%).

Will the M&T Bank (MTB) prime rate change affect loan pricing immediately?

The posted prime rate change is effective Oct 30, 2025, and it may be used to price variable-rate loans after that date.

What is the reported prime lending rate for M&T Bank (MTB) after the change?

After the change, M&T Bank's prime lending rate is reported as 7.00%.
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