M&T Bank vice chair sells 2,000 shares under plan

Vice Chairman Kevin J. Pearson of M&T Bank Corp sold 2,000 shares of common stock at $242 per share in an open-market transaction on July 15, 2026, executed automatically under a Rule 10b5-1 trading plan adopted on March 5, 2026.

Rhea-AI Filing Summary

Vice Chairman Kevin J. Pearson of M&T Bank Corp sold 2,000 shares of common stock at $242 per share in an open-market transaction on July 15, 2026, executed automatically under a Rule 10b5-1 trading plan adopted on March 5, 2026.

After the sale, he holds 44,107 shares of common stock directly, plus 3,541 shares indirectly through a 401(k) plan and 3,807 phantom common stock units in a supplemental retirement plan that are payable in cash and track an equivalent number of M&T Bank common shares.

Insider Trade Summary 10b5-1

Net Seller: 2,000 shares

Net Sell 3 txns

Insider PEARSON KEVIN J

Role Vice Chairman

Sold 2,000 shs ($484K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	2,000	$242.00	$484K
holding	Phantom Common Stock Units F3, F2	--	--	--
holding	Common Stock F2	--	--	--

Holdings After Transaction: Common Stock — 44,107 shares (Direct); Phantom Common Stock Units — 3,807 contracts (Indirect, By Supplemental 401(k) Plan); Common Stock — 3,541 shares (Indirect, By 401(k) Plan)

Footnotes (3)

1. F1. The reported transaction occurred automatically pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 5, 2026.
2. F2. The information presented is as of June 30, 2026.
3. F3. The reported phantom common stock units are held by the reporting person in a plan account maintained by M&T Bank Corporation under the M&T Bank Corporation Leadership Retirement Savings Plan and represent a like number of shares of M&T Bank Corporation common stock. The phantom common stock units are payable in cash and distributed in accordance with the terms of the plan. The reported phantom common stock units also include units acquired through the dividend reinvestment feature of the plan.

Key Figures

Shares sold: 2,000 shares Sale price: $242 per share Direct holdings after sale: 44,107 shares +2 more

5 metrics

Shares sold 2,000 shares Open-market sale of M&T Bank common stock on July 15, 2026

Sale price $242 per share Price per share for the 2,000 common shares sold on July 15, 2026

Direct holdings after sale 44,107 shares M&T Bank common stock held directly by Kevin J. Pearson following the reported sale

401(k) plan holdings 3,541 shares M&T Bank common stock held indirectly through a 401(k) plan

Phantom common stock units 3,807 units Phantom units in a supplemental plan representing a like number of M&T Bank common shares

Key Terms

Rule 10b5-1 trading plan, Phantom common stock units, Leadership Retirement Savings Plan, dividend reinvestment feature

4 terms

Rule 10b5-1 trading plan regulatory

"occurred automatically pursuant to a Rule 10b5-1 trading plan adopted"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

Phantom common stock units financial

"The reported phantom common stock units are held by the reporting person"

Leadership Retirement Savings Plan financial

"under the M&T Bank Corporation Leadership Retirement Savings Plan and represent"

dividend reinvestment feature financial

"also include units acquired through the dividend reinvestment feature of the plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider share sale did M&T Bank (MTB) report for Kevin J. Pearson?

M&T Bank reported that Vice Chairman Kevin J. Pearson sold 2,000 shares of common stock at $242 per share on July 15, 2026. The transaction was an open-market sale executed automatically under a Rule 10b5-1 trading plan adopted on March 5, 2026.

How many M&T Bank (MTB) shares does Kevin J. Pearson hold after this transaction?

Following the sale, Kevin J. Pearson holds 44,107 M&T Bank common shares directly. He also has 3,541 shares indirectly through a 401(k) plan and 3,807 phantom common stock units in a supplemental retirement plan that track an equivalent number of common shares and are payable in cash.

At what price were Kevin J. Pearson’s M&T Bank (MTB) shares sold?

The 2,000 M&T Bank common shares sold by Kevin J. Pearson were transacted at $242 per share. This price applies to the reported open-market sale on July 15, 2026, as disclosed in the insider trading report for the company’s common stock.

Was Kevin J. Pearson’s M&T Bank (MTB) share sale made under a Rule 10b5-1 plan?

Yes. The sale of 2,000 shares by Kevin J. Pearson occurred automatically under a Rule 10b5-1 trading plan adopted on March 5, 2026. Such plans pre-establish trading instructions, so transactions execute according to preset terms rather than discretionary market timing.

What are the phantom common stock units reported for M&T Bank (MTB)?

Kevin J. Pearson holds 3,807 phantom common stock units in the M&T Bank Corporation Leadership Retirement Savings Plan. These units represent a like number of common shares, are payable in cash, and include units acquired through the plan’s dividend reinvestment feature.

How much indirect ownership in M&T Bank (MTB) does Kevin J. Pearson report?

Kevin J. Pearson reports 3,541 M&T Bank common shares held indirectly through a 401(k) plan. In addition, he holds 3,807 phantom common stock units through a supplemental retirement plan that track an equivalent number of common shares but are ultimately settled in cash.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/16/2026 - 03:30 PM Accepted by SEC EDGAR 07/16/2026 - 03:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PEARSON KEVIN J

(Last) (First) (Middle)

ONE LIGHT STREET

(Street)

BALTIMORE MARYLAND 21202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Vice Chairman

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/15/2026		S(1)		2,000	D	$242	44,107	D
Common Stock								3,541	I	By 401(k) Plan(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Common Stock Units	(3)							(3)	(3)	Common Stock	3,807		3,807	I	By Supplemental 401(k) Plan(2)

Explanation of Responses:

1. The reported transaction occurred automatically pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 5, 2026.

2. The information presented is as of June 30, 2026.

3. The reported phantom common stock units are held by the reporting person in a plan account maintained by M&T Bank Corporation under the M&T Bank Corporation Leadership Retirement Savings Plan and represent a like number of shares of M&T Bank Corporation common stock. The phantom common stock units are payable in cash and distributed in accordance with the terms of the plan. The reported phantom common stock units also include units acquired through the dividend reinvestment feature of the plan.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	07/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)