Navient posts fourth quarter 2025 financial results
Rhea-AI Summary
Navient (Nasdaq: NAVI) posted its 2025 fourth quarter financial results on Jan. 28, 2026, and will host a live audio webcast the same day at 8:00 a.m. ET. Management presenters are David Yowan, president and CEO, and Steve Hauber, CFO.
Complete financial results, supplemental slides and the Form 8-K will be available on the company investor website and the SEC website; a replay will be posted shortly after the webcast concludes.
Positive
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Negative
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News Market Reaction
On the day this news was published, NAVI declined 18.52%, reflecting a significant negative market reaction. Argus tracked a trough of -15.3% from its starting point during tracking. Our momentum scanner triggered 103 alerts that day, indicating very high trading interest and price volatility. This price movement removed approximately $256M from the company's valuation, bringing the market cap to $1.13B at that time. Trading volume was elevated at 2.6x the daily average, suggesting increased selling activity.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
NAVI slipped 0.41% while peers were mixed: ATLC -6.04%, WRLD -7.11%, EZPW -0.51%, LX -0.34%, and ECPG +0.34%, suggesting a stock-specific setup into earnings.
Previous Earnings Reports
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Oct 29 | Quarterly earnings release | Neutral | -9.8% | Q3 2025 results release with webcast and posted materials. |
| Jul 30 | Quarterly earnings release | Neutral | -8.1% | Q2 2025 financial results and earnings webcast announcement. |
| Apr 30 | Quarterly earnings release | Neutral | -2.5% | Q1 2025 results release with webcast and supplemental materials. |
| Jan 29 | Quarterly earnings release | Neutral | -3.3% | Q4 2024 financial results and earnings webcast announcement. |
| Oct 30 | Quarterly earnings release | Neutral | +0.3% | Q3 2024 results release and webcast with investor materials. |
Recent earnings releases often coincided with negative next-day moves, with 4 of the last 5 tagged earnings events closing lower after the announcement.
Over the past year, Navient has followed a consistent pattern of quarterly earnings releases with webcasts hosted at 8 a.m. ET and full results posted to Navient.com/investors and filed on Form 8-K. Historical earnings dates such as Oct. 29, 2025 and Jul. 30, 2025 were followed by declines ranging from low to high single digits. Today’s fourth quarter 2025 release fits this established communications cadence.
Historical Comparison
In the last 5 earnings-related announcements, NAVI moved an average of 4.79% within 24 hours, usually to the downside after results were posted.
Navient has maintained a steady cadence of quarterly earnings webcasts with consistent formatting and simultaneous posting of full results and SEC filings.
Market Pulse Summary
The stock dropped -18.5% in the session following this news. A negative reaction despite neutral-toned earnings announcements fits Navient’s pattern, where 4 of the last 5 earnings events led to declines, even as communications followed a standard format. With average earnings-related moves around 4.79%, past behavior suggests that trading often responded strongly to details in the full filings and webcast, rather than the headline release alone, making close review of disclosures important.
Key Terms
form 8-k regulatory
AI-generated analysis. Not financial advice.
HERNDON, Va., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 fourth quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov.
Navient will hold a live audio webcast today, Jan. 28, 2026, at 8 a.m. ET, hosted by David Yowan, president and CEO, and Steve Hauber, CFO.
The webcast will be available on Navient.com/investors. Supplemental financial information and presentation slides used during the call will be available no later than the start time. A replay of the webcast will be available shortly after the event's conclusion.
About Navient
Navient (Nasdaq: NAVI) creates long-term value for customers and investors with responsible lending, flexible refinancing, trusted servicing oversight, and decades of education finance and portfolio management expertise. Through our Earnest business, we help customers confidently achieve financial success through digital financial services. Our employees thrive in a culture of belonging, where they are supported and proud to deliver meaningful outcomes. Learn more on Navient.com.
Contact:
Media: Cate Fitzgerald, 703-831-6347, catherine.fitzgerald@navient.com
Investors: Jen Earyes, 571-592-8582, jen.earyes@navient.com
FAQ
When will Navient (NAVI) hold its 2025 fourth quarter webcast?
Where can investors find Navient (NAVI) Q4 2025 financial results and presentation slides?
Who will present Navient's (NAVI) 2025 Q4 earnings webcast?
Will Navient (NAVI) provide a replay of the Jan. 28, 2026 webcast?
Will Navient (NAVI) file an 8-K for its 2025 fourth quarter results?
