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Realtor.com (NWSA) reports Q3 2025 typical down payment of $30,400, about $500 above Q2 and roughly unchanged year-over-year, with the average down payment near 14.4% of purchase price. The report notes the typical buyer FICO score at 735, a 10-year high, and continued concentration of purchases among higher-income buyers. Investment and second-home buyers posted larger down payments — 26.7% and 26.9% respectively, equating to median down payments of $84,200 and $110,100. Regional patterns: Northeast highest share 18.2% (median down payment $62,900); South lowest share 12.5% (median $22,800). Data based on Optimal Blue through Q3 2025.
Realtor.com (NWSA) reports New York City median asking rent reached $3,599 in Q3 2025, a 5.4% year-over-year increase and 20.2% above6.0% to $3,581.
The report shows a typical NYC renter could afford a home priced roughly $400,000–$690,000 in many markets assuming 20% down and a 30-year mortgage at 6.35% (Sept 2025). Nearby opportunities include Yonkers (~$421,000) and various New Jersey suburbs; out-of-metro examples include Philadelphia ($286,000) and Orlando ($391,000). Income needed to afford NYC rent ranges from about $126k to $190k annually by borough.
Realtor.com (NWSA) published an Oct 15, 2025 survey of 1,000 U.S. Gen Z adults (ages 18–27) about homeownership attitudes and affordability.
Key findings: 67% view homeownership as an important lifetime goal, 73% are saving for a down payment, and Gen Z expect to need an average $54,546 for a down payment. At the same time, 82% say buying is harder for their generation and 51% express high concern about future affordability; 16% rate housing affordability among their top life concerns.
Realtor.com (NWSA) reports that typical U.S. households spent 23.4% of income on rent in September 2025, down from 24.9% a year earlier, marking the market's 26th consecutive annual decline. Median asking rent for 0–2 bedroom units in the 50 largest metros was $1,703, down $36 (-2.1%) year-over-year and $10 month-over-month.
Rents sit $56 (-3.2%) below the August 2022 peak but remain $241 (16.5%) above pre-pandemic levels. Coastal metros remain least affordable (Miami 37.1%, Los Angeles 37.0%, New York 36.7%).
Realtor.com (NWSA) survey dated Oct 9, 2025 finds 82% of Americans use AI for housing market information and shows continued trust in agents (62% say agents make them smarter).
ChatGPT (67%) and Gemini (54%) are the most used AI platforms; 61.9% say AI is a positive use of time. Social media is relied on by nearly 90% of respondents (YouTube 73%, Facebook 57%, TikTok top for Gen Z at 76%). Realtor.com launched a new AI-powered search to match how people talk and type when looking for homes.
Realtor.com (NWSA) launched an AI-powered search on October 9, 2025 that lets users "search it, how you say it" by typing natural-language queries instead of using many filters. The feature parses text and listing photos to surface matching homes, supports over 300 searchable terms and tags today, and is available on iOS and web with Android coming soon. A company survey cited 62% and 65% frustration rates among home searchers about traditional search limits. The tool is positioned to aid consumers and real estate agents with more precise, image-aware results.
Realtor.com analysis (Oct 7, 2025) finds cash purchases accounted for 32.8% of U.S. home sales in H1 2025, above the pre-pandemic average of 28.6%. Cash buying is concentrated at market extremes: about two-thirds of homes under $100,000 and >40% of homes over $1M (over 50% above $2M) were all-cash. State and metro variation is large: Mississippi (49.6%), Montana (46.0%), Idaho (45.0%), Miami metro (43.0%), and San Antonio metro (39.6%) show especially high cash shares. Year-over-year shifts include West Virginia +5.3%, New Mexico +4.0%, Texas +2.8%, while Hawaii fell -4.0%.
Implication: cash buyers (equity-rich households, investors, second-home buyers) hold a competitive edge that could ease if mortgage rates decline.
Realtor.com (NASDAQ:NWSA) released its "What is Luxury Report" revealing a significant shift in luxury home pricing. The entry-level luxury threshold has increased by over 60% from $796,922 in 2016 to $1.3 million in July 2025.
The report establishes new luxury benchmarks: entry-level luxury (top 10%) starts at $1.3M, high-end luxury (top 5%) at $2.0M, and ultra-luxury (top 1%) at $5.4M. Million-dollar homes now represent 13% of U.S. listings, with just 10 metros accounting for over 36% of all million-dollar listings nationwide.
Coastal markets lead in luxury pricing, with Rifle, Colorado topping the list at $16.47M for entry-level luxury homes, followed by Heber, Utah at $6.8M.
Realtor.com (NASDAQ:NWSA) released a comprehensive report analyzing how falling mortgage rates could impact different U.S. housing markets. The study reveals that Washington D.C. (73.6%), Denver (72.9%), Virginia Beach (70.7%), and Raleigh (70.7%) lead the nation with the highest share of mortgaged households.
The analysis shows that 81% of existing mortgages have rates of 6% or lower, suggesting these markets could see increased activity as rates approach the 6% level. Conversely, markets like Miami (44.8%), Buffalo (44.2%), and Pittsburgh (44.2%) have the highest share of outright owners and may be slower to respond to rate changes.
At the regional level, the West (64.3%) and Northeast (59.5%) show higher mortgage reliance compared to the South (57.5%), indicating potentially stronger market responses to rate changes in these regions.
Realtor.com (NASDAQ:NWSA) reports a significant surge in fixer-upper home interest, with these listings receiving 52% more page views than comparable properties. Searches for "fixer-upper" have more than tripled in four years, as buyers seek affordable housing alternatives amid high prices and mortgage rates.
The analysis reveals fixer-uppers are listed at a median price of $200,000, representing a 54% discount compared to the $436,250 median for all single-family homes. The top five markets for fixer-upper opportunities are St. Louis, Detroit, Jackson (MS), Toledo, and Dayton, combining high inventory with substantial price savings.
Currently, there are 79,175 fixer-uppers on the market, an 18.8% increase from July 2021, though they now represent a smaller share of total listings at 5.2% compared to 6.1% four years ago.