Orchid Island Capital Announces January 2026 Monthly Dividend and Fourth Quarter 2025 Results Announcement Dates

Rhea-AI Summary

Orchid Island Capital (NYSE: ORC) declared a $0.12 per share monthly cash dividend for January 2026, payable February 26, 2026 to holders of record on January 30, 2026 (ex-dividend date January 30, 2026). The company plans to announce the next dividend on February 11, 2026 and intends to continue regular monthly distributions as a REIT.

The company will publish estimated Q4 2025 results and RMBS portfolio characteristics after market close on January 14, 2026, and will release audited year-end and Q4 2025 results after market close on January 29, 2026, followed by an earnings call and webcast on January 30, 2026 at 10:00 AM ET.

Positive

• Monthly dividend declared: $0.12 per share
• Dividend payment date set for February 26, 2026
• Estimated Q4 2025 figures and RMBS portfolio to be released Jan 14, 2026

Negative

• Company cautioned it is not assured of future distribution ability
• Estimated Q4 figures are preliminary and subject to audit

News Market Reaction – ORC

-0.40%

1 alert

-0.40% News Effect

On the day this news was published, ORC declined 0.40%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

January 2026 dividend: $0.12 per share Dividend pay date: February 26, 2026 Record & ex-div date: January 30, 2026 +5 more

8 metrics

January 2026 dividend $0.12 per share Monthly cash dividend on common stock

Dividend pay date February 26, 2026 Payment date for January 2026 monthly dividend

Record & ex-div date January 30, 2026 Record and ex-dividend date for January 2026 dividend

Results estimate release January 14, 2026 Estimated Q4 2025 results and RMBS portfolio data release

Q4 & year-end results January 29, 2026 Full year and Q4 2025 results release date

Earnings call time 10:00 AM ET Earnings conference call on January 30, 2026

REIT payout requirement 90% of REIT taxable income Minimum annual distribution to maintain REIT status

Webcast archive length 30 days Availability of earnings call audio archive

Market Reality Check

Price: $7.59 Vol: Volume 5,816,708 vs 20-da...

normal vol

$7.59 Last Close

Volume Volume 5,816,708 vs 20-day average 6,503,185 suggests typical trading interest pre-announcement. normal

Technical Price 7.50 is trading above the 200-day MA of 7.14, indicating a pre-existing upward bias.

Peers on Argus

ORC is up 1.63% while key mortgage REIT peers are mixed: TWO up 2.59%, but MFA, ...

ORC is up 1.63% while key mortgage REIT peers are mixed: TWO up 2.59%, but MFA, PMT, FBRT, and CIM down between 0.56% and 2.21%, pointing to a stock-specific reaction.

Historical Context

5 past events · Latest: Dec 09 (Neutral)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 09	Monthly dividend	Neutral	+0.0%	Declared December 2025 monthly dividend and RMBS portfolio update.
Nov 12	Monthly dividend	Neutral	-0.3%	Announced November 2025 dividend and preliminary RMBS figures.
Oct 23	Quarterly earnings	Positive	+2.7%	Reported Q3 2025 net income, gains on RMBS, and higher book value.
Oct 15	Estimates & dividend	Positive	+0.6%	Estimated Q3 2025 results, set October dividend, and detailed RMBS data.
Oct 06	Earnings date notice	Neutral	-0.8%	Scheduled Q3 2025 results release and earnings call details.

Pattern Detected

Recent dividend and earnings-related releases show more aligned than divergent price reactions, with modest moves around announcements.

Recent Company History

Over the last few months, Orchid Island Capital has consistently declared a $0.12 monthly dividend while updating investors on RMBS portfolio metrics and quarterly results. Q3 2025 delivered net income of $72.1M and book value of $7.33 per share, following earlier quarters with both gains and losses on RMBS and derivatives. Several prior dividend and estimated-results updates produced small price moves. Today’s announcement continues the pattern of steady monthly payouts and scheduled earnings disclosures.

Regulatory & Risk Context

Active S-3 Shelf

Shelf Active

Active S-3 Shelf Registration 2025-10-27

ORC has an effective automatic shelf registration on Form S-3ASR dated October 27, 2025, allowing mixed securities offerings and registering the resale of up to 569,071 shares. The company has used this shelf at least once via a 424B5 filing on the same date.

Market Pulse Summary

This announcement sets a January 2026 monthly dividend of $0.12 per share and lays out firm dates fo...

Analysis

This announcement sets a January 2026 monthly dividend of $0.12 per share and lays out firm dates for estimated and final Q4 2025 results, plus an earnings call. It reinforces ORC’s intent to make regular monthly distributions while meeting REIT rules to distribute at least 90% of taxable income. Investors may watch upcoming book value, GAAP net income, and RMBS portfolio details to gauge sustainability of the current payout and capital position.

Key Terms

real estate investment trust, REIT, REIT taxable income, GAAP net income, +3 more

7 terms

real estate investment trust financial

"In order to qualify as a real estate investment trust (“REIT”), the Company must"

A real estate investment trust (REIT) is a company that owns and manages income-producing properties—like apartment buildings, shopping centers, offices, or warehouses—and is required to pass most of its rental income to shareholders as dividends. Think of it as a shared property owner: instead of buying a whole building, investors buy a slice of a portfolio that pays regular income and can offer exposure to property values and rental markets without direct management. REITs matter to investors for predictable income, diversification, and liquidity compared with owning physical real estate.

REIT financial

"qualify as a real estate investment trust (“REIT”), the Company must distribute"

A real estate investment trust (REIT) is a company that owns, operates, or finances income-producing real estate, like shopping centers, apartments, or office buildings. For investors, REITs offer a way to invest in real estate without having to buy property directly, often providing regular income through dividends. They function like a mutual fund for real estate, making it easier for people to add property investments to their portfolio.

REIT taxable income financial

"at least equal to 90% of its REIT taxable income, determined without regard"

REIT taxable income is the portion of a real estate investment trust’s earnings that the tax code treats as subject to tax after allowable deductions and adjustments; it’s the number used to calculate what the REIT owes in taxes and how much income can be passed through to investors. It matters because it influences the size and tax character of distributions shareholders receive and whether the trust meets rules that protect its tax-advantaged status—think of it like a household’s taxable paycheck that determines how much you actually take home after taxes.

GAAP net income financial

"estimated GAAP net income per share (including estimated net realized"

GAAP net income is a company’s profit calculated according to Generally Accepted Accounting Principles, the standardized rules accountants use to record revenue, costs, taxes and one-time items. Investors care because it provides a consistent, rule-bound measure of how much money a business earned or lost over a period—like comparing bank statements prepared the same way—so it helps with fair comparisons, earnings-per-share calculations and valuation.

RMBS financial

"gains on RMBS and derivative instruments per share), and estimated total"

Residential mortgage-backed securities (RMBS) are investments made by pooling many home loans and selling slices of the resulting stream of mortgage payments to investors. They matter because they convert homeowners’ monthly payments into tradable income: the cash you receive and the price you pay depend on borrowers’ ability to pay, interest rates and housing market health—think of buying a share in a neighborhood’s mortgage cash flow, with corresponding income and risk.

derivative instruments financial

"gains on RMBS and derivative instruments per share), and estimated total"

Contracts whose value is tied to the price or performance of something else—like a stock, bond, commodity, currency or market index. Think of them as a bet or an insurance policy that lets investors gain exposure, hedge risk, or speculate without owning the asset itself; their use can amplify gains or losses and affect a portfolio’s risk profile, liquidity and potential returns.

ex-dividend date financial

"record of the Company’s common stock on January 30, 2026, with an ex-dividend date"

The ex-dividend date is the date when a stock starts trading without the value of its next dividend payment included. If you buy the stock on or after this date, you won't receive that upcoming dividend; only those who owned the stock before this date are entitled to it. It matters to investors because it determines who is eligible to receive the dividend and can influence the stock’s price around that time.

AI-generated analysis. Not financial advice.

• January 2026 Monthly Dividend of $0.12 Per Share of Common Stock
• Estimated Fourth Quarter 2025 Results and MBS Portfolio Characteristics as of December 31, 2025 to be Released January 14, 2026
• Year End and Fourth Quarter 2025 Results to be Released January 29, 2026
  
  

VERO BEACH, Fla., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Orchid Island Capital, Inc. (the “Company”) (NYSE: ORC) announced today that the Board of Directors of the Company declared a monthly cash dividend for the month of January 2026. The dividend of $0.12 per share will be paid February 26, 2026, to holders of record of the Company’s common stock on January 30, 2026, with an ex-dividend date of January 30, 2026. The Company plans on announcing its next common stock dividend on February 11, 2026.

The Company intends to make regular monthly cash distributions to its holders of common stock. In order to qualify as a real estate investment trust (“REIT”), the Company must distribute annually to its stockholders an amount at least equal to 90% of its REIT taxable income, determined without regard to the deduction for dividends paid and excluding any net capital gain. The Company will be subject to income tax on taxable income that is not distributed and to an excise tax to the extent that a certain percentage of its taxable income is not distributed by specified dates. The Company has not established a minimum distribution payment level and is not assured of its ability to make distributions to stockholders in the future.

The estimated results for the fourth quarter of 2025, consisting of estimated book value per share, estimated GAAP net income per share (including estimated net realized and unrealized gains on RMBS and derivative instruments per share), and estimated total return on equity will be released following the close of trading on the New York Stock Exchange on Wednesday, January 14, 2026. The Company also will release details of the RMBS portfolio as of December 31, 2025 in the January 14, 2026 announcement. These figures will be preliminary and subject to change and, with respect to figures that will appear in the Company’s financial statements and associated footnotes as of and for the year and quarter ended December 31, 2025, are subject to audit by the Company’s independent registered public accounting firm.

The Company will release results for the year end and fourth quarter of 2025 following the close of trading on the New York Stock Exchange on Thursday, January 29, 2026. An earnings conference call and live audio webcast will be hosted Friday, January 30, 2026, at 10:00 AM ET. Participants can register and receive dial-in information at https://register-conf.media-server.com/register/BIe7ac54790ec24b0086407642d1752926. A live audio webcast of the conference call can be accessed at https://edge.media-server.com/mmc/p/2yopaqhb or via the investor relations section of the Company's website at https://ir.orchidislandcapital.com. An audio archive of the webcast will be available for 30 days after the call.

About Orchid Island Capital, Inc.

Orchid Island Capital, Inc. is a specialty finance company that invests on a leveraged basis in Agency RMBS. Our investment strategy focuses on, and our portfolio consists of, two categories of Agency RMBS: (i) traditional pass-through Agency RMBS, such as mortgage pass-through certificates and collateralized mortgage obligations issued by Fannie Mae, Freddie Mac or Ginnie Mae, and (ii) structured Agency RMBS. The Company is managed by Bimini Advisors, LLC, a registered investment adviser with the Securities and Exchange Commission.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and other federal securities laws. These forward-looking statements include, but are not limited to, statements about the Company’s distributions and announcements of results as of and for the year and quarter ended December 31, 2025. These forward-looking statements are based upon Orchid Island Capital, Inc.’s present expectations, but these statements are not guaranteed to occur. Investors should not place undue reliance upon forward-looking statements. For further discussion of the factors that could affect outcomes, please refer to the “Risk Factors” section of the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2024.

Contact:

Orchid Island Capital, Inc.
Robert E. Cauley
3305 Flamingo Drive, Vero Beach, Florida 32963
Telephone: (772) 231-1400

FAQ

What dividend did Orchid Island Capital (ORC) declare for January 2026?

The Board declared a monthly cash dividend of $0.12 per share for January 2026.

When is the ORC January 2026 dividend payable and what is the record date?

The dividend is payable February 26, 2026 to holders of record on January 30, 2026 (ex-dividend date January 30, 2026).

When will Orchid Island Capital (ORC) release estimated Q4 2025 results and RMBS portfolio details?

Estimated Q4 2025 results and RMBS portfolio characteristics will be released after market close on January 14, 2026.

When will ORC release audited year-end and Q4 2025 results and host the earnings call?

Audited year-end and Q4 2025 results will be released after market close on January 29, 2026, with an earnings call and webcast on January 30, 2026 at 10:00 AM ET.

How does Orchid Island Capital (ORC) describe its distribution policy and REIT requirements?

The company intends regular monthly distributions and must distribute at least 90% of REIT taxable income to maintain REIT status.

Where can investors access the ORC earnings webcast for the Q4 2025 results?

A live audio webcast will be available via the company’s investor relations website and an archive will be available for 30 days after the call.