Oracle Achieves Swift Compatible Application for Payments 2025
Oracle (NYSE:ORCL) announced that Oracle Banking Payments has achieved Swift Compatible Application validation for 2025. The validation ensures Oracle's payment solutions meet Swift standards for payment security, interoperability, and regulatory compliance.
Built natively on the ISO 20022 framework, Oracle Banking Payments will help financial institutions transition to MX message formats ahead of the November 2025 mandatory migration deadline. The solution offers improved transparency, advanced analytics, and enhanced compliance and anti-fraud processes while supporting both new and legacy payment formats during the transition.
Oracle (NYSE:ORCL) ha comunicato che Oracle Banking Payments ha ottenuto la validazione di Applicazione Compatibile Swift per il 2025. La validazione garantisce che le soluzioni di pagamento di Oracle rispettino gli standard Swift per la sicurezza dei pagamenti, l'interoperabilità e la conformità normativa.
Nativamente basato sul framework ISO 20022, Oracle Banking Payments aiuterà le istituzioni finanziarie a migrare ai formati di messaggio MX prima della scadenza obbligatoria di migrazione di novembre 2025. La soluzione offre maggiore trasparenza, analisi avanzate e processi di conformità e contrasto alle frodi potenziati, supportando contemporaneamente formati di pagamento sia nuovi sia legacy durante la fase di transizione.
Oracle (NYSE:ORCL) anunció que Oracle Banking Payments ha logrado la validación de Aplicación Compatible con Swift para 2025. La validación garantiza que las soluciones de pago de Oracle cumplen con los estándares de Swift para seguridad de pagos, interoperabilidad y cumplimiento normativo.
Construido de forma nativa sobre el marco ISO 20022, Oracle Banking Payments ayudará a las instituciones financieras a migrar a los formatos de mensaje MX antes de la vigente calendario de migración obligatorio de noviembre de 2025. La solución ofrece mayor transparencia, analítica avanzada y procesos mejorados de cumplimiento y lucha contra el fraude, al tiempo que admite formatos de pago nuevos y legados durante la transición.
Oracle (NYSE:ORCL)은 Oracle Banking Payments가 2025년 Swift 호환 애플리케이션 검증을 통과했다고 발표했습니다. 이 검증은 Oracle의 결제 솔루션이 결제 보안, 상호 운용성 및 규제 준수에 관한 스위프트 표준를 충족함을 보장합니다.
원래 ISO 20022 프레임워크에 기반해 구축된 Oracle Banking Payments는 금융기관들이 2025년 11월 의무 이관 마감일 전에 MX 메시지 형식으로 전환하도록 도울 것입니다. 이 솔루션은 전환 기간 동안 새로운 포맷과 기존 포맷 모두를 지원하면서 투명성 증가, 고급 분석 및 강화된 규정 준수 및 사기 방지 프로세스를 제공합니다.
Oracle (NYSE:ORCL) a annoncé que Oracle Banking Payments a obtenu la validation d'Application Compatible Swift pour 2025. Cette validation garantit que les solutions de paiement d'Oracle respectent les normes Swift en matière de sécurité des paiements, d'interopérabilité et de conformité réglementaire.
Nativement basé sur le cadre ISO 20022, Oracle Banking Payments aidera les établissements financiers à passer aux formats de messages MX avant l'échéance de migration obligatoire de novembre 2025. La solution offre une meilleure transparence, des analyses avancées et des processus améliorés de conformité et de lutte contre la fraude tout en prenant en charge les formats de paiement nouveaux et hérités pendant la transition.
Oracle (NYSE:ORCL) kündigte an, dass Oracle Banking Payments die Swift Compatible Application-Validierung für 2025 erreicht hat. Die Validierung stellt sicher, dass Oracles Zahlungslösungen den Swift-Standards für Zahlungssicherheit, Interoperabilität und regulatorische Compliance entsprechen.
Nativ auf dem ISO 20022-Rahmenwerk basierend, wird Oracle Banking Payments Finanzinstituten beim Übergang zu MX-Nachrichtenformaten helfen, noch vor der Pflichtermigration im November 2025. Die Lösung bietet verbesserte Transparenz, fortschrittliche Analytik sowie verbesserte Compliance- und Betrugsschutzprozesse und unterstützt gleichzeitig neue und ältere Zahlungsformate während der Übergangsphase.
أوراكل (NYSE:ORCL) أعلنت أن Oracle Banking Payments قد حققت التحقق من التطبيق المتوافق مع سويفت Swift For Applications للعام 2025. يضمن التحقق أن حلول الدفع من أوراكل تلتزم بمعايير سويفت للأمان في الدفع والتشغيل البيني والامتثال التنظيمي.
مصممة أصلاً على إطار ISO 20022، ستساعد Oracle Banking Payments المؤسسات المالية في الانتقال إلى تنسيقات رسائل MX قبل الموعد النهائي للهجرة الإلزامية في نوفمبر 2025. توفر الحلول شفافية محسّنة وتحليلات متقدمة وعمليات امتثال ومكافحة احتيال مُعزَّزة مع دعم صيغ الدفع الجديدة والقديمة خلال فترة الانتقال.
Oracle (NYSE:ORCL) 宣布 Oracle Banking Payments 已获得 2025 年 Swift 兼容应用验证。该验证确保 Oracle 的支付解决方案符合 Swift 在支付安全、互操作性和监管合规性方面的标准。
原生基于 ISO 20022 框架，Oracle Banking Payments 将帮助金融机构在 2025 年 11 月的强制迁移截止日期 之前过渡到 MX 信息格式。该解决方案在过渡期间提供更高的透明度、先进的分析以及改进的合规与防欺诈流程，同时在过渡期间支持新旧支付格式的并行使用。
- Swift Compatible Application validation confirms Oracle's payment solutions meet global standards
- Native ISO 20022 framework support enables seamless transition to MX formats
- Solution offers improved transparency and advanced analytics capabilities
- Supports both legacy and new payment formats during transition period
- None.
Insights
Oracle's Swift validation strengthens market position ahead of critical ISO 20022 migration deadline, enhancing competitive advantage in financial services.
Oracle's achievement of Swift Compatible Application status for its Banking Payments solution represents a strategic positioning ahead of the industry's mandatory ISO 20022 migration deadline in November 2025. This certification isn't merely a technical milestone - it's a competitive differentiator in the financial technology market worth analyzing deeply.
The timing is particularly significant. With the coexistence window for legacy MT formats closing, financial institutions face a critical transition period. Oracle has strategically built its payment solution natively on the ISO 20022 framework, positioning itself to capture market share from institutions seeking compliant solutions rather than developing costly in-house alternatives.
What makes this notable is how Oracle has structured its offering as a subscription-based application that processes multiple payment types with continuous updates reflecting scheme rulebooks and guidelines. This recurring revenue model provides more predictable income streams compared to one-time implementation projects.
From a competitive standpoint, Oracle's solution addresses several pain points for financial institutions: seamless migration to MX formats, coexistence with legacy systems, improved transparency, advanced analytics, and enhanced compliance and anti-fraud processes. These capabilities directly address regulatory requirements while also enabling banks to deliver improved customer experiences through real-time payments.
The announcement strategically coincides with SIBOS, the premier financial services conference, maximizing industry visibility and highlighting Oracle's commitment to the financial services sector - a key vertical market for enterprise software providers with typically higher margins than general business applications.
Empowers customers with secure, standards-based, and future-ready payments solutions for a rapidly evolving market
Oracle Banking Payments is built natively on the ISO 20022 framework. The subscription-based application processes multiple payment types and is constantly updated to reflect scheme rulebooks and guidelines to provide customers a compatible, compliant, and secure digital payment processing platform.
Readying for MX Migration
As the industry prepares for the full migration from legacy financial messaging formats to ISO 20022 MX message formats, the mandatory global standard for high-value payments and cash reporting is set to go live in November 2025.
The future-ready ISO 20022 Oracle Banking Payments solutions will enable financial institutions to seamlessly migrate to MX formats to meet Swift deadlines while coexisting with remaining legacy formats. Users will also benefit from improved transparency, advanced analytics, and streamlined compliance and anti-fraud processes.
"As the coexistence window for legacy MT formats nears its end, banks that haven't modernized face increasing operational and customer risks," said Sonny Singh, executive vice president and general manager, Oracle Financial Services. "Continually delivering Swift-validated applications reflects Oracle's deep commitment to providing secure, standards-based solutions that empower financial institutions to meet the demands of a fast-evolving payments ecosystem. With Oracle Banking Payments, banks can seamlessly transition to ISO 20022, strengthen compliance, and unlock the potential of data-driven, real-time payments for their customers."
The adoption of ISO 20022 is pivotal not only for regulatory compliance but also for enabling real-time payments and delivering superior customer experiences. Oracle's Swift-validated banking solutions enable banks to capitalize on rich data availability, facilitate more precise reconciliations, benefit from efficient straight-through processing to speed transaction and minimize errors, and power new digital banking innovations.
To see our banking payments solutions in action and to learn more, visit Oracle's Exhibition Stand J007, Hall 3, Level 3.1 at SIBOS in
About Oracle Financial Services
Oracle Financial Services provides solutions for retail banking, corporate banking, payments, asset management, life insurance, annuities, and healthcare payers. With our comprehensive set of integrated digital and data platforms, banks and insurers are empowered to deliver next-generation financial services. We enable customer-centric transformation, support collaborative innovation, and drive efficiency. Our data and analytical platforms help financial institutions drive customer insight, integrate risk and finance, fight financial crime, and comply with regulations. To learn more, visit our website at https://www.oracle.com/financial-services.
About Oracle
Oracle offers integrated suites of applications plus secure, autonomous infrastructure in the Oracle Cloud. For more information about Oracle (NYSE: ORCL), please visit us at www.oracle.com.
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SOURCE Oracle
FAQ
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