Psb Holdings Stock Price, News & Analysis

PSB Holdings (OTCQX: PSBQ) announced a regular semi-annual cash dividend of $0.34 per share, declared December 16, 2025 and representing a 6.3% increase versus the prior year. The dividend is payable January 30, 2026 to shareholders of record as of January 12, 2026. The company noted a 61-year history of cash dividends and 32 consecutive years of per-share increases. Management said the company will switch from semi-annual to quarterly dividends beginning after the first quarter of 2026.

These actions signal a continued shareholder-return focus while setting a new quarterly payout cadence for fiscal 2026.

PSB Holdings (OTCQX: PSBQ) reported Q3 2025 earnings of $0.86 per diluted share on net income of $3.5 million, up from $0.69 and $2.9 million in Q3 2024. Net interest income rose to $11.3 million and net interest margin improved to 3.16%. Tangible book value per share increased 10.0% year-over-year to $29.05. Deposits totaled $1.19 billion and loans were $1.12 billion. Non-performing assets increased to $17.0 million (1.13% of assets), including one commercial loan with a collateral shortfall that may proceed to liquidation if not resolved.

PSB Holdings (OTCQX: PSBQ) reported record Q2 2025 earnings of $0.89 per diluted share, a 48% increase from Q1 2025. Net income reached $3.8 million, up from $2.6 million in Q1 2025 and $2.4 million in Q2 2024.

Key highlights include: Net interest margin improvement for the fifth consecutive quarter to 3.09%, total deposits increase of $47.5 million to $1.18 billion, and net loans growth of $12.9 million to $1.11 billion. The company's tangible book value per share grew 13.1% year-over-year to $27.77 while paying $0.64 in dividends.

However, non-performing assets increased $2.6 million to $15.6 million, representing 1.04% of total assets, though management expects favorable resolutions for certain significant non-performing assets by year-end.

PSB Holdings (OTCQX: PSBQ), parent company of Peoples State Bank, has declared a semi-annual cash dividend of $0.34 per share, payable on July 31, 2025, to shareholders of record as of July 11, 2025. This represents a 6.3% increase from the previous dividend of $0.32 per share declared in December 2024. The dividend announcement marks 60 years of continuous cash dividends and 32 consecutive years of dividend increases. CEO Scott M. Cattanach expressed optimism about the company's continued strong financial performance through 2025. PSB Holdings operates through twelve full-service banking locations across Wisconsin counties and provides investment, insurance, and retirement planning services through its Peoples Wealth Management division.

PSB Holdings Inc (OTCQX: PSBQ) reported Q1 2025 earnings of $0.60 per share on net income of $2.4 million, compared to $0.73 per share in Q4 2024 and $0.39 per share in Q1 2024. Key highlights include:

- Net interest income decreased to $10.3 million with improved margin of 3.03%
- Loans increased $18.2 million (2%) to $1.10 billion in Q1
- Total deposits decreased $17.3 million to $1.13 billion
- Non-performing assets increased to $13.0 million (0.89% of total assets)
- Tangible book value per share grew 11.3% year-over-year to $26.94

The bank acquired Larson Financial Group in January 2025 and reported higher non-interest expenses due to increased salaries and employee benefits. Management expects operating expenses to decline next quarter and remains cautiously optimistic for earnings growth in 2025.

PSB Holdings (PSBQ) reported Q4 2024 earnings of $0.73 per share on net income of $3.0 million, up from $0.55 per share in Q4 2023. Full-year 2024 earnings reached $2.37 per share on net income of $9.8 million, a 10% increase from 2023.

Key Q4 highlights include: net interest income rose to $10.4 million with a margin of 2.96%; loans grew 2% to $1.08 billion; deposits increased slightly to $1.15 billion. The allowance for credit losses was 1.13% of gross loans, while non-performing assets remained at 0.71% of total assets.

Tangible book value per share grew 9.0% year-over-year to $25.98. The company paid dividends totaling $0.64 per share in 2024, up 6.7% from 2023. On January 21, 2025, PSB acquired Larson Financial Group, , expanding its financial advisory services.

PSB Holdings (OTCQX: PSBQ) has declared a semi-annual cash dividend of $0.32 per share, payable January 31, 2025, to shareholders of record as of January 10, 2025. This represents a 6.7% increase from the previous year's $0.30 per share dividend. The announcement marks the company's 60-year tradition of cash dividends, including 31 consecutive years of increased dividends. CEO Scott M. Cattanach expressed optimism about the company's improved financial performance since mid-year.

PSB Holdings is the parent company of Peoples State Bank, a community bank headquartered in Wausau, Wisconsin, operating twelve full-service locations across various Wisconsin counties and a loan production office in Dane county.

PSB Holdings (PSBQ) reported Q3 2024 earnings of $0.69 per share on net income of $2.9 million, up from $0.56 per share in Q2 2024 and $0.29 in Q3 2023. Net interest margin increased 6 basis points, while tangible book value per share rose 18.7% year-over-year to $26.41. The quarter saw improvements in asset quality with non-performing assets declining to 0.71% of total assets. Total loans decreased to $1.06 billion, while deposits dropped to $1.14 billion. The allowance for credit losses increased to 1.18% of gross loans, and net interest income grew to $9.9 million with a 2.90% net margin.

PSB Holdings, Inc. (OTCQX: PSBQ) reported second quarter 2024 earnings of $0.56 per share on net income of $2.3 million. Key highlights include:

- Net interest income increased to $9.4 million, with net interest margin expanding to 2.84%
- Noninterest income rose to $1.9 million, up from $1.0 million in Q1
- Tangible book value per share increased to $24.55
- Loans decreased by $6.6 million to $1.07 billion
- Deposits grew by $39.0 million to $1.15 billion
- Return on tangible common equity was 9.34%

The company saw improvements in net interest margin, operating expenses, and tangible book value. Management expects continued growth and increased earnings if interest rates remain stable or decline through 2024.