Paypal Holdings Stock Price, News & Analysis

PayPal Holdings (NASDAQ: PYPL) has expanded its strategic partnership with Norwegian Cruise Line Holdings (NYSE: NCLH), enabling PayPal as a checkout option for all U.S.-based cruise reservations across Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises brands. The collaboration includes continued use of PayPal Braintree for credit-card processing for both reservations and shipboard payments.

According to data provided, customers using PayPal experience 43% faster checkout compared to traditional methods, and the payment platform has demonstrated an average 84% increase in conversion among online travel customers. This integration aims to enhance the booking experience by providing a more convenient and secure payment option for cruise reservations.

PayPal (PYPL) reported Q4 and full-year 2024 results, showing mixed performance. Q4 net revenues increased 4% to $8.4 billion, while total payment volume grew 7% to $437.8 billion. The company's Q4 GAAP operating income decreased 17% to $1.4 billion, with GAAP EPS declining 15% to $1.11.

For full-year 2024, net revenues rose 7% to $31.8 billion, with total payment volume reaching $1.68 trillion. Active accounts increased by 8.8 million to 434 million. The company generated $6.8 billion in free cash flow for 2024 and returned $6.0 billion to stockholders through share repurchases.

Notably, PayPal's Board authorized a new $15 billion stock repurchase program, in addition to the $4.86 billion remaining from its June 2022 program.

PayPal has launched a new money pooling feature that enables customers to collect and manage funds with friends and family for group purchases. The feature is rolling out globally across the US, Germany, Italy, and Spain, allowing users to set up pools through the PayPal app or online at no cost. According to a 2024 PayPal survey, US consumers pooled money approximately 86 million times last year for purposes like group gifts, travel, and special events.

The feature includes options to set pool targets, invite contributors (even those without PayPal accounts), track contributions, and transfer collected funds to PayPal balances. The service is protected by 24/7 fraud monitoring and advanced encryption for secure transactions.

PayPal (PYPL) reported strong Q3 2024 results with net revenues increasing 6% to $7.8 billion. Total payment volume grew 9% to $422.6 billion, while transaction margin dollars rose 8% to $3.7 billion. GAAP operating income increased 19% to $1.4 billion, with operating margin expanding 198 basis points to 17.7%. GAAP EPS increased 6% to $0.99, while non-GAAP EPS grew 22% to $1.20. Active accounts increased 0.9% to 432 million. The company returned $1.8 billion to stockholders through share repurchases and raised its full-year non-GAAP guidance.

PayPal (NASDAQ: PYPL) has announced an expanded partnership with Global Payments to enhance checkout experiences. The collaboration will enable Global Payments' U.S. merchants to offer PayPal and Venmo branded checkout solutions along with Fastlane by PayPal. The partnership, building on their 15-year relationship, aims to streamline the checkout process. Fastlane enables one-click purchases and has shown nearly 50% higher checkout conversion rates compared to traditional guest checkout flows, while reducing checkout time by over 28% for card payments.

Aleph, a global digital marketing ecosystem, has acquired a controlling equity interest in Localpayment, a fast-growing Payment Service Provider in Latin America. This acquisition combines Aleph's digital advertising expertise with Localpayment's payment processing capabilities, targeting the $1.4 Trillion digital payments market in LATAM by 2028.

Key highlights:

• Localpayment, now rebranded as Localpayment by Aleph, offers integration via a single API in 17 Latin American countries
• Supports 640+ local payment methods
• Combined impact: $3+ billion Total Payment Volume (TPV), 60+ top-tier platforms, 26,000+ advertisers
• Presence in 130+ countries, supporting 70+ currencies

This strategic move allows Aleph to offer an integrated approach to payments and media, creating cost efficiencies and operational savings for clients in industries such as streaming, e-commerce, and digital media.

Advent International, a leading global private equity firm, has appointed Carmine Di Sibio, former EY Global Chairman and CEO, as an Operating Partner. Di Sibio will help identify, source, and execute new deals in the business and financial services sector, working closely with Advent's team and current portfolio.

Di Sibio's nearly four-decade career at EY saw him rise from auditor to Global Chairman and CEO, where he led significant transformations focusing on digital innovation, sustainability, and geographic expansion. Under his leadership, EY invested over US$10 billion in technology, solutions, and people, achieving revenues of US$50 billion and a global workforce of 400,000.

Advent has been investing in the business and financial services sector for over 30 years, completing over 88 investments worldwide. The firm focuses on financial services providers and B2B players with technology at their core, seeking growth underpinned by robust macro trends, resilient business models, and transformational opportunities.

PayPal Holdings, Inc. (NASDAQ: PYPL) has announced that U.S. merchants can now buy, hold, and sell cryptocurrency directly from their PayPal business accounts. This functionality will not be available in New York State at launch. Additionally, PayPal is enabling U.S. merchants to externally transfer cryptocurrency on chain to third-party eligible wallets.

This move is part of PayPal's ongoing efforts to increase cryptocurrency's utility. The company has previously introduced cryptocurrency capabilities for consumers on PayPal and Venmo, launched the PayPal USD (PYUSD) stablecoin, enabled PYUSD as a fee-free funding instrument for Xoom transfers, and made PYUSD available on the Solana blockchain.

PayPal (NASDAQ: PYPL) has launched its largest U.S. ad campaign to date, featuring comedy legend Will Ferrell and a reimagined version of Fleetwood Mac's "Everywhere". The campaign, debuting on September 9, 2024, during the first televised football game of the year, aims to showcase how consumers can shop and earn rewards with PayPal, both in-store and online.

The ad highlights the PayPal Debit Mastercard, which offers a new 5% cash back rewards program. The campaign also introduces a bold new visual look for PayPal and will be promoted across various media channels, including out-of-home, digital media, streaming, radio, podcasts, and social media.