RBB Bancorp to Report Fourth Quarter and Fiscal Year 2025 Financial Results

Rhea-AI Summary

RBB Bancorp (NASDAQ: RBB) will release fourth quarter and fiscal year 2025 results after market close on Monday, January 26, 2026. Management will host a conference call on Tuesday, January 27, 2026 at 11:00 a.m. PT / 2:00 p.m. ET to discuss results, with dial-in numbers and passcode provided. A replay will be available about one hour after the call and remain accessible through February 10, 2026. A live webcast and subsequent replay (about two hours after the call) will be on the Company's Investor Relations website. Corporate snapshot: total assets of $4.2 billion as of September 30, 2025 and a multi-state branch network serving primarily Asian-centric communities.

Investor contact: Lynn Hopkins, EVP and Chief Financial Officer, (657) 255-3282.

News Market Reaction – RBB

+2.62%

1 alert

+2.62% News Effect

On the day this news was published, RBB gained 2.62%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Total assets: $4.2 billion Current price: $20.61 52-week high: $22.585 +1 more

4 metrics

Total assets $4.2 billion As of September 30, 2025

Current price $20.61 Prior to Q4/FY 2025 results date announcement

52-week high $22.585 Pre-announcement trading range reference

52-week low $14.4001 Pre-announcement trading range reference

Market Reality Check

Price: $21.90 Vol: Volume 23,225 is about 58...

low vol

$21.90 Last Close

Volume Volume 23,225 is about 58% below the 20-day average of 55,257 (relative volume 0.42). low

Technical Price at $20.61, trading above 200-day MA of $18.36 and 8.74% below 52-week high.

Peers on Argus

Peers in Banks - Regional show small, mixed moves (e.g., OBT -1.47%, BWFG -0.21%...

Peers in Banks - Regional show small, mixed moves (e.g., OBT -1.47%, BWFG -0.21%, PCB +0.05%), indicating today’s action in RBB is more stock-specific than sector-driven.

Historical Context

3 past events · Latest: Oct 20 (Positive)

Pattern 3 events

Date	Event	Sentiment	Move	Catalyst
Oct 20	Q3 2025 earnings	Positive	+3.4%	Stronger net income, improved credit metrics, dividend and buybacks.
Oct 01	Q3 results date	Neutral	-0.6%	Announcement of Q3 2025 release date and conference call details.
Jul 21	Q2 2025 earnings	Positive	+4.0%	Earnings uplift with ERC benefit, margin expansion and dividend.

Pattern Detected

Recent earnings releases (Q2 and Q3 2025) were followed by modestly positive price reactions, suggesting results-oriented news has been received constructively.

Recent Company History

Over the last few quarters, RBB Bancorp has highlighted steady growth and profitability. Q2 2025 results showed net income of $9.3M aided by a $5.2M Employee Retention Credit, while Q3 2025 net income increased to $10.1M with EPS of $0.59 and total assets of $4.2B. Both quarters included a $0.16 per-share dividend and saw 24-hour price gains of 3.95% and 3.41%, respectively. A prior Q3 earnings-date announcement carried a muted -0.55% move, framing today’s forthcoming Q4/FY 2025 release within a pattern of constructive earnings reactions.

Market Pulse Summary

This announcement schedules RBB Bancorp’s Q4 and full-year 2025 results, with a call on January 27, ...

Analysis

This announcement schedules RBB Bancorp’s Q4 and full-year 2025 results, with a call on January 27, 2026. As of September 30, 2025, the company reported total assets of $4.2 billion and operates a broad branch network across several states. Recent quarters have featured consistent dividends and balance sheet growth. When the results are released, investors are likely to focus on net income trends, asset quality metrics, loan growth, and any updates to capital return policies.

Key Terms

sba 7a, 504 loans, remote deposit

3 terms

sba 7a financial

"SBA 7A and 504 loans, 1-4 single family residential loans, trade finance"

SBA 7(a) is the U.S. Small Business Administration’s main loan-guarantee program that helps small companies get bank financing by having the government back a portion of the loan. Think of it as a partial co-signer that makes banks more willing to lend to startups and growing firms; for investors, it matters because it supports small‑business credit availability, can strengthen local economic activity, and affects the risk and lending volumes of banks and specialty lenders that serve small businesses.

504 loans financial

"SBA 7A and 504 loans, 1-4 single family residential loans, trade finance"

504 loans are a U.S. Small Business Administration–backed program that helps small businesses buy long‑term assets like real estate or heavy equipment with low, fixed interest rates. Think of it as a business mortgage paired with a government guarantee that lowers borrowing cost and preserves cash, which matters to investors because it can enable expansion, improve predictable cash flow, and reduce financing risk on a company’s balance sheet.

remote deposit technical

"Bank services include remote deposit, E-banking, mobile banking, commercial"

Remote deposit is the process of submitting checks or paper payment items to a bank by scanning or photographing them and sending the image electronically, so funds can be credited without visiting a branch. For investors, it matters because it changes how quickly payments clear, lowers banks' processing costs, and shifts fraud and technology risks—like turning an in-person task into a phone-based service similar to mailing a check by picture instead of walking to the bank.

AI-generated analysis. Not financial advice.

LOS ANGELES, Jan. 07, 2026 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank (the "Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as the "Company", today announced that it will release financial results for its fourth quarter and year ended December 31, 2025 after the markets close on Monday, January 26, 2026.

Management will hold a conference call at 11:00 a.m. Pacific Time/2:00 p.m. Eastern Time on Tuesday, January 27, 2026, to discuss the Company's financial results.

To listen to the conference call, please dial 1-888-506-0062 or 1-973-528-0011, passcode 762691, Conference ID RBBQ425. A replay of the call will be made available at 1-877-481-4010 or 1-919-882-2331, passcode 53450, approximately one hour after the conclusion of the call and will remain available through February 10, 2026.

Additionally, interested parties can listen to a live webcast of the call in the "Investor Relations" section of the Company's website at www.royalbusinessbankusa.com. This webcast will be recorded and available for replay on the Company's website approximately two hours after the conclusion of the conference call.

Corporate Overview

RBB Bancorp is a community-based financial holding company headquartered in Los Angeles, California. As of September 30, 2025, the Company had total assets of $4.2 billion. Its wholly-owned subsidiary, Royal Business Bank, is a full service commercial bank, which provides consumer and business banking services predominantly to the Asian-centric communities in Los Angeles County, Orange County, and Ventura County in California, in Las Vegas, Nevada, in Brooklyn, Queens, and Manhattan in New York, in Edison, New Jersey, in the Chicago neighborhoods of Chinatown and Bridgeport, Illinois, and on Oahu, Hawaii. Bank services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans, trade finance, a full range of depository account products and wealth management services. The Bank has nine branches in Los Angeles County, two branches in Ventura County, one branch in Orange County, California, one branch in Las Vegas, Nevada, three branches and one loan operation center in Brooklyn, three branches in Queens, one branch in Manhattan in New York, one branch in Edison, New Jersey, two branches in Chicago, Illinois, and one branch in Honolulu, Hawaii. The Company's administrative and lending center is located at 1055 Wilshire Blvd., Los Angeles, California 90017, and its finance and operations center is located at 7025 Orangethorpe Ave., Buena Park, California 90621. The Company's website address is www.royalbusinessbankusa.com.

Contacts

Lynn Hopkins, EVP and Chief Financial Officer, (657) 255-3282

FAQ

When will RBB (NASDAQ: RBB) report its Q4 and fiscal 2025 results?

RBB will release results after market close on Monday, January 26, 2026.

When and how can investors join the RBB earnings call for Q4 2025?

The call is on Tuesday, January 27, 2026 at 11:00 a.m. PT / 2:00 p.m. ET; dial 1-888-506-0062 or 1-973-528-0011, passcode 762691.

How long will the RBB earnings call replay be available and how do I access it?

A replay will be available about one hour after the call and remain through February 10, 2026 via the provided replay numbers with passcode 53450.

Where can I watch the RBB Q4 2025 webcast and when will the recording be posted?

A live webcast is available in the Company’s Investor Relations section at www.royalbusinessbankusa.com; the recording will be posted about two hours after the call.

What were RBB Bancorp's total assets most recently reported before the 2025 year-end release?

The Company reported total assets of $4.2 billion as of September 30, 2025.