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ServisFirst Bancshares, Inc. Ranks Sixth Among Top-Performing Banks with between $10 Billion to $50 Billion in Assets

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ServisFirst Bancshares (NYSE: SFBS) reported that subsidiary ServisFirst Bank ranked sixth among top-performing U.S. banks with $10–$50 billion in assets in American Banker’s annual list, based on 2025 year-end data compiled by Capital Performance Group.

According to ServisFirst Bancshares, the $18 billion-asset institution delivered a three-year average ROAE of 15.39% and a 2025 net interest margin of 3.12%. The bank was previously ranked fifth on the prior year’s list and is the only Alabama-based bank in the top ten. Management highlighted the recognition as evidence of consistent performance, strong funding through low-cost deposits, and its position as a well-capitalized, high-performing regional bank serving multiple Southeastern states.

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Positive

  • Ranked 6th among U.S. banks with $10–$50B in assets
  • Three-year average ROAE 15.39% based on year-end 2025 data
  • 2025 net interest margin 3.12% reported by the company
  • Assets exceed $18 billion, reflecting substantial balance sheet scale
  • Only Alabama-based bank in American Banker’s top-ten performers
  • Maintained investment-grade KBRA ratings with stable outlook annually since 2015

Negative

  • American Banker ranking moved from 5th to 6th versus prior year

Market Context

A prior SFBS stock-split announcement recorded a +2.61% 24-hour reaction, giving the platform a posi...
Analysis

A prior SFBS stock-split announcement recorded a +2.61% 24-hour reaction, giving the platform a positive historical reference for this ranking. Current short positioning is categorized as low, while recent insider activity was Net Selling.

Key Figures

U.S. bank ranking: Sixth Asset range: $10 billion to $50 billion Previous ranking: Fifth +3 more
6 metrics
U.S. bank ranking Sixth Banks with $10 billion to $50 billion in assets
Asset range $10 billion to $50 billion American Banker ranking category
Previous ranking Fifth Based on year-end 2024 data
Three-year average ROAE 15.39% Based on year-end 2025 data
Net interest margin 3.12% 2025 reported net interest margin
Assets $18 billion Institution asset size

Historical Context

5 past events · Latest: Jul 20 (Positive)
Pattern 5 events
Date Event Sentiment 24h Move Catalyst
Jul 20 Stock split Positive +2.6% Two-for-one stock split announced with post-split trading scheduled for August 21
Jul 20 Quarterly earnings Positive +2.6% Second-quarter results reported higher net income, EPS, loans, and net interest margin
Jul 09 Industry partnership Positive +1.2% ServisFirst joined the American Bankers Association Premier Partner Network
Jun 24 Earnings scheduling Neutral +2.8% Company scheduled release of second-quarter financial results for July 20
Jun 15 Cash dividend Positive +0.8% Board declared a second-quarter cash dividend payable to eligible shareholders

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent SFBS news events generally coincided with positive 24-hour price reactions, including earnings, partnership, dividend, and stock-split announcements.

Key Terms

roae, net interest margin, demand deposits, investment-grade ratings
4 terms
roae financial
"based on their three-year average return on average equity, or ROAE"
ROAE stands for Return on Average Equity, a profitability ratio that shows how much net income a company generates for its owners relative to the average amount of shareholder equity invested over a period. It’s like measuring the interest rate a business pays its owners on the capital they’ve left in the company, with the ‘average’ smoothing out swings in equity during the year. Investors use ROAE to compare how efficiently different companies turn owner capital into profits and to assess management’s ability to deliver returns over time.
net interest margin financial
"reported a 2025 net interest margin of 3.12%"
Net interest margin measures how much a bank earns from lending and investing compared with what it pays for funding, expressed as a percentage of its interest-earning assets. Think of it like a grocery store’s markup: it shows the gap between buying cost and selling price per dollar of goods — here, the cost is interest paid and the sale is interest received. Investors watch it because a higher margin usually means a bank is more profitable and better at managing interest rate and credit conditions.
demand deposits financial
"a larger share of low-cost demand deposits, such as checking"
Demand deposits are funds held at banks that can be withdrawn at any time without advance notice, such as checking accounts and similar payable-on-demand accounts; they function like cash kept in a wallet but stored at a bank. They matter to investors because they represent immediate liquidity for individuals and businesses, form a key part of a bank’s short-term funding and regulatory reserves, and influence measures of money supply and financial stability.
investment-grade ratings financial
"has earned investment-grade ratings and a stable outlook from Kroll"
A label assigned by credit rating agencies that signals a borrower — such as a company or government — is judged to have relatively low risk of default and a strong ability to repay debt. Like a consumer credit score for institutions, investment-grade ratings matter because they lower borrowing costs, broaden the pool of potential investors (including conservative funds that only buy investment-grade debt), and influence how risky a security looks in a portfolio.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Alabama-Based Banking Institution Ranked Sixth in the United States

BIRMINGHAM, Ala., Aug. 24, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bank, a subsidiary of ServisFirst Bancshares (NYSE:SFBS), is pleased to announce they have ranked sixth in the top-performing United States banks with between $10 billion to $50 billion in assets, according to American Banker's annual list. The banks are ranked by the consulting firm Capital Performance Group based on their three-year average return on average equity, or ROAE, using data from year-end 2025. Previously, ServisFirst Bancshares, Inc. was ranked fifth based on year-end 2024 data.

“Being recognized among the country’s top-performing banks is a meaningful reflection of the consistency and commitment of our entire team,” states Tom Broughton, ServisFirst Bank Chairman, President, and CEO. “Our performance is rooted in staying focused on our customers, making thoughtful decisions and maintaining the high standards we have set for ourselves since the Bank was founded. We are proud of what our team has accomplished and grateful for the trust our customers and shareholders continue to place in us. We remain focused on carrying that momentum forward as we grow and serve our markets.”

ServisFirst Bancshares, Inc., an $18 billion-asset institution, reported a three-year average ROAE of 15.39% and reported a 2025 net interest margin of 3.12%.

In the American Banker article, Claude Hanley, founder and partner at Capital Performance Group, said one of the biggest differences between the top-performing banks and the broader group was funding. The top 10 held a larger share of low-cost demand deposits, such as checking and money market accounts, giving them a cheaper source of funding for loans and helping preserve margins even as interest rates declined. Hanley also said there was no huge turnover among the top 10 performers, adding that the banks included in the ranking "outperformed in almost every aspect."

As the only Alabama-based institution to rank in the top ten, ServisFirst Bank continues to strengthen its reputation as a high-performing, well-capitalized financial institution. This recognition underscores the Bank’s ability to deliver strong financial results in a competitive market, reinforcing its role as a trusted partner for businesses and individuals across the Southeast.

For more information regarding ServisFirst Bank’s recent American Banker ranking, please contact Krista Conlin at Krista@KCProjects.net. For more about ServisFirst Bank, please visit www.servisfirstbank.com.

ABOUT SERVISFIRST BANK

ServisFirst Bank is a full-service commercial bank focused on commercial banking, correspondent banking, treasury management, private banking and the professional consumer market, emphasizing competitive products, state-of-the-art technology and a focus on quality service. Recently, the Bank announced that its assets exceed $18 billion. The Bank offers sophisticated treasury management products, Internet banking, home mortgage lending, remote deposit express banking, and highly competitive rates. 

ServisFirst Bank was formed in May 2005, and has offices in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, and Virginia. In April 2015, and annually thereafter, ServisFirst Bank has earned investment- grade ratings and a stable outlook from Kroll Bond Rating Agency (KBRA), which measures companies’ financial fundamentals. ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC). Copies of its filings may be obtained at www.servisfirstbancshares.com.

FOR INFORMATION CONTACT
Krista Conlin, Krista@KCProjects.net


FAQ

What ranking did ServisFirst Bancshares (SFBS) receive in American Banker’s 2026 top-performing banks list?

ServisFirst Bancshares’ subsidiary ServisFirst Bank ranked sixth among top-performing U.S. banks with $10–$50 billion in assets. According to ServisFirst Bancshares, the ranking is based on three-year average return on average equity using year-end 2025 data compiled by Capital Performance Group.

What is the three-year average ROAE reported by ServisFirst Bancshares (SFBS) for the American Banker ranking?

ServisFirst Bancshares reported a three-year average return on average equity (ROAE) of 15.39%. According to ServisFirst Bancshares, this ROAE figure was used by Capital Performance Group to rank banks for American Banker’s list of top performers with $10–$50 billion in assets.

How large is ServisFirst Bancshares (SFBS) in terms of total assets as of 2025?

ServisFirst Bancshares reported that its bank subsidiary now exceeds $18 billion in assets. According to ServisFirst Bancshares, this asset level places the institution in the $10–$50 billion asset peer group used for American Banker’s top-performing banks ranking.

What net interest margin did ServisFirst Bancshares (SFBS) report for 2025?

ServisFirst Bancshares reported a 2025 net interest margin of 3.12%. According to ServisFirst Bancshares, this margin, combined with strong low-cost deposit funding, has supported its profitability and contributed to its recognition among top-performing U.S. banks in its asset range.

Is ServisFirst Bancshares (SFBS) the only Alabama-based bank in American Banker’s top performers list?

ServisFirst Bancshares stated that ServisFirst Bank is the only Alabama-based institution in American Banker’s top ten performers. According to ServisFirst Bancshares, this highlights its reputation as a high-performing, well-capitalized financial institution serving customers across the Southeast.

Has ServisFirst Bancshares (SFBS) maintained investment-grade credit ratings?

ServisFirst Bancshares reported that ServisFirst Bank has earned investment-grade ratings with a stable outlook from KBRA since April 2015 and each year thereafter. According to ServisFirst Bancshares, these ratings reflect KBRA’s assessment of the bank’s financial fundamentals.