Synchrony Financial Stock Price, News & Analysis

Synchrony (NYSE: SYF) reported third quarter 2025 results for the period ended September 30, 2025 and will host a conference call on October 15, 2025 at 8:00 a.m. ET to review results and outlook. The company's board approved a $1.0 billion increase in its share repurchase authorization, raising available repurchases to $2.1 billion through June 30, 2026 (including $1.1 billion remaining under the prior authorization as of September 30, 2025). Earnings materials and the webcast are available on the company's investor relations website.

Synchrony (NYSE: SYF) announced a partnership with Pumpkin Pet Insurance on Oct. 14, 2025 to allow Pumpkin policyholders to receive eligible pet insurance reimbursements directly to their CareCredit account.

The integration lets pet owners pay at point of care at more than 27,000 enrolled providers, file claims with Pumpkin, and have approved reimbursements applied as a credit to their CareCredit account—eliminating mailed checks and reducing upfront out‑of‑pocket stress. Synchrony plans further insurer expansions in late 2025 and early 2026.

Synchrony (NYSE:SYF) has completed the acquisition of Versatile Credit, a consumer-financing software provider, from PSG, a growth equity firm. Versatile Credit provides point-of-sale financing solutions connecting merchants, lenders, and consumers across online, in-store, and mobile channels.

Under PSG's ownership since 2023, Versatile Credit expanded its market presence in elective medical, home improvement, and retail sectors, while strengthening its leadership team. The financial terms of the transaction were not disclosed.

Synchrony (NYSE: SYF) has acquired Versatile Credit, a consumer-financing software provider that connects merchants, lenders, and consumers through point-of-sale solutions. The acquisition strengthens Synchrony's technological capabilities in consumer financing across furniture, home improvement, automotive, jewelry, and elective medical industries.

Versatile Credit's platform facilitates multi-source financing by connecting customers with various lending products across prime, secondary, and tertiary lenders. Under Synchrony's ownership, Versatile will maintain its current business strategy and management structure while continuing to serve multiple lenders and merchants. The acquisition is expected to be immaterial to Synchrony's earnings per share.

Synchrony (NYSE: SYF) has announced an exclusive partnership with mClub LLC, making Synchrony's CareCredit the exclusive financing partner for all mClub members. The collaboration aims to provide independent veterinary practices with comprehensive financial solutions for pet owners.

The partnership integrates CareCredit's financing options into mClub's existing support system, offering flexible payment solutions for both routine and emergency pet care. CareCredit is currently accepted at over 27,000 veterinary practices and all U.S. public veterinary university hospitals. The program includes business-building resources, financial education, and communication courses to help practices boost revenue and improve treatment acceptance.

Newegg Commerce (NASDAQ: NEGG) has enhanced its Store Credit Card program by adding a new 4% everyday savings benefit for cardholders. The updated program now gives customers the flexibility to choose between the instant 4% discount at checkout or special financing options on qualifying purchases.

The special financing options include 6 months financing on purchases of $199 or more and 12 months financing on purchases of $499 or more. The card, issued by Synchrony since 2015, continues to offer benefits such as no annual fee, easy online account management, and convenient payment options.

Newegg's platform features over 6 million SKUs across various technology categories, supported by shopping tools like PC Builder, Gaming PC Finder, and an AI Shopping Assistant.

Synchrony (NYSE: SYF) has appointed Deborah Ellinger to its Board of Directors, effective October 1, 2025. Ellinger, currently a senior advisor at Boston Consulting Group, brings extensive experience in health and wellness, retail, and consumer sectors. Her background includes CEO and President roles at several private-equity-backed companies including Ideal Image, The Princeton Review, Restoration Hardware, and Wellness Pet Food.

The appointment expands Synchrony's board to twelve members. Ellinger currently serves on the board of Chewy, Inc., bringing valuable expertise in consumer retail and pet industries that aligns with Synchrony's strategic priorities.

Synchrony (NYSE: SYF) and Sun Country Airlines have launched a new co-branded credit card program targeting leisure travelers. The Sun Country Visa Signature® credit card offers significant rewards including 25,000 bonus points for spending $1,000 in the first 90 days, up to 5X points on Sun Country purchases, and 2X points on gas and grocery purchases.

The card features travel benefits including 50% off first checked bag, 50% off seat selections, and in-flight discounts. Cardholders can earn a 10,000-point anniversary bonus with $10,000 annual spend. Sun Country is also introducing Plus status, offering additional perks like no change fees and priority services, achievable through 10 flights annually or $10,000 card spend.

Synchrony (NYSE: SYF) and the University of Illinois Urbana-Champaign celebrated a significant expansion of their Emerging Technology Center (ETC), marking over 400 student internships since its 2018 launch. The center has doubled in size to nearly 11,000 square feet, featuring new collaboration areas, flexible huddle rooms, and event spaces.

The ETC serves as a vital talent pipeline, with interns working alongside Synchrony employees across 60+ teams on various projects in engineering, data science, analytics, and human-centered design. The partnership includes co-hosted events such as hackathons, Datathons, and lectures on emerging technologies like Generative AI.