Truist announces planned capital deployment and stress capital buffer requirement following release of 2025 CCAR results
Rhea-AI Summary
Truist Financial Corporation (NYSE: TFC) has received notification from the Federal Reserve regarding its preliminary stress capital buffer requirement of 2.5% for the period from October 1, 2025, to September 30, 2026. Combined with the minimum Basel III Common Equity Tier 1 (CET1) capital ratio of 4.5%, this establishes a minimum CET1 ratio requirement of 7.0%.
As of March 31, 2025, Truist reported $47.8 billion in CET1 capital and a CET1 ratio of 11.3%, exceeding the new minimum requirement by 4.3%. The company plans to maintain its current quarterly common stock dividend of $0.52 per share, subject to board approval. Additionally, Truist's $5 billion share repurchase program remains active with approximately $2.8 billion of capacity remaining after second quarter repurchases.
Truist, headquartered in Charlotte, North Carolina, is a top-10 commercial bank with total assets of $536 billion as of March 31, 2025, maintaining leading market share in many high-growth U.S. markets.
Positive
- CET1 ratio of 11.3% significantly exceeds the minimum requirement by 4.3%
- Maintenance of quarterly dividend at $0.52 per share
- $2.8 billion remaining capacity in share repurchase program
- Strong capital position demonstrated through stress test results
Negative
- None.
News Market Reaction
On the day this news was published, TFC gained 1.88%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Truist also announced plans to maintain its current quarterly common stock dividend of
"Truist's 2025 annual stress test results again demonstrate the benefits of our diverse business mix and prudent and disciplined risk management culture," said Truist Chairman and Chief Executive Officer Bill Rogers. "Truist's strong capital position and strategy provides significant capacity to serve our clients and stakeholders, maintain a meaningful return for our shareholders and ultimately help us deliver on our purpose to inspire and build better lives and communities."
About Truist
Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. Headquartered in
Forward-Looking Statements
This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts. Forward-looking statements often use words such as "believe," "expect," "anticipate," "intend," "pursue," "seek," "continue," "estimate," "project," "outlook," "forecast," "potential," "target," "objective," "trend," "plan," "goal," "initiative," "priorities," or other words of comparable meaning or future-tense or conditional verbs such as "may," "will," "should," "would," or "could." Forward-looking statements convey Truist's expectations, intentions, or forecasts about future events, circumstances, or results. All forward-looking statements, by their nature, are subject to assumptions, risks, and uncertainties, which may change over time and many of which are beyond Truist's control. You should not rely on any forward-looking statement as a prediction or guarantee about the future. Actual future objectives, strategies, plans, prospects, performance, conditions, and results may differ materially from those set forth in any forward-looking statement. While no list of assumptions, risks, and uncertainties could be complete, some of the factors that may cause actual results or other future events or circumstances to differ from those in Truist's forward-looking statements include the risks and uncertainties more fully discussed in Part I, Item 1A (Risk Factors) in Truist's most recently filed Annual Report on Form 10-K and in Truist's subsequent filings with the Securities and Exchange Commission. Any forward-looking statement made by Truist or on its behalf speaks only as of the date that it was made. Truist does not undertake to update any forward-looking statement to reflect the impact of events, circumstances, or results that arise after the date that the statement was made, except as required by applicable securities laws. You, however, should consult further disclosures (including disclosures of a forward-looking nature) that Truist may make in any subsequent Annual Report on Form 10-K, Quarterly Report on Form 10-Q, or Current Report on Form 8-K.
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SOURCE Truist Financial Corporation
FAQ
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