Visa Completes Acquisition of Prisma and Newpay

Key Terms

real-time payments services technical

A set of networks and software that move money instantly between bank accounts and payment providers, settling transactions within seconds and sending immediate confirmation to both sender and receiver. It matters to investors because faster payments change how companies manage cash, reduce the chance of missed or delayed funds, enable new fee-based services and partnerships, and can boost customer usage and revenue for banks, payment processors and fintechs — like converting a paper check into an instant text message transfer.

tokenization technical

Tokenization is the process of converting real-world assets or rights into digital tokens stored on a computer network. This allows assets, such as property or investments, to be divided into smaller parts, making them easier to buy, sell, or transfer electronically. For investors, tokenization can increase access to a wider range of investments and make transactions faster and more efficient.

biometric authentication technical

Biometric authentication uses a person’s unique physical or behavioral traits—such as fingerprints, facial features, iris patterns, or voice—to verify identity instead of passwords or codes. For investors, it matters because faster, more secure login methods can boost customer trust and reduce fraud-related costs, while also creating opportunities and risks around technology adoption, data privacy rules, and the companies that build or supply the biometric systems.

intelligent risk tools technical

Intelligent risk tools are software systems that analyze data to identify, measure and prioritize potential financial risks—like sudden price moves, credit problems or portfolio imbalances—so users can make faster, clearer decisions. Think of them as a smart weather app for investments: they combine many signals, highlight likely dangers, and suggest actions to reduce loss or protect gains, helping investors allocate capital with more confidence and less guesswork.

agentic commerce solutions technical

Agentic commerce solutions are systems that use autonomous software agents—often powered by artificial intelligence—to perform buying, selling and customer-service tasks across online and offline channels, making decisions and completing transactions with limited human oversight. Investors care because these solutions can act like a self-managing storefront or salesperson: they can increase sales, reduce operating costs, and generate real-time customer data that improves forecasting and scalability, which can materially affect revenue and profit margins.

BUENOS AIRES, Argentina & SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V) today announced it has completed its acquisition of Prisma Medios de Pago S.A.U. ("Prisma") and Newpay S.A.U. ("Newpay") in Argentina. This transaction strengthens Visa's commitment to advancing payment innovation and modernizing financial infrastructure across the country.

Prisma provides credit, debit and prepaid card issuer processing. Newpay is a multi-network infrastructure provider that operates real-time payments services, the Banelco ATM network and the bill payment platform PagoMisCuentas. Together, these companies provide compelling payments products and services serving millions of consumers and businesses throughout Argentina.

"Today marks an exciting new chapter as Prisma and Newpay officially join Visa," said Gabriela Renaudo, Group Country Manager, Visa Argentina and Southern Cone. "We're now focused on integration and delivering on our shared vision to transform Argentina's payments ecosystem. By combining Prisma and Newpay with Visa's global capabilities, we're ready to accelerate innovation and create even greater value for consumers, businesses and our clients in the country."

With the transaction now closed, the combined technology platforms of Prisma and Newpay, together with Visa's global network and value-added services, will accelerate the deployment of advanced technologies such as tokenization, biometric authentication, intelligent risk tools and agentic commerce solutions.

These end-to-end capabilities will improve services from issuers and enhance speed and security for consumers, while delivering agnostic processing that supports any card brand processed by Prisma and all payment methods offered by Newpay. This approach ensures continued flexibility and choice for financial institutions and their customers across Argentina's payments ecosystem.

The transaction is subject to review by the Argentine competition authority.

About Visa Inc.

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, sellers, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

Forward-Looking Statements

This release contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements generally are identified by words such as “will,” “is expected,” and other similar expressions. Examples of forward-looking statements include, but are not limited to, Prisma’s and Newpay’s future success, the impact of the acquisition on Visa’s growth, Prisma’s and Newpay’s operational plans and the other benefits to Visa, financial institutions and consumers.

By their nature, forward-looking statements: (i) speak only as of the date they are made; (ii) are not statements of historical fact or guarantees of future performance; and (iii) are subject to risks, uncertainties, assumptions or changes in circumstances that are difficult to predict or quantify. Therefore, actual results could differ materially and adversely from Visa’s forward-looking statements due to a variety of factors, including the timing and outcome of the regulatory approval process, shifts in the regulatory and competitive landscape, the pace and success of integration, and various other factors, including those contained in our Annual Report on Form 10-K for the fiscal year ended September 30, 2025, and our other filings with the U.S. Securities and Exchange Commission.

You should not place undue reliance on such statements. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future developments or otherwise.

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Media Contact

Fletcher Cook

650-432-2990, Press@visa.com

Source: Visa Inc.