Welcome to our dedicated page for Velocity Financial news (Ticker: VEL), a resource for investors and traders seeking the latest updates and insights on Velocity Financial stock.
Velocity Financial, Inc. (NYSE: VEL) is a U.S. real estate finance company focused on business purpose and investor real estate loans, and its news flow centers on loan production, portfolio performance, securitizations and capital markets activity. The company describes itself as a leader in investor real estate loans and business purpose loans, with a portfolio secured by investor 1–4 family rental properties and a range of commercial property types.
News updates for Velocity commonly include quarterly and annual earnings releases that detail net income, core net income, diluted and core diluted earnings per share, portfolio net interest margin and net revenue. These releases also provide insight into record loan production volumes, growth in the total loan portfolio, and trends in nonperforming loans and real estate owned resolutions, including realization rates on resolved nonperforming assets.
Investors following VEL news will see regular disclosures on securitization activity, such as the completion of new securitizations, the collapse and refinancing of existing securitizations, and liquidity and warehouse line capacity metrics. Announcements can also cover equity capital actions, including issuance of common shares through an at-the-market offering program, and developments like a dual listing of the company’s common stock on NYSE Texas, Inc. alongside its primary New York Stock Exchange listing.
Other notable news items include rating agency reviews of securitizations issued by Velocity’s subsidiary, with rating affirmations and upgrades based on collateral and structure performance, and transactions such as the sale of nonperforming loans combined with third-party servicing mandates. For investors and analysts tracking VEL, this news page offers a centralized view of the company’s operating trends, credit performance, funding strategy and corporate milestones over time.
Velocity Financial (NYSE: VEL) closed an offering of $500.0 million aggregate principal of 9.375% senior notes due February 15, 2031, sold at par on January 30, 2026. Net proceeds were approximately $487 million. The company will use about $222.7 million to fund redemption of its 7.125% secured notes due 2027 and the remainder for general corporate purposes, including repayment of warehouse borrowings and up to $75 million for a potential acquisition.
Velocity Financial (NYSE:VEL) will release its fourth quarter and full year 2025 financial results after market close on Wednesday, March 11, 2026. Management will host a live webcast and conference call at 2:00 p.m. PT / 5:00 p.m. ET the same day, with an audio replay available through March 27, 2026.
Webcast access and replay details are available on the company’s Investor Relations website under Events and Presentations; phone dial-in and international numbers plus replay passcode 4826570 were provided.
Velocity Financial (NYSE: VEL) priced $500 million of 9.375% senior notes due February 15, 2031, offered at 100% with expected settlement on January 30, 2026. The notes are senior unsecured, guaranteed only by Velocity, and pay interest semi‑annually on Feb 15 and Aug 15.
The company expects net proceeds of approximately $487 million, plans to use about $222.7 million to fund redemption of its 7.125% 2027 notes, and may allocate up to $75 million for a potential acquisition; remainder for general corporate purposes.
Velocity Financial (NYSE: VEL) announced on January 26, 2026 a proposed offering of up to $500 million aggregate principal amount of senior notes due 2031 to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S.
The company expects to use approximately $222.7 million of net proceeds to redeem its outstanding 7.125% senior secured notes due 2027, with the remainder for general corporate purposes, which may include repaying warehouse borrowings and using up to $75 million to acquire a business under consideration. The notes will not be registered under the Securities Act.
Velocity Financial (NYSE:VEL) announced preliminary unaudited fourth-quarter and full-year 2025 results, with record originations and higher profitability. Key preliminary 2025 highlights: net income at least $105.0M (+53% YoY), GAAP EPS at least $2.75 (+35% YoY), total loan originations ~$2,716M (+48% YoY), and total portfolio loan UPB ~$6,491M (+28% YoY). Q4 net income of at least $35M (+70%) and GAAP EPS at least $0.90 (+56%). Portfolio NIM was ~3.55% in Q4 and ~3.57% for the year. Nonperforming loans projected at 8.5%–8.6% of UPB versus 10.7% a year earlier. Results are preliminary and subject to year-end closing and audit; audited results expected March 11, 2026 after market close.
Velocity Financial (NYSE:VEL) announced an agreement to sell $133.2 million in unpaid principal balance of non‑performing loans at a significant premium to the mark on its balance sheet. The company will also begin its first‑ever third‑party servicing mandate to manage those loans for the buyer, creating a durable, capital‑light, fee‑based revenue stream. Management said the deal will release capital to support portfolio growth and enhance return on equity. The transaction is expected to close prior to year‑end.
Velocity Financial (NYSE: VEL) reported strong 3Q25 results on November 6, 2025: net income $25.4M (+60.6% YoY), core net income $26.9M (+58.9% YoY) and diluted EPS $0.65 (up from $0.44). Quarterly net revenue $85.8M rose 53.6% YoY driven by record loan production of $739.0M (+55.0% YoY) and higher portfolio NII. Total loan portfolio was $6.3B (+32.0% YoY). Diluted book value per share was $16.31 (+20.0% YoY). Completed two securitizations ($190.9M and $457.5M) and reported NPA resolutions of $108.0M UPB with 102.6% recovery of UPB.
Velocity Financial (NYSE:VEL) will release its third quarter 2025 financial results after market close on Thursday, November 6, 2025. The company's executive management will host a live webcast and conference call to review results on November 6, 2025 at 2:00 p.m. PT / 5:00 p.m. ET.
The live webcast is listen-only and available via the Events and Presentations section of Velocity's Investor Relations website at https://www.velfinance.com/events-and-presentations; registrants should join at least 15 minutes early to download any required software. A phone dial-in is available at 1-833-316-0544 (U.S./Canada) or 1-412-317-5725 (international). An audio replay will be available on the website and by phone through midnight on November 28, 2025 (replay passcode: 7126972).
Velocity Financial (NYSE:VEL), a leading provider of investor real estate loans, has announced its dual listing on NYSE Texas, a new fully electronic equities exchange based in Dallas. The company will maintain its primary listing on the New York Stock Exchange while trading under the ticker "VEL" on both exchanges.
As a Founding Member of NYSE Texas, Velocity aims to strengthen its presence in Texas and support local business development. The move represents the company's commitment to expanding its market presence while maintaining its established position on the NYSE.
Velocity Financial (NYSE:VEL) reported strong Q2 2025 financial results, with net income surging 75.9% to $26.0 million compared to Q2 2024. The company achieved diluted EPS of $0.69, up from $0.42 year-over-year.
Key highlights include record loan production of $725.4 million, up 71.8% year-over-year, and a portfolio net interest margin of 3.82%. The total loan portfolio grew 30.8% to $5.9 billion. The company completed four securitizations totaling $985.5 million and maintained strong liquidity of $139.3 million.
Credit quality remained solid with nonperforming loans at 10.3% of total loans, improving from 10.5% in Q2 2024. The company demonstrated strong resolution performance with $104.0 million in nonperforming asset resolutions at a 103.5% recovery rate.
FAQ
What is the current stock price of Velocity Financial (VEL)?
What is the market cap of Velocity Financial (VEL)?
