Waterdrop Files Annual Report on Form 20-F for Fiscal Year 2025

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Rhea-AI Summary

Waterdrop (NYSE: WDH) filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the SEC on April 28, 2026. The report, including audited consolidated financial statements, is available on the company's investor relations website and the SEC's website.

Shareholders may request a free hard copy by contacting the IR department at IR@shuidi-inc.com.

News Market Reaction – WDH

+0.60%

+0.60% Session close to close

In the Apr 28 session, WDH gained 0.60%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement simply confirms that Waterdrop filed its Form 20‑F for the fiscal year ended Decem...

Analysis

This announcement simply confirms that Waterdrop filed its Form 20‑F for the fiscal year ended December 31, 2025 and made the report accessible via its investor relations site and the SEC. Investors reviewing this document alongside prior Q3 and FY2025 earnings and dividend releases can focus on trends in revenue, profitability, cash position, and the detailed risk factors outlined in the filing, especially those tied to its China‑based operations and VIE structure.

Key Figures

Form type: Form 20-F Fiscal year end: December 31, 2025 Filing date: April 28, 2026

3 metrics

Form type Form 20-F Annual report filing with SEC

Fiscal year end December 31, 2025 Fiscal year referenced in the 20-F filing

Filing date April 28, 2026 Date annual report on Form 20-F was filed with SEC

Historical Context

5 past events · Latest: Mar 25 (Positive)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Mar 25	Q4/FY2025 earnings	Positive	-1.2%	Strong Q4 and FY2025 revenue and profit growth plus cash dividend.
Mar 25	Q4/FY2025 earnings	Positive	-1.2%	Robust Q4 results, dividend and sizable ADS repurchases announcement.
Mar 11	Earnings date notice	Neutral	+0.6%	Scheduled Q4 and FY2025 results release and conference call details.
Dec 03	Q3 2025 earnings	Positive	+1.1%	Q3 revenue and net profit growth with ongoing profitability trend.
Dec 03	Q3 2025 earnings	Positive	+1.1%	Strong Q3 operating and net profit plus healthy cash position.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent earnings and dividend news have generally been positive, with mixed price reactions: some strong results aligned with gains, while others saw modest downside.

Recent Company History

This announcement follows a series of earnings and dividend updates. On Mar 25, 2026, Waterdrop reported strong Q4 and FY2025 results and declared a cash dividend, yet the stock fell about 1.2%. Earlier, an earnings date notice on Mar 11, 2026 saw a mild gain. On Dec 3, 2025, Q3 2025 results showing double‑digit revenue and profit growth coincided with about a 1.07% rise. Overall, positive fundamentals have sometimes aligned with gains and sometimes with slight pullbacks.

Key Terms

form 20-f, securities and exchange commission

2 terms

form 20-f regulatory

"announced that it filed its annual report on Form 20-F for the fiscal year"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

securities and exchange commission regulatory

"with the U.S. Securities and Exchange Commission ("SEC") on April 28, 2026."

A national government agency that enforces rules for buying, selling and disclosing information about stocks and other investments, acting like a referee and scorekeeper for financial markets. It requires companies to share clear, regular financial and business information and investigates fraud or rule-breaking, which matters to investors because those rules and disclosures help ensure fair prices, reduce hidden risks and make it easier to compare investment choices.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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04/28/2026 - 07:32 AM

BEIJING, April 28, 2026 /PRNewswire/ -- Waterdrop Inc. (NYSE: WDH) ("Waterdrop" or the "Company"), a leading technology platform dedicated to insurance and healthcare service with a positive social impact, today announced that it filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission ("SEC") on April 28, 2026. The annual report can be accessed on the Company's investor relations website at https://ir.waterdrop-inc.com as well as the SEC's website at http://www.sec.gov.

The Company will provide a hard copy of its annual report containing the audited consolidated financial statements, free of charge, to its shareholders upon request. Requests should be directed to the Company's IR Department at IR@shuidi-inc.com.

About Waterdrop Inc.

Waterdrop Inc. (NYSE: WDH) is a leading technology platform dedicated to insurance and healthcare service with a positive social impact. Founded in 2016, with the comprehensive coverage of Waterdrop Insurance Marketplace and Waterdrop Medical Crowdfunding, Waterdrop aims to bring insurance and healthcare service to billions through technology. For more information, please visit www.waterdrop-inc.com.

For investor inquiries, please contact:
Waterdrop Inc.
IR@shuidi-inc.com

View original content:https://www.prnewswire.com/news-releases/waterdrop-files-annual-report-on-form-20-f-for-fiscal-year-2025-302755640.html

SOURCE Waterdrop Inc.

FAQ

When did Waterdrop (WDH) file its Form 20-F for fiscal year 2025?

Waterdrop filed its Form 20-F on April 28, 2026. According to the company, the filing covers the fiscal year ended December 31, 2025 and is available on the company's investor relations site and the SEC website.

Where can investors access Waterdrop's (WDH) 2025 Form 20-F filing?

Investors can access the 20-F on the company's investor relations website and the SEC website. According to the company, the report includes audited consolidated financial statements and is available online immediately.

Does Waterdrop (WDH) provide hard copies of the 2025 annual report to shareholders?

Yes, Waterdrop will provide a free hard copy of the annual report upon request. According to the company, shareholders should contact the IR department at IR@shuidi-inc.com to request a printed copy.

What period does Waterdrop's (WDH) Form 20-F cover for the 2025 filing?

The Form 20-F covers the fiscal year ended December 31, 2025. According to the company, the filing dated April 28, 2026 includes the audited consolidated financial statements for that fiscal year.

Will Waterdrop's (WDH) 20-F include audited financial statements for 2025?

Yes, the 20-F includes audited consolidated financial statements for fiscal 2025. According to the company, those audited statements are part of the annual report available on its IR website and the SEC's EDGAR system.