X Financial Stock Price, News & Analysis

X Financial (NYSE: XYF) will hold its 2025 annual general meeting of shareholders on December 18, 2025 at 10:00 a.m. local time at 7/F–8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen.

No proposals will be submitted for shareholder approval; the meeting is an open forum for holders of Class A and Class B ordinary shares and beneficial ADS owners to discuss company affairs with management. The Board fixed December 4, 2025 as the record date for shareholder entitlement to notice and attendance.

The company filed its annual report on Form 20-F for the fiscal year ended December 31, 2024 with the SEC on April 25, 2025; the report is available on the company investor relations website and the SEC website. Hard copies of the audited annual report are available free upon request via ir@xiaoying.com.

X Financial (NYSE: XYF) will report its unaudited financial results for the third quarter ended September 30, 2025 before U.S. market open on Friday, November 21, 2025. Management will host an earnings conference call at 8:30 AM U.S. Eastern Time on November 21, 2025 (9:30 PM Beijing/Hong Kong Time).

Dial-in numbers and passcodes are provided for the United States, Hong Kong, Mainland China and international callers; a replay is available by phone until November 28, 2025. A live and archived webcast will be available at https://ir.xiaoyinggroup.com.

X Financial (NYSE: XYF) reported strong Q2 2025 results with total net revenue reaching $317.3 million, up 65.6% year-over-year. The company achieved record loan facilitation of RMB38.99 billion (~$5.43 billion), representing a 71.4% YoY increase.

Key highlights include net income growth of 27.1% YoY to $73.7 million, improved asset quality with decreased delinquency rates, and active borrowers rising 73.7% YoY to 2.85 million. The company declared a semi-annual dividend of $0.28 per ADS and has $68.2 million remaining in its share repurchase program through November 2026.

For Q3 2025, X Financial expects loan facilitation to range between RMB32.0-34.0 billion, reflecting a strategic focus on asset quality over volume growth.

X Financial (NYSE: XYF), a leading Chinese online personal finance company, has scheduled its Q2 2025 earnings release for August 19, 2025, before U.S. markets open. The company will host an earnings conference call at 8:30 AM ET on the same day.

The conference call will be accessible via phone in multiple regions including the United States, Hong Kong, and Mainland China. A replay will be available until August 26, 2025, and investors can also access the live and archived webcast through the company's investor relations website.

X Financial (XYF) reported strong Q1 2025 results with significant growth across key metrics. Total loan facilitation reached RMB35.1 billion, up 63.4% YoY, while total net revenue increased 60.4% to RMB1.94 billion. Net income grew 26.2% YoY to RMB458.1 million. The company showed improved asset quality with delinquency rates declining significantly - loans past due for 31-60 days decreased to 1.25% from 1.61% YoY. Active borrowers increased 77.1% to 2.43 million. The company announced a new US$100 million share repurchase program effective June 2025. For Q2 2025, X Financial expects loan facilitation volume between RMB37.5-39.5 billion. The company maintains a strong balance sheet with RMB2.1 billion in total cash and a solid equity-to-assets ratio exceeding 60%.

X Financial (NYSE: XYF), a leading online personal finance company in China, has scheduled to release its unaudited financial results for Q1 2025 before U.S. markets open on May 20, 2025. The management team will host an earnings conference call at 7:30 AM U.S. Eastern Time (7:30 PM Beijing/Hong Kong Time) on the same day.

The company has provided dial-in numbers for participants from the United States, Hong Kong, Mainland China, and international locations. A replay of the conference call will be available until May 27, 2025, and a live and archived webcast can be accessed through the company's investor relations website.

X Financial (NYSE: XYF), a leading online personal finance company in China, has announced the filing of its annual report on Form 20-F for the fiscal year ended December 31, 2024. The report was submitted to the Securities and Exchange Commission (SEC) on April 25, 2025.

The annual report is accessible through the company's investor relations website at https://ir.xiaoyinggroup.com and the SEC's website at https://www.sec.gov. Shareholders can request a free hard copy of the annual report containing audited consolidated financial statements by contacting the company's IR Department.

X Financial (NYSE: XYF) reported strong Q4 and FY2024 financial results, with significant growth in key metrics. Q4 total loan facilitation reached RMB32,297 million, up from RMB26,134 million year-over-year. Q4 net revenue increased 43.3% to RMB1,708.7 million, while net income more than doubled to RMB385.6 million.

For FY2024, total net revenue grew 22% to RMB5,871.8 million, with net income reaching RMB1,539.9 million. The company showed improved asset quality with delinquency rates decreasing to 1.17% for 31-60 days past due loans. Active borrowers increased to 2,120,068 in Q4 2024.

The company allocated US$76 million to shareholder returns through share repurchases and dividends in 2024. Management projects approximately 30% loan volume growth for 2025, supported by favorable government policies and continued AI technology integration across operations.

X Financial (NYSE: XYF), a leading online personal finance company in China, has scheduled to release its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2024. The results will be announced before U.S. markets open on Thursday, March 20, 2025.

The company's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time (7:00 PM Beijing/Hong Kong Time) on the same day. A live and archived webcast of the conference call will be available on the company's investor relations website.