[8-K] Atlantic American Corp Reports Material Event

Rhea-AI Filing Summary

Atlantic American Corporation reported its results of operations for the second quarter ended June 30, 2025. The report states the company furnished a press release describing those results as Exhibit 99.1 and provided a Cover Page Interactive Data File as Exhibit 104. The filing explicitly states the furnished exhibit is not to be incorporated by reference into other filings and is not deemed to be "filed" for certain securities-law purposes. No financial amounts or performance metrics are included in the body of this 8-K.

Positive

• Reported Q2 operational results for the period ended June 30, 2025 (furnished to the market).
• Press release furnished as Exhibit 99.1 and a Cover Page Interactive Data File provided as Exhibit 104, enabling access to full disclosure documents.

Negative

• None.

Insights

Securities Analyst

TL;DR: The 8-K furnishes Q2 2025 results via a press release but contains no financial details, limiting immediate investor assessment.

The filing notifies the market that Atlantic American has reported results for the quarter ended June 30, 2025 and that the details are provided in an attached press release (Exhibit 99.1). Because the 8-K text itself contains no revenue, earnings, or balance-sheet figures, the filing by itself offers limited new financial information. Investors and analysts must review Exhibit 99.1 and the Interactive Data File (Exhibit 104) for substantive metrics.

Corporate Governance Expert

TL;DR: Filing meets disclosure obligations by furnishing a press release and clarifies the exhibit's non-incorporation and non-'filed' status under securities laws.

The company complied with current-report requirements by furnishing a press release and an Inline XBRL cover page. The filing includes an express statement that the furnished exhibit is not incorporated by reference into other filings and is not to be treated as 'filed' for certain statutory liabilities. This is a routine disclosure approach to preserve limited liability while providing timely information.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported) August 12, 2025

ATLANTIC AMERICAN CORPORATION

(Exact name of registrant as specified in its charter)

Georgia	0-3722	58-1027114
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

4370 Peachtree Road, N.E., Atlanta, Georgia	30319
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code (404) 266-5500

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $1.00 per share		AAME		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On August 12, 2025, Atlantic American Corporation (the “Registrant”) reported its results of operations for its second quarter ended June 30, 2025. A copy of the press release issued by the Registrant concerning the foregoing results is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

Exhibit Number		Description of Exhibit
99.1		Press release dated August 12, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

The information contained herein and in the accompanying exhibit shall not be incorporated by reference into any filing of the Registrant, whether made before or after the date hereof, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing. The information in this report, including the exhibit hereto, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liabilities of that section or Sections 11 and 12(a)(2) of the Securities Act of 1933.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	ATLANTIC AMERICAN CORPORATION
	By:	/s/ J. Ross Franklin
		J. Ross Franklin
		Vice President, Chief Financial Officer and Secretary
Date:  August 12, 2025

FAQ

What did Atlantic American (AAME) disclose in this 8-K?

It reported results of operations for the second quarter ended June 30, 2025 and furnished a press release as Exhibit 99.1 plus an Interactive Data File as Exhibit 104.

Where can I find the detailed Q2 2025 financial figures for AAME?

Detailed figures are in the press release dated August 12, 2025 furnished as Exhibit 99.1; the 8-K text does not include specific financial amounts.

Does the 8-K include financial statements or performance tables?

No. The 8-K text does not contain financial tables or amounts; it furnishes a press release and an Inline XBRL cover page for detailed data.

Is the furnished press release incorporated by reference or considered 'filed'?

No. The filing states the furnished exhibit is not incorporated by reference into other filings and is not deemed to be 'filed' for certain securities-law purposes.

Who signed the 8-K for Atlantic American?

J. Ross Franklin, Vice President, Chief Financial Officer and Secretary, signed the report on behalf of the registrant.