[8-K] ATLANTIC AMERICAN CORP Reports Material Event

Rhea-AI Filing Summary

Atlantic American Corporation furnished an 8-K announcing results of operations for the third quarter ended September 30, 2025. The company attached a press release as Exhibit 99.1 and incorporated it by reference in this report.

The company stated the information is furnished and shall not be deemed “filed” under the Securities Exchange Act of 1934 or subject to Section 18 liabilities, nor incorporated into other filings unless specifically referenced. The stock trades on the Nasdaq Global Market under AAME.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported) November 14, 2025

ATLANTIC AMERICAN CORPORATION

(Exact name of registrant as specified in its charter)

Georgia	0-3722	58-1027114
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

4370 Peachtree Road, N.E., Atlanta, Georgia		30319
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code (404) 266-5500

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $1.00 per share		AAME		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On November 14, 2025, Atlantic American Corporation (the “Registrant”) reported its results of operations for its third quarter ended September 30, 2025. A copy of the press release issued by the Registrant concerning the foregoing results is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

Exhibit Number		Description of Exhibit
99.1		Press release dated November 14, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

The information contained herein and in the accompanying exhibit shall not be incorporated by reference into any filing of the Registrant, whether made before or after the date hereof, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing. The information in this report, including the exhibit hereto, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liabilities of that section or Sections 11 and 12(a)(2) of the Securities Act of 1933.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	ATLANTIC AMERICAN CORPORATION
	By:	/s/ J. Ross Franklin
		J. Ross Franklin
		Vice President, Chief Financial Officer and Secretary
Date:  November 14, 2025

FAQ

What did Atlantic American (AAME) disclose in this 8-K?

The company furnished its results of operations for the third quarter ended September 30, 2025, with a press release attached as Exhibit 99.1.

Which period does the disclosure cover for AAME?

It covers the third quarter ended September 30, 2025.

How were the results provided—filed or furnished?

The information was furnished and is not deemed “filed” under the Exchange Act, and not subject to Section 18 liabilities.

What exhibit accompanies the 8-K for AAME?

A press release dated November 14, 2025 is attached as Exhibit 99.1.

What is Atlantic American’s trading symbol and exchange?

The common stock trades under AAME on the Nasdaq Global Market.

Can this 8-K be incorporated into other filings?

It will not be incorporated by reference into other filings unless expressly incorporated by specific reference.