Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ameris Bancorp’s community-bank roots make its numbers local, but its disclosures are anything but small. Credit quality across Georgia, Florida and the Carolinas, warehouse lending exposure, and mortgage origination swings all surface inside hundreds of pages the company files with the SEC. If you have ever searched “Ameris Bancorp insider trading Form 4 transactions” or wondered how rising rates hit its net interest margin, this page was built for you.
Stock Titan’s AI reads every submission the moment it reaches EDGAR and delivers Ameris Bancorp SEC filings explained simply. Drill into an Ameris Bancorp annual report 10-K simplified to see loan-loss trends, open the latest Ameris Bancorp quarterly earnings report 10-Q filing for margin details, or get an alert when an Ameris Bancorp 8-K material events explained discloses a sudden branch acquisition. Our engine highlights segment revenue shifts and flags covenant changes so you can focus on decisions, not document hunts. Insider activity is streamed as Ameris Bancorp Form 4 insider transactions real-time, letting you track Ameris Bancorp executive stock transactions Form 4 before the market reacts.
Whether you need Ameris Bancorp earnings report filing analysis, guidance on reading a Ameris Bancorp proxy statement executive compensation, or help understanding Ameris Bancorp SEC documents with AI, you’ll find all filing types here—10-K, 10-Q, 8-K, 4, 13D/G—updated instantly. Use the insights to monitor deposit growth, compare quarter-over-quarter efficiency ratios, or spot insider sentiment without parsing footnotes yourself. Complex banking disclosures, made clear in one place.
William H. Stern, a director of Ameris Bancorp (ABCB), purchased shares under the company's employee stock purchase plan on 09/15/2025. The filing reports a purchase of 320.3196 shares at a price of $74.1447 per share. After the transaction, Mr. Stern beneficially owns 46,898.3579 shares in total. The filing notes an additional 434.433892 shares included from the employee stock purchase plan and a dividend reinvestment plan. Reported indirect holdings include 337 shares held by a spouse, 234 by a family foundation, 2,337 by children, and 2,777 by a family trust. The form is signed on behalf of Mr. Stern by an attorney-in-fact on 09/16/2025.
Ameris Bancorp reported a stronger quarter ended June 30, 2025, driven by higher core lending margins and much lower credit provisions. Net income rose to $109.8 million from $90.8 million a year earlier, and diluted EPS increased to $1.60 from $1.32, reflecting a roughly 21% year-over-year earnings gain. Net interest income improved to $231.8 million as interest expense declined, while provision for credit losses fell sharply to $2.8 million from $18.8 million, supporting higher net interest income after provisions.
The balance sheet shows modest growth: loans, net were $21.04 billion and deposits totaled $21.93 billion. Debt securities available-for-sale were $1.87 billion with $20.8 million of unrealized losses attributed to non-credit factors and an allowance for credit losses of $0.07 million. Cash and cash equivalents were $1.17 billion. Noninterest income declined, led by lower mortgage banking activity, and total noninterest expense remained roughly flat at $155.3 million for the quarter.