Ameris Bancorp CEO gifts 6,026 shares to charity

The reported holdings include dividend-reinvestment-plan acquisitions in the CEO’s direct position and his children’s position.

Available on EDGAR 10/30/2026 - 06:08 PM EDT Accepted by SEC EDGAR 10/30/2026 - 06:07 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Ameris Bancorp CEO H. Palmer Proctor Jr. gifted 6,026 shares of common stock to a charitable donor advised fund on October 29, 2026. After the gift, his directly held position was 403,758 shares. The report also lists indirect holdings of 23,490 shares in a 401(k), 17,978 shares held by his spouse, and 22,972 shares held by his children.

Insider Trade Summary

6,026 shares gifted

Gift 1 txn

Insider PROCTOR H PALMER JR

Role CEO

Type	Security	Shares	Price	Value
Gift	Common Stock F1, F2	6,026	$0.00	$0.00
Holding	Common Stock F3	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock F4	--	--	--

Holdings After Transaction: Common Stock — 403,757.8029 shares (Direct); Common Stock — 23,489.7078 shares (Indirect, 401(k)); Common Stock — 17,977.9594 shares (Indirect, Spouse); Common Stock — 22,971.7895 shares (Indirect, By Children)

Footnotes (4)

1. F1. The reported transaction reflects the gifting of the securities to a charitable donor advised fund.
2. F2. This total includes an additional 756.07252 shares acquired by the reporting person as a participant in a dividend reinvestment plan.
3. F3. This total includes an additional 167.8794540 shares acquired in the reporting person's 401(k) account.
4. F4. This total includes an additional 106.7880 shares acquired through a dividend reinvestment plan.

Key Figures

Common shares gifted: 6,026 shares Direct common shares after gift: 403,758 shares Indirect common shares in 401(k): 23,490 shares +2 more

5 metrics

Common shares gifted 6,026 shares Gift to a charitable donor advised fund on October 29, 2026

Direct common shares after gift 403,758 shares Following the October 29, 2026 gift

Indirect common shares in 401(k) 23,490 shares Reported after the October 29, 2026 gift

Indirect common shares held by spouse 17,978 shares Reported after the October 29, 2026 gift

Indirect common shares held by children 22,972 shares Reported after the October 29, 2026 gift

Key Terms

charitable donor advised fund, dividend reinvestment plan, 401(k)

3 terms

charitable donor advised fund financial

"gifting of the securities to a charitable donor advised fund"

dividend reinvestment plan financial

"participant in a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

401(k) financial

"in the reporting person's 401(k) account"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many ABCB shares did CEO H. Palmer Proctor Jr. gift?

H. Palmer Proctor Jr., Ameris Bancorp’s CEO, gifted 6,026 shares of common stock on October 29, 2026, to a charitable donor advised fund.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PROCTOR H PALMER JR

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/29/2026		G(1)		6,026	D	$0	403,757.8029(2)	D
Common Stock								23,489.7078(3)	I	401(k)
Common Stock								17,977.9594	I	Spouse
Common Stock								22,971.7895(4)	I	By Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported transaction reflects the gifting of the securities to a charitable donor advised fund.

2. This total includes an additional 756.07252 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

3. This total includes an additional 167.8794540 shares acquired in the reporting person's 401(k) account.

4. This total includes an additional 106.7880 shares acquired through a dividend reinvestment plan.

Remarks:

	H. Palmer Proctor, Jr. by Elna Klein-Kolarich as Attorney-In-Fact	10/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)