Ameris Bancorp director receives restricted stock grant

Ameris Bancorp director William I. Bowen Jr. reported a compensation-related stock award rather than an open-market trade.

Rhea-AI Filing Summary

Ameris Bancorp director William I. Bowen Jr. reported a compensation-related stock award rather than an open-market trade. He received 1,003 shares of Ameris Bancorp common stock as a restricted stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan at a stated price of $0.00 per share.

According to the footnotes, this restricted stock vests on the earlier of May 21, 2027 or the date of the 2027 annual shareholders' meeting. Following this grant and plan-related acquisitions, Bowen directly holds 29,980.3764 shares, which includes 115.34235 shares acquired through an employee stock purchase plan and a dividend reinvestment plan, and he also reports indirect holdings of 700 shares held jointly with a child and 700 shares held by a child.

Insider Trade Summary

Grant/Award: 1,003 shares

Grant/Award 3 txns

Insider Bowen William I. Jr.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,003	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 29,980.3764 shares (Direct); Common Stock — 700 shares (Indirect, Child); Common Stock — 700 shares (Indirect, Joint with child)

Footnotes (2)

1. F1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.
2. F2. This total includes an additional 115.34235 shares acquired by the reporting person as a participant in an employee stock purchase plan and dividend reinvestment plan.

Key Figures

Restricted stock grant: 1,003 shares Vesting schedule: May 21, 2027 Direct holdings after grant: 29,980.3764 shares +4 more

7 metrics

Restricted stock grant 1,003 shares Grant of Ameris Bancorp common stock to director on 2026-05-21

Vesting schedule May 21, 2027 Vests earlier of May 21, 2027 or 2027 annual shareholders' meeting

Direct holdings after grant 29,980.3764 shares Ameris Bancorp common stock directly held following the transaction

Plan-acquired shares included 115.34235 shares Acquired via employee stock purchase and dividend reinvestment plans

Indirect joint holdings 700 shares Held jointly with child, reported as indirect ownership

Indirect child holdings 700 shares Held by child, reported as indirect ownership

Grant price $0.00 per share Stated price for the restricted stock award

Key Terms

Restricted stock grant, Ameris Bancorp 2021 Omnibus Equity Compensation Plan, employee stock purchase plan, dividend reinvestment plan

4 terms

Restricted stock grant financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

A restricted stock grant is an award of company shares given to an employee or executive that cannot be sold or transferred until certain conditions are met, such as staying with the company for a set time or hitting performance goals. For investors, it signals how the company ties pay to future performance and can affect the number of shares outstanding and management’s incentives—think of it as a wrapped gift you only keep once you meet the requirements.

Ameris Bancorp 2021 Omnibus Equity Compensation Plan financial

"grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier"

employee stock purchase plan financial

"includes an additional 115.34235 shares acquired by the reporting person as a participant in an employee stock purchase plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

dividend reinvestment plan financial

"115.34235 shares acquired by the reporting person as a participant in an employee stock purchase plan and dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Ameris Bancorp (ABCB) report for William I. Bowen Jr.?

Ameris Bancorp director William I. Bowen Jr. reported receiving 1,003 shares of common stock as a restricted stock grant. This was a compensation award, not a market purchase or sale, recorded at a price of $0.00 per share.

How many Ameris Bancorp (ABCB) shares does William I. Bowen Jr. hold after the latest Form 4?

After the reported grant, William I. Bowen Jr. directly holds 29,980.3764 Ameris Bancorp common shares. This total includes 115.34235 shares acquired through an employee stock purchase plan and a dividend reinvestment plan, in addition to prior holdings.

When do the newly granted restricted shares for Ameris Bancorp (ABCB) director Bowen vest?

The 1,003 restricted shares granted to director William I. Bowen Jr. vest on the earlier of May 21, 2027, or the date of Ameris Bancorp’s 2027 annual shareholders’ meeting, tying vesting to either a specific date or that future meeting.

Are the Ameris Bancorp (ABCB) shares in the Form 4 open-market purchases or compensation?

The 1,003 shares reported for William I. Bowen Jr. are a restricted stock grant under Ameris Bancorp’s 2021 Omnibus Equity Compensation Plan. They represent equity compensation, not an open-market buy or sell transaction, and were recorded at $0.00 per share.

What indirect Ameris Bancorp (ABCB) holdings are reported for William I. Bowen Jr.?

In addition to his direct position, William I. Bowen Jr. reports 700 Ameris Bancorp shares held jointly with a child and 700 shares held by a child. These positions are classified as indirect ownership interests in the company’s common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/26/2026 - 11:47 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bowen William I. Jr.

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,003(1)	A	$0	29,980.3764(2)	D
Common Stock								700	I	Child
Common Stock								700	I	Joint with child

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.

2. This total includes an additional 115.34235 shares acquired by the reporting person as a participant in an employee stock purchase plan and dividend reinvestment plan.

Remarks:

	William I. Bowen, Jr. by: Elna Klein-Kolarich as Attorney-in-Fact	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)