Ameris Bancorp (ABCB) director Rodney Bullard receives 1,003-share restricted stock grant

Rhea-AI Filing Summary

Bullard Rodney D reported acquisition or exercise transactions in this Form 4 filing.

Ameris Bancorp director Rodney D. Bullard received a grant of 1,003 shares of Ameris Bancorp common stock as restricted stock. The award was made at no cash purchase price and is scheduled to vest on the earlier of May 21, 2027, or the date of the 2027 annual shareholders' meeting. Following this grant and dividend reinvestment activity, Bullard holds a total of 16,626.9885 shares directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Bullard Rodney D

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,003	$0.00	--

Holdings After Transaction: Common Stock — 16,626.989 shares (Direct, null)

Footnotes (1)

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting. This total includes an additional 35.37499 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Key Figures

Restricted stock grant: 1,003 shares Holdings after transaction: 16,626.9885 shares Dividend reinvestment shares: 35.37499 shares +2 more

5 metrics

Restricted stock grant 1,003 shares Common Stock grant on May 21, 2026

Holdings after transaction 16,626.9885 shares Total Ameris Bancorp common stock directly held after grant

Dividend reinvestment shares 35.37499 shares Additional shares acquired via dividend reinvestment plan

Vesting date trigger May 21, 2027 Restricted stock vests on earlier of this date or 2027 annual meeting

Grant price $0.0000 per share Reported transaction price for restricted stock award

Key Terms

Restricted stock grant, Ameris Bancorp 2021 Omnibus Equity Compensation Plan, dividend reinvestment plan, Form 4

4 terms

Restricted stock grant financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

A restricted stock grant is an award of company shares given to an employee or executive that cannot be sold or transferred until certain conditions are met, such as staying with the company for a set time or hitting performance goals. For investors, it signals how the company ties pay to future performance and can affect the number of shares outstanding and management’s incentives—think of it as a wrapped gift you only keep once you meet the requirements.

Ameris Bancorp 2021 Omnibus Equity Compensation Plan financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

dividend reinvestment plan financial

"includes an additional 35.37499 shares acquired by the reporting person as a participant in a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bullard Rodney D

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,003(1)	A	$0	16,626.9885(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.

2. This total includes an additional 35.37499 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Remarks:

	Rodney D. Bullard by Elna Klein-Kolarich as Attorney-In-Fact	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Ameris Bancorp (ABCB) director Rodney D. Bullard report on this Form 4?

Rodney D. Bullard reported receiving 1,003 shares of Ameris Bancorp common stock as a restricted stock grant. The award was made at no cash purchase price and increases his directly held position in the company’s shares.

How many Ameris Bancorp (ABCB) shares does Rodney D. Bullard hold after the reported grant?

After the grant, Rodney D. Bullard directly holds 16,626.9885 Ameris Bancorp common shares. This total includes both the new restricted stock award and an additional 35.37499 shares acquired through participation in a dividend reinvestment plan.

When do Rodney D. Bullard’s newly granted Ameris Bancorp (ABCB) restricted shares vest?

The restricted stock is scheduled to vest on the earlier of May 21, 2027, or the date of Ameris Bancorp’s 2027 annual shareholders’ meeting. Vesting means the shares become fully owned and no longer subject to forfeiture restrictions.

What plan governed the restricted stock grant reported by Rodney D. Bullard at Ameris Bancorp (ABCB)?

The grant was made under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan. This plan allows the company to award equity-based compensation, such as restricted stock, to directors and other eligible participants as part of long-term incentive programs.

What is the role of the dividend reinvestment plan in Rodney D. Bullard’s Ameris Bancorp (ABCB) holdings?

Bullard’s reported total includes 35.37499 shares acquired through a dividend reinvestment plan. In such plans, cash dividends are automatically used to buy additional shares, gradually increasing an investor’s ownership without separate cash purchases.