[Form 4] ARBOR REALTY TRUST INC Insider Trading Activity

Rhea-AI Filing Summary

Arbor Realty Trust director reports open-market stock purchase. Director Melvin F. Lazar bought 5,000 shares of Arbor Realty Trust common stock on 11/17/2025 at a price of $8.28 per share. After this transaction, he beneficially owns 239,714 shares held directly in his name. The filing notes this was a routine Form 4 report of insider activity and was signed by an attorney-in-fact on his behalf.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LAZAR MELVIN F

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.01 per share	11/17/2025		P		5,000	A	$8.28	239,714	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Maysa Vahidi, Attorney-in-Fact for Melvin F. Lazar	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Arbor Realty Trust (ABR) disclose?

The filing shows that Director Melvin F. Lazar purchased 5,000 shares of Arbor Realty Trust common stock in an open-market transaction.

On what date did Melvin F. Lazar buy Arbor Realty Trust (ABR) shares and at what price?

Melvin F. Lazar bought the shares on 11/17/2025 at a price of $8.28 per share.

How many Arbor Realty Trust (ABR) shares does Melvin F. Lazar own after this transaction?

Following the reported purchase, Melvin F. Lazar beneficially owns 239,714 shares of Arbor Realty Trust common stock, held directly.

What is the role of the reporting person in Arbor Realty Trust (ABR)?

The reporting person, Melvin F. Lazar, is identified as a Director of Arbor Realty Trust, Inc.

Was this Form 4 for Arbor Realty Trust (ABR) filed by one or multiple reporting persons?

The document indicates that the Form 4 was filed by one reporting person, covering the transactions of Melvin F. Lazar only.

Who signed the Form 4 related to Arbor Realty Trust (ABR)?

The Form 4 was signed by Maysa Vahidi as Attorney-in-Fact for Melvin F. Lazar on 11/18/2025.