Arbor Realty Trust director receives 6,029 stock units

Bacon elected to defer his 2026 director cash compensation until January 2028, or sooner upon a change in control or termination of his director service.

Rhea-AI Filing Summary

Arbor Realty Trust Inc. director Kenneth J. Bacon acquired 6,029 fully vested Restricted Stock Units on September 30, 2026, in lieu of cash compensation earned for his 2026 service. The award was made under the director deferred compensation plan after he elected to defer that compensation. His reported holding after the award was 42,253 Restricted Stock Units.

Insider Trade Summary

Grant/Award: 6,029 shares

Grant/Award 1 txn

Insider BACON KENNETH J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units F1	6,029	$3.94	$24K

Holdings After Transaction: Restricted Stock Units — 42,253 contracts (Direct)

Footnotes (1)

1. F1. Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

Key Figures

Restricted Stock Units received: 6,029 Restricted Stock Units Restricted Stock Units following award: 42,253 Restricted Stock Units Compensation deferred: 2026 +1 more

4 metrics

Restricted Stock Units received 6,029 Restricted Stock Units September 30, 2026

Restricted Stock Units following award 42,253 Restricted Stock Units Reported after the September 30, 2026 award

Compensation deferred 2026 Director cash compensation earned for service

Scheduled deferred compensation date January 2028 Subject to earlier payment upon a change in control or termination of director service

Key Terms

Restricted Stock Units, director deferred compensation plan, pre-established deferral election

3 terms

Restricted Stock Units financial

"received 6,029 fully vested Restricted Stock Units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

director deferred compensation plan financial

"pursuant to the terms of the director deferred compensation plan"

pre-established deferral election financial

"pursuant to a pre-established deferral election"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many RSUs did ABR director Kenneth J. Bacon receive?

Kenneth J. Bacon received 6,029 fully vested Restricted Stock Units on September 30, 2026, in lieu of cash compensation earned for his 2026 service.

When is Kenneth J. Bacon's deferred compensation payable?

Bacon elected to defer his 2026 director cash compensation until January 2028, or sooner upon a change in control or termination of his service as a director.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/01/2026 - 05:17 PM Accepted by SEC EDGAR 10/01/2026 - 05:16 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BACON KENNETH J

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NEW YORK 11553

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	09/30/2026		A(1)		6,029		(1)	(1)	Common Stock, par value $0.01 per share	6,029	$3.94	42,253	D

Explanation of Responses:

1. Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

	/s/ John Bishar, Attomey-in-Fact for Kenneth J. Bacon	10/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)