Welcome to our dedicated page for ARBOR REALTY TRUST SEC filings (Ticker: ABR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Arbor Realty Trust, Inc. filings document the public-company disclosures of a Maryland real estate investment trust and commercial real estate lender. Its Form 8-K reports include earnings releases, Regulation FD investor presentations, dividend announcements, share repurchase activity, senior note financing and commercial real estate mortgage loan securitization agreements tied to its loan and investment portfolio.
The filing record also covers capital structure and governance matters, including common stock, Series D, Series E and Series F cumulative redeemable preferred stock, executive appointments, board changes and related employment or compensation arrangements. Proxy materials describe director elections, executive compensation, equity awards and shareholder voting matters for the company’s REIT governance framework.
Tsunis George reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust director George Tsunis received a grant of 15,141 shares of common stock, increasing his direct holdings to 23,063 shares. The shares were granted at no cash cost per share as a stock award under Arbor Realty Trust, Inc.'s 2024 Amended Omnibus Stock Incentive Plan, reflecting equity-based director compensation rather than an open-market purchase.
LAZAR MELVIN F reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust director Melvin F. Lazar received a grant of 15,141 restricted stock units. These RSUs were awarded on March 13, 2026 under the company’s 2024 Amended Omnibus Stock Incentive Plan and are fully vested.
Following this award, Lazar holds 51,242 restricted stock units. He elected to defer receiving the underlying common stock until his board service ends, or earlier if there is a change in control, under a pre-established deferral election.
Arbor Realty Trust director William C. Green received a grant of 15,141 fully vested restricted stock units (RSUs) on March 13, 2026. These RSUs convert into shares of common stock, but Mr. Green has elected to defer receipt of the stock until his board service ends or earlier upon a change in control, under a pre-established deferral election. Following this award, he holds 61,045 RSUs directly.
Arbor Realty Trust director Edward J. Farrell received a grant of 15,141 restricted stock units. These RSUs were awarded on March 13, 2026 under the company’s 2024 Amended Omnibus Stock Incentive Plan as fully vested units, meaning they are not subject to future service-based vesting.
Farrell has elected to defer receipt of the common stock that will be issued upon RSU conversion until his service as a director ends, or earlier upon a change in control, under a pre-established deferral election. Following this award, his holdings in these RSU-type derivative securities total 50,310 units.
Effron Caryn reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust director Caryn Effron received a compensatory stock grant of 15,141 common shares. The shares, with a stated price of $0.00 per share, were awarded on March 13, 2026 under the company’s 2024 Amended Omnibus Stock Incentive Plan. Following this grant, Effron directly holds 50,827 Arbor Realty Trust common shares.
BACON KENNETH J reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust Inc director Kenneth J. Bacon received an equity award rather than buying shares on the market. On March 13, 2026, he was granted 15,141 fully vested restricted stock units under the company’s 2024 Amended Omnibus Stock Incentive Plan. These RSUs are payable in common stock, and he has elected to defer receipt of the underlying shares until January 1, 2029. Following this grant, his reported direct holdings in this RSU award category total 25,567 units.
Goodman Yonatan C reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust Inc reported that EVP and COO Yonatan C. Goodman received a grant of 649,350 restricted stock units. Each unit represents the right to receive one share of common stock if it vests. The shares are issuable only if the company meets specified total shareholder return goals from February 17, 2026 through December 31, 2030 and Mr. Goodman remains employed through the end of this performance period.
KAUFMAN IVAN reported acquisition or exercise transactions in this Form 4 filing.
Arbor Realty Trust reported that its Chairman, CEO and President, Ivan Kaufman, received equity-based compensation on March 13, 2026. He was granted 1,126,760 restricted stock units (RSUs), each representing the right to receive one common share upon vesting, and 281,690 shares of common stock, both at no cash cost.
The time-based shares were granted under the company’s 2024 Amended Omnibus Stock Incentive Plan and vest in full three years after the grant date. A separate RSU award is tied to total shareholder return performance over the four-year period ending December 31, 2029, generally requiring continued employment through that date.
Arbor Realty Trust furnished a March 2026 investor presentation outlining its strategy and recent performance as an internally managed commercial mortgage REIT focused on multifamily lending. The company operates two main platforms: structured balance sheet lending and an agency origination and servicing business.
As of December 31, 2025, Arbor reported a $12.1B structured loan portfolio and a $36.2B agency servicing portfolio generating about $129M of annual prepayment‑protected revenue. 2025 distributable earnings were $246.2M, or $1.17 per common share, with a 9.9% return on equity and $1.20 in annual common dividends.
The presentation highlights deleveraging to a 3.3x debt‑to‑equity ratio, a diversified capital structure with significant non‑recourse CLO and securitized funding, and a $3.2B unencumbered asset pool. Arbor also details plans to resolve non‑performing assets that are currently reducing annual earnings by an estimated $80M–$100M.
Arbor Realty Trust describes a nationwide commercial real estate finance platform built around two businesses: a Structured Loan Origination and Investment segment and an Agency Loan Origination and Servicing segment. The company focuses primarily on multifamily and single-family rental lending.
In the Structured Business, Arbor reports a loan and investment portfolio unpaid principal balance of $12.11 billion across 632 positions at December 31, 2025, concentrated in multifamily and single-family rental assets. The overall yield on this portfolio in 2025 was 7.60% on average assets, against a 6.94% cost of funds, and 90% of loans are floating rate.
In the Agency Business, Arbor originates, sells and services loans through Fannie Mae, Freddie Mac, HUD and private-label channels. For 2025, originations totaled $5.07 billion, with $5.10 billion of loan sales and a 138 basis point sales margin. The servicing portfolio unpaid principal balance was $36.20 billion, led by Fannie Mae loans at 66% of the total.
The company outlines detailed underwriting, credit approval, servicing and asset management processes, and it highlights key risks from elevated interest rates, pressure on commercial real estate values, rising delinquencies, loan modifications, and potential losses on risk-sharing obligations with Fannie Mae. Arbor also emphasizes its intent to maintain REIT status while using taxable REIT subsidiaries for certain Agency activities.