ACNB director granted 157.7577 shares at $65.29

ACNB CORP director James J. Lott received additional stock as director compensation and through dividend reinvestment, modestly increasing his direct holdings.

Rhea-AI Filing Summary

ACNB CORP director James J. Lott reported an award of 157.7577 shares of ACNB Corporation Common on September 15, 2026, recorded at $65.29 per share. The shares were received as compensation for service as a director and include shares acquired through automatic dividend reinvestment, bringing his directly held stake to 19,395.9598 shares.

Insider Trade Summary

Grant/Award: 157.7577 shares

Grant/Award 1 txn

Insider Lott James J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	ACNB Corporation Common F1, F2, F3	157.7577	$65.29	$10K

Holdings After Transaction: ACNB Corporation Common — 19,395.9598 shares (Direct)

Footnotes (3)

1. F1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).
2. F2. The shares represent stock received as compensation for service as a director pursuant to a director compensation plan.
3. F3. This amount includes shares of common stock purchased for the same transaction date through the automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan, which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934.

Key Figures

Shares acquired: 157.7577 shares Per-share value: $65.29 per share Holdings after transaction: 19,395.9598 shares

3 metrics

Shares acquired 157.7577 shares Grant/award acquisition on September 15, 2026

Per-share value $65.29 per share Recorded value for the September 15, 2026 acquisition

Holdings after transaction 19,395.9598 shares Directly held ACNB Corporation Common after the award and dividend reinvestment

Key Terms

director compensation plan, Dividend Reinvestment and Stock Purchase Plan, Section 16 of the Securities Exchange Act of 1934, SEC Rule 16a-3(g)(2) and (g)(4)

4 terms

director compensation plan financial

"stock received as compensation for service as a director pursuant to a director compensation plan"

Dividend Reinvestment and Stock Purchase Plan financial

"automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan"

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

Section 16 of the Securities Exchange Act of 1934 regulatory

"which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934"

A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.

SEC Rule 16a-3(g)(2) and (g)(4) regulatory

"The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transaction did ACNB (ACNB) director James J. Lott report on this Form 4?

He reported an acquisition of 157.7577 shares of ACNB Corporation Common on September 15, 2026, classified as a grant or award related to his service as a director and associated dividend reinvestment.

At what price were the new ACNB (ACNB) shares recorded for James J. Lott?

The 157.7577 shares were recorded at a value of $65.29 per share, as disclosed for the September 15, 2026 transaction.

What are James J. Lott’s total direct holdings of ACNB (ACNB) after this transaction?

Following the reported award and dividend reinvestment, James J. Lott directly holds 19,395.9598 shares of ACNB Corporation Common.

Was the ACNB (ACNB) Form 4 transaction made under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not affirmed, and no footnote states that the transaction was made pursuant to a Rule 10b5-1 or similar pre-arranged trading plan.

How did ACNB (ACNB) describe the nature of the shares acquired by James J. Lott?

ACNB stated that the shares represent stock received as compensation for service as a director under a director compensation plan and also include shares purchased through automatic dividend reinvestment.

Are all of James J. Lott’s ACNB (ACNB) dividend reinvestment shares subject to Section 16 reporting?

ACNB disclosed that the amount reported includes shares bought through the Dividend Reinvestment and Stock Purchase Plan, which are exempt from Section 16 reporting requirements, but they are included in his post-transaction holdings figure.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/17/2026 - 09:53 AM Accepted by SEC EDGAR 09/17/2026 - 09:53 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lott James J

(Last) (First) (Middle)

16 LINCOLN SQUARE

(Street)

GETTYSBURG PENNSYLVANIA 17325

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ACNB CORP [ ACNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
ACNB Corporation Common	09/15/2026	09/16/2026(1)	A		157.7577(2)	A	$65.29	19,395.9598(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).

2. The shares represent stock received as compensation for service as a director pursuant to a director compensation plan.

3. This amount includes shares of common stock purchased for the same transaction date through the automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan, which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934.

Remarks:

	/s/ Kevin J. Hayes as POA for James J. Lott	09/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)