ACNB CORP (ACNB) SVP granted stock award; shares withheld for taxes

Rhea-AI Filing Summary

ACNB CORP reported that ACNB Bank SVP and Chief Risk Officer Andrew A. Bradley received a grant of 1,671.7794 shares of ACNB Corporation common stock at a value of $46.4200 per share as a variable equity award. One-third of this restricted stock vested on the grant date of March 13, 2026, with additional one-third portions scheduled to vest on January 1, 2027 and January 1, 2028. To cover tax liabilities on the portion that vested immediately, 192.1991 shares were withheld by the issuer, leaving Bradley with 2,695.5759 shares of common stock held directly after these transactions. The filing clarifies that the executive did not sell shares in the market; the disposition was solely for tax withholding.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Bradley Andrew A

Role Insider

Type	Security	Shares	Price	Value
Grant/Award	ACNB Corporation Common	1,671.779	$46.42	$78K
Tax Withholding	ACNB Corporation Common	192.199	$46.42	$9K

Holdings After Transaction: ACNB Corporation Common — 2,887.775 shares (Direct)

Footnotes (1)

1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4). One-third (1/3) of this Variable Equity Award, granted in the form of restricted stock under the ACNB Bank Variable Compensation Plan and pursuant to the ACNB Corporation 2018 Omnibus Stock Incentive Plan, is 100% vested as of the Grant Date of March 13, 2026, with the next one-third (1/3) 100% vested as of January 1, 2027, and the final one-third (1/3) 100% vested as of January 1, 2028 The shares disposed were withheld by the Issuer and/or its subsidiary ACNB Bank for payment of the tax liability by withholding of securities, on the first one-third (1/3) vested as of the Grant Date of March 13, 2026, in accordance with SEC Rule 16b-1. For clarification, the executive did not sell the shares.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bradley Andrew A

(Last) (First) (Middle)

16 LINCOLN SQUARE

(Street)

GETTYSBURG PA 17325

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ACNB CORP [ ACNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			ACNB Bank SVP/Chief Risk Off.

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
ACNB Corporation Common	03/13/2026	03/16/2026(1)	A		1,671.7794(2)	A	$46.42	2,887.775	D
ACNB Corporation Common	03/13/2026	03/16/2026	F		192.1991(3)	D	$46.42	2,695.5759	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).

2. One-third (1/3) of this Variable Equity Award, granted in the form of restricted stock under the ACNB Bank Variable Compensation Plan and pursuant to the ACNB Corporation 2018 Omnibus Stock Incentive Plan, is 100% vested as of the Grant Date of March 13, 2026, with the next one-third (1/3) 100% vested as of January 1, 2027, and the final one-third (1/3) 100% vested as of January 1, 2028

3. The shares disposed were withheld by the Issuer and/or its subsidiary ACNB Bank for payment of the tax liability by withholding of securities, on the first one-third (1/3) vested as of the Grant Date of March 13, 2026, in accordance with SEC Rule 16b-1. For clarification, the executive did not sell the shares.

Remarks:

	/s/ Andrew A. Bradley	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ACNB (ACNB) report for Andrew A. Bradley?

ACNB reported that Andrew A. Bradley received a grant of 1,671.7794 shares of ACNB Corporation common stock as a variable equity award. The transaction was classified as a grant or award acquisition, not an open-market purchase or sale of shares.

How many ACNB shares were granted and at what value in this Form 4?

Bradley was granted 1,671.7794 shares of ACNB Corporation common stock, valued at $46.4200 per share. This award was issued under the ACNB Bank Variable Compensation Plan and the ACNB Corporation 2018 Omnibus Stock Incentive Plan as part of his equity compensation.

What is the vesting schedule for Andrew A. Bradley’s ACNB restricted stock award?

One-third of the restricted stock award is 100% vested as of March 13, 2026. The next one-third becomes 100% vested on January 1, 2027, and the final one-third becomes 100% vested on January 1, 2028, subject to plan terms.

Did Andrew A. Bradley sell any ACNB shares in this Form 4 filing?

The filing states that Bradley did not sell shares in the market. Instead, 192.1991 shares were withheld by ACNB and/or ACNB Bank solely to pay tax liabilities on the portion of the award that vested on March 13, 2026.

How many ACNB shares does Andrew A. Bradley hold after these transactions?

Following the grant and tax withholding, Bradley directly holds 2,695.5759 shares of ACNB Corporation common stock. This total reflects the net result after 192.1991 shares were withheld to satisfy tax obligations related to the vested portion of the award.

What role does Andrew A. Bradley hold at ACNB related to this stock award?

Bradley serves as Senior Vice President and Chief Risk Officer of ACNB Bank, a subsidiary of ACNB CORP. The reported stock award and associated vesting schedule arise from the ACNB Bank Variable Compensation Plan and the ACNB Corporation 2018 Omnibus Stock Incentive Plan.