Enact Holdings (ACT) CEO converts RSUs and uses shares for taxes

Rhea-AI Filing Summary

Enact Holdings, Inc. President and CEO Rohit Gupta reported equity compensation activity. On February 9, 2026, 31,762 restricted stock units converted into the same number of Enact common shares, a non-cash derivative exercise. The company then withheld 10,348 shares at $42.39 per share to cover related tax obligations. After these transactions, Gupta directly owned 391,169 shares of Enact common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gupta Rohit

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/09/2026		M		31,762	A	(1)	401,517	D
Common Stock	02/09/2026		F		10,348(2)	D	$42.39	391,169	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/09/2026		M			31,762	(3)	(3)	Common Stock	31,762	$0	0	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 9, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Enact (ACT) CEO Rohit Gupta report on February 9, 2026?

Rohit Gupta reported the conversion of 31,762 restricted stock units into Enact common shares, followed by the withholding of 10,348 shares at $42.39 per share to satisfy tax obligations. These were compensation-related, not open-market, transactions.

How many Enact (ACT) shares does CEO Rohit Gupta own after the latest Form 4?

After the reported transactions, Rohit Gupta directly owns 391,169 shares of Enact common stock. This figure reflects both the 31,762 shares received from restricted stock unit conversion and the 10,348 shares withheld by the company to cover associated tax liabilities.

Was there an open-market sale of Enact (ACT) shares by the CEO in this Form 4?

No open-market sale occurred. The only disposition was 10,348 Enact common shares withheld by the company at $42.39 per share to satisfy tax withholding on vested restricted stock units. This is reported with transaction code F as a tax-withholding disposition.

What does the restricted stock unit conversion mean for Enact (ACT) CEO Rohit Gupta?

The conversion means 31,762 restricted stock units settled into the same number of Enact common shares at a $0.00 exercise price. This reflects equity compensation vesting rather than a purchase, increasing his holdings before the company’s separate tax-withholding share reduction.

How do Enact (ACT) restricted stock units vest for CEO Rohit Gupta?

The restricted stock units vest and convert to Enact common stock in three equal annual installments beginning on February 9, 2024. Each vested unit settles into one share of common stock, as disclosed in the footnotes to the Form 4 filing.

What transaction codes appear in Enact (ACT) CEO Rohit Gupta’s Form 4 and what do they indicate?

The Form 4 shows code M for the exercise or conversion of 31,762 restricted stock units into common stock and code F for the tax-withholding disposition of 10,348 shares. Both transactions are reported as direct ownership events related to equity compensation.