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  4. [Form 4] Enact Holdings, Inc. Insider Trading Activity

Enact (ACT) director receives 3,939 deferred stock units award

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

RESTREPO ROBERT P JR reported acquisition or exercise transactions in this Form 4 filing.

Enact Holdings, Inc. director Robert P. Restrepo Jr. received a grant of 3,939.791 Deferred Stock Units as part of his annual retainer fee. These units will be paid out in shares of Common Stock one year after he ceases serving as a director, bringing his total Deferred Stock Units to 34,645.248.

Positive

  • None.

Negative

  • None.
Insider RESTREPO ROBERT P JR
Role null
Type Security Shares Price Value
Grant/Award Deferred Stock Units 3,939.791 $0.00 --
Holdings After Transaction: Deferred Stock Units — 34,645.248 shares (Direct, null)
Footnotes (1)
  1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.
Deferred Stock Units granted 3,939.791 units Grant on May 13, 2026 as part of annual retainer
Deferred Stock Units after grant 34,645.248 units Total DSUs beneficially owned following transaction
Reference price per share $43.149 per share Basis for calculating number of Deferred Stock Units
Deferred Stock Units financial
"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."
Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.
annual retainer fee financial
"The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock."
Common Stock financial
"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
RESTREPO ROBERT P JR
(Last)(First)(Middle)
C/O ENACT HOLDINGS, INC.
8325 SIX FORKS ROAD
(Street)
RALEIGH NORTH CAROLINA 27615
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Deferred Stock Units(1)05/13/2026A3,939.791 (1) (1)Common Stock3,939.791$0(2)34,645.248D
Explanation of Responses:
1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.
2. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.
Remarks:
/s/ Joe Jacumin, by power of attorney05/15/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Enact (ACT) report for Robert P. Restrepo Jr.?

Enact reported that director Robert P. Restrepo Jr. received 3,939.791 Deferred Stock Units. This was a compensation-related grant, not an open-market trade, and forms part of his annual retainer as a board member.

How many Deferred Stock Units does the Enact (ACT) director hold after this grant?

Following the grant, Robert P. Restrepo Jr. holds 34,645.248 Deferred Stock Units. This figure reflects his cumulative board compensation in DSUs, which are ultimately payable in shares of Enact common stock after his board service ends.

When do the Enact (ACT) Deferred Stock Units become payable to the director?

The Deferred Stock Units become payable in Enact common stock one year after Robert P. Restrepo Jr. terminates his service as a director. This structure defers delivery, aligning his compensation with longer-term board tenure.

How was the number of Enact (ACT) Deferred Stock Units in this grant determined?

The 3,939.791 Deferred Stock Units were calculated using a reference price of $43.149 per share of Enact common stock. This represents a portion of the director’s annual retainer fee paid in stock-based compensation rather than cash.

Is this Enact (ACT) Form 4 filing a buy or sell in the open market?

This Form 4 reflects a grant of Deferred Stock Units, not an open-market buy or sell. The units were awarded as part of Robert P. Restrepo Jr.’s director compensation, with no cash market transaction reported in this filing.