Enact Holdings (NYSE: ACT) insider reports RSU gains from dividend reinvestment

Rhea-AI Filing Summary

Enact Holdings, Inc. reported an insider equity transaction by its EVP, General Counsel & Secretary. On December 11, 2025, the executive acquired additional restricted stock units (RSUs) in three separate awards of 17, 27, and 33 units, all at a price of $0 per unit.

Each RSU will settle into one share of Enact common stock. The filing explains that these extra RSUs were credited under the award agreements’ reinvestment terms based on a quarterly dividend of $0.21 per share paid on December 11, 2025. The related RSU awards vest in three equal annual installments beginning on February 9, 2024, February 16, 2025, and February 21, 2026, and the executive now directly holds 3,170, 5,006, and 6,080 RSUs under these grants.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stolove Evan

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Gen. Counsel & Secretary

3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	12/11/2025		A		17		(2)	(2)	Common Stock	17	$0(3)	3,170	D
Restricted Stock Units	(1)	12/11/2025		A		27		(4)	(4)	Common Stock	27	$0(3)	5,006	D
Restricted Stock Units	(1)	12/11/2025		A		33		(5)	(5)	Common Stock	33	$0(3)	6,080	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on December 11, 2025.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026

Remarks:

	/s/ Joe Jacumin, by power of attorney	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did Enact Holdings (ACT) disclose in this Form 4?

The filing reports that Enact Holdings' EVP, General Counsel & Secretary acquired additional restricted stock units (RSUs) in three awards of 17, 27, and 33 units on December 11, 2025.

When did the reported RSU acquisitions for Enact Holdings (ACT) occur?

The RSU acquisitions took place on December 11, 2025, as shown in Table II of the Form 4.

How are the Enact Holdings (ACT) restricted stock units priced and settled?

Each RSU was acquired at a price of $0 and, according to the explanation of responses, each unit will settle into one share of Enact common stock on a 1:1 basis.

Why did the Enact Holdings (ACT) executive receive additional RSUs?

The filing states that the additional RSUs were acquired under the award agreements’ reinvestment terms, resulting from a quarterly dividend of $0.21 per share paid on December 11, 2025.

What are the vesting schedules for the Enact Holdings (ACT) RSU awards?

The RSUs vest and convert to common stock in three equal annual installments beginning on February 9, 2024, February 16, 2025, and February 21, 2026, depending on the specific award.

How many RSUs does the Enact Holdings (ACT) executive hold after these transactions?

Following the reported transactions, the executive directly beneficially owns 3,170, 5,006, and 6,080 RSUs under the three separate awards.