Welcome to our dedicated page for Affinity Bancshares SEC filings (Ticker: AFBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Affinity Bancshares, Inc. (AFBI) SEC filings page provides access to the company’s regulatory disclosures as a Maryland corporation and Nasdaq-listed bank holding company. Through its filings with the Securities and Exchange Commission, Affinity Bancshares reports detailed information about its financial condition, results of operations, capital structure, governance and material events affecting the holding company and its banking subsidiary, Affinity Bank.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for comprehensive discussions of net interest income, loan and deposit composition, investment securities, asset quality, allowance for credit losses, capital ratios and risk factors. These filings complement the company’s press releases by providing full financial statements, management’s discussion and analysis and notes to the financials.
Affinity Bancshares also files current reports on Form 8-K to disclose specific material events. Recent 8-K filings have reported quarterly financial results and the extension of employment agreements with certain officers, including details on the terms and expiration dates of those agreements. Such filings help investors track changes in executive arrangements, corporate actions and other significant developments.
In addition, AFBI’s SEC filings include information related to merger and acquisition activity, such as the previously announced purchase and assumption agreement with Atlanta Postal Credit Union and Center Parc Credit Union and subsequent termination of that agreement, as described in company communications. Proxy materials and other disclosure documents associated with shareholder meetings and transaction approvals are also filed with the SEC.
On this page, AI-powered tools can summarize lengthy 10-K and 10-Q reports, highlight key changes in earnings, capital and asset quality, and surface notable items from 8-K filings. Users can also monitor real-time updates from EDGAR, review any available Form 4 insider transaction reports and better understand how Affinity Bancshares presents its banking operations, governance and strategic decisions in official regulatory documents.
Affinity Bancshares, Inc. filed a current report to let investors know it has released its financial results for the quarter ended September 30, 2025. The company did this by issuing a press release on October 24, 2025, which is furnished as Exhibit 99.1, along with supplemental financial information furnished as Exhibit 99.2. These materials are provided to the SEC for informational purposes and are expressly noted as being furnished rather than filed.
Affinity Bancshares, Inc. reported that its Boards of Directors have extended the employment agreements of key executives at the holding company and its wholly owned subsidiary, Affinity Bank.
The agreements for President and Chief Executive Officer Edward J. Cooney and Executive Vice President and Chief Credit Officer Clark N. Nelson now run through September 1, 2028. The agreements for Chief Financial Officer Brandi Pajot and Executive Vice President of Lending Elizabeth M. Galazka now run through September 1, 2027.
The company stated that there were no other changes to the terms of these employment agreements, indicating a focus on leadership continuity without altering compensation or other contractual provisions.
Robert Vickers, Chief Operations Officer of Affinity Bancshares, Inc. (AFBI), reported an open-market sale of company stock and disclosed his existing option holdings. On 08/25/2025 he sold 7,565 shares of common stock at $19.47 per share, resulting in 2,800 shares held directly and 2,630 shares held indirectly
Affinity Bancshares, Inc. reported continued balance-sheet growth and improved profitability for the period ended June 30, 2025. Total assets rose to $933.8 million, up $67.0 million (7.8%), driven by loan growth to $731.1 million and a larger cash position with cash and cash equivalents of $89.7 million. Total deposits increased 11.3% to $749.3 million, supporting a loan-to-deposit ratio of 97.6%.
Profitability strengthened: net income for the quarter was $2.152 million (basic EPS $0.34, diluted EPS $0.33), and six-month net income was $3.983 million. Net interest income before provision rose modestly to $7.778 million, though net interest margin compressed to 3.57% from 3.71%. Credit metrics were stable with an allowance for credit losses of $8.542 million (about 1.17% of loans) and a small provision this quarter. Equity declined to $124.1 million primarily due to an $8.8 million special dividend and $2.1 million of share repurchases. The investment portfolio carried approximately $6.7 million of unrealized losses, largely attributed to market rate movements.
Form 4 highlight: On 07/28/2025 Affinity Bancshares (AFBI) CFO Brandi C. Pajot satisfied payroll-tax obligations related to restricted-stock vesting by surrendering 275 shares at $19.37 (Transaction Code F). No open-market sale occurred.
Post-transaction holdings equal 21,689 directly owned shares and 2,857 indirect ESOP shares, signalling continued insider alignment.
The filing also restates her option inventory: 13,602 fully-vested options exercisable at $7.77 (exp. 2030) and three additional 10,000-share grants struck at $14.40–$14.85 that vest 20 % annually through 2029-2033. None were exercised or cancelled.
Because the share reduction was purely for tax withholding and total ownership remains substantial, the event is regarded as neutral for investors.