Welcome to our dedicated page for Affinity Bancshares SEC filings (Ticker: AFBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Affinity Bancshares, Inc. filings document material-event disclosures for a Maryland bank holding company and its wholly owned banking subsidiary, Affinity Bank. The company’s Form 8-K reports include results of operations and financial condition, with press-release exhibits covering net income, earnings per share, book value, assets, capital ratios, interest income, deposit costs and noninterest income.
AFBI filings also record capital and governance matters, including common-stock repurchase authorizations and executive employment-agreement disclosures. These regulatory documents provide the formal record for the company’s operating results, capital-structure actions, board-approved programs and bank holding company governance.
Robert Vickers, Chief Operations Officer of Affinity Bancshares, Inc. (AFBI), reported an open-market sale of company stock and disclosed his existing option holdings. On 08/25/2025 he sold 7,565 shares of common stock at $19.47 per share, resulting in 2,800 shares held directly and 2,630 shares held indirectly
Affinity Bancshares, Inc. reported continued balance-sheet growth and improved profitability for the period ended June 30, 2025. Total assets rose to $933.8 million, up $67.0 million (7.8%), driven by loan growth to $731.1 million and a larger cash position with cash and cash equivalents of $89.7 million. Total deposits increased 11.3% to $749.3 million, supporting a loan-to-deposit ratio of 97.6%.
Profitability strengthened: net income for the quarter was $2.152 million (basic EPS $0.34, diluted EPS $0.33), and six-month net income was $3.983 million. Net interest income before provision rose modestly to $7.778 million, though net interest margin compressed to 3.57% from 3.71%. Credit metrics were stable with an allowance for credit losses of $8.542 million (about 1.17% of loans) and a small provision this quarter. Equity declined to $124.1 million primarily due to an $8.8 million special dividend and $2.1 million of share repurchases. The investment portfolio carried approximately $6.7 million of unrealized losses, largely attributed to market rate movements.
Form 4 highlight: On 07/28/2025 Affinity Bancshares (AFBI) CFO Brandi C. Pajot satisfied payroll-tax obligations related to restricted-stock vesting by surrendering 275 shares at $19.37 (Transaction Code F). No open-market sale occurred.
Post-transaction holdings equal 21,689 directly owned shares and 2,857 indirect ESOP shares, signalling continued insider alignment.
The filing also restates her option inventory: 13,602 fully-vested options exercisable at $7.77 (exp. 2030) and three additional 10,000-share grants struck at $14.40–$14.85 that vest 20 % annually through 2029-2033. None were exercised or cancelled.
Because the share reduction was purely for tax withholding and total ownership remains substantial, the event is regarded as neutral for investors.