Aflac (NYSE: AFL) CEO reports major stock grant and tax withholding

Rhea-AI Filing Summary

Aflac CEO Daniel P. Amos reported equity award transactions in Aflac Inc. common stock. On February 10, 2026, he was granted 263,378 shares of common stock at $0 under the Aflac Incorporated Long-Term Incentive Plan. On the same date, 115,985 shares were disposed of at $113.2 per share to satisfy tax withholding, leaving 728,473 shares of common stock held directly.

He also reports indirect beneficial ownership of additional common shares, including 1,552 through a spouse, 3,520 through a spouse IRA, 941,326 through a partnership, and 908,632 as trustee for children.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

AMOS DANIEL P

(Last) (First) (Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS GA 31999

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman of the Board, CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		A		263,378(1)	A	$0	844,458	D
Common Stock	02/10/2026		F		115,985	D	$113.2	728,473	D
Common Stock								1,552	I	Spouse
Common Stock								3,520	I	Spouse IRA
Common Stock								941,326	I	Partnership
Common Stock								908,632	I	TTEE/Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Granted under the Aflac Incorporated Long-Term Incentive Plan (as Amended and Restated February 14, 2017).

Remarks:

	By: Brooke R. Phillips For: Daniel P. Amos	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did AFL (Aflac Inc.) report for Daniel P. Amos?

Aflac reported that CEO Daniel P. Amos received a grant of 263,378 shares of common stock and had 115,985 shares withheld at $113.2 per share to cover tax obligations, resulting in 728,473 shares held directly afterward.

How many Aflac (AFL) shares does Daniel P. Amos hold directly after this Form 4?

After the reported transactions, Daniel P. Amos directly holds 728,473 shares of Aflac common stock. This reflects a grant of 263,378 shares and a tax-withholding disposition of 115,985 shares on February 10, 2026, under the company’s long-term incentive plan.

Was the Aflac (AFL) CEO’s share grant on February 10, 2026 a purchase?

No, the 263,378 Aflac shares were granted to Daniel P. Amos at $0 under the Aflac Incorporated Long-Term Incentive Plan. This represents an equity award, not an open-market stock purchase, and is classified as a grant or other acquisition transaction.

What does the tax-withholding transaction on Aflac (AFL) shares represent?

The disposition of 115,985 Aflac shares at $113.2 per share is coded as a tax-withholding transaction. Shares were delivered to cover tax liabilities arising from the equity award, rather than being sold as a discretionary open-market transaction by the CEO.

What indirect Aflac (AFL) shareholdings are associated with Daniel P. Amos?

In addition to direct holdings, the filing reports indirect beneficial ownership of Aflac shares: 1,552 via a spouse, 3,520 in a spouse IRA, 941,326 through a partnership, and 908,632 as trustee for children, reflecting various family and entity-related interests.

Under which plan was Daniel P. Amos’s Aflac (AFL) stock grant made?

The 263,378-share grant to Daniel P. Amos was made under the Aflac Incorporated Long-Term Incentive Plan, as amended and restated February 14, 2017. This plan governs equity awards such as restricted stock or similar long-term incentive grants to executives.