What is the significance of the 626 AGO shares withheld at $81.90 per share?

The 626 Assured Guaranty Ltd. shares were withheld to pay tax liabilities, at $81.90 per share. This is a non-market disposition used to satisfy withholding obligations and does not represent an open-market sale decision by the director.

Assured Guaranty (AGO) director granted 3,936 shares with 626 withheld for taxes

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Assured Guaranty Ltd. director Alan J. Kreczko received 3,936 common shares as a restricted stock award under the Assured Guaranty Ltd. 2024 Long Term Incentive Plan. These shares serve as an annual retainer equity award for non-management directors and become non-forfeitable immediately before the 2027 annual shareholders meeting.

On a separate date, 626 common shares were withheld at $81.90 per share to cover tax liabilities, rather than being sold on the open market. After these transactions, Kreczko directly holds 70,047 common shares.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kreczko Alan J

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Shares	3,936	$0.00	--
Tax Withholding	Common Shares	626	$81.90	$51K

Holdings After Transaction: Common Shares — 70,047 shares (Direct, null)

Footnotes (1)

Common Shares being withheld to pay tax liability. Restricted stock awarded to non-management directors as an annual retainer equity award pursuant to the Assured Guaranty Ltd. 2024 Long Term Incentive Plan, which become non-forfeitable on the day immediately prior to the 2027 annual shareholders meeting.

Key Figures

Restricted stock grant: 3,936 shares Shares withheld for taxes: 626 shares Withholding price: $81.90 per share +2 more

5 metrics

Restricted stock grant 3,936 shares Annual retainer equity award to director

Shares withheld for taxes 626 shares Withheld to pay tax liability

Withholding price $81.90 per share Value used for tax withholding shares

Shares held after transactions 70,047 shares Director’s direct common share holdings post-transaction

Shares held after withholding 66,111 shares Direct holdings after 626-share tax withholding event

Key Terms

Restricted stock, Assured Guaranty Ltd. 2024 Long Term Incentive Plan, tax liability, annual shareholders meeting

4 terms

Restricted stock financial

"Restricted stock awarded to non-management directors as an annual retainer equity award"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Assured Guaranty Ltd. 2024 Long Term Incentive Plan financial

"pursuant to the Assured Guaranty Ltd. 2024 Long Term Incentive Plan"

tax liability financial

"Common Shares being withheld to pay tax liability"

annual shareholders meeting financial

"become non-forfeitable on the day immediately prior to the 2027 annual shareholders meeting"

An annual shareholders meeting is a yearly gathering where owners of a company review its performance, hear presentations from management, ask questions, and vote on important items such as board members, executive pay, and dividend policies. Think of it as a company town hall where votes and discussions can change leadership, strategy or payouts—outcomes that can directly affect a stock’s future performance and an investor’s rights and returns.

Form 4 Insider Transactions: What Each Field Means →

05/04/2026 - 06:18 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kreczko Alan J

(Last)

(First)

(Middle)

30 WOODBOURNE AVENUE 5TH FLOOR

(Street)

HAMILTON

HM 08

(City)

(State)

(Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
ASSURED GUARANTY LTD [ AGO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Shares	04/30/2026		F		626⁽¹⁾	D	$81.9	66,111	D
Common Shares	05/01/2026		A		3,936	A	$0⁽²⁾	70,047	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Common Shares being withheld to pay tax liability.

2. Restricted stock awarded to non-management directors as an annual retainer equity award pursuant to the Assured Guaranty Ltd. 2024 Long Term Incentive Plan, which become non-forfeitable on the day immediately prior to the 2027 annual shareholders meeting.

Remarks:

	/s/ Ling Chow, Attorney-in-fact	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did AGO director Alan J. Kreczko report on this Form 4?

Alan J. Kreczko reported a grant of 3,936 Assured Guaranty Ltd. common shares and a separate withholding of 626 shares for taxes. These events reflect routine director equity compensation and associated tax payments, not open-market purchases or sales of AGO stock.

How many AGO shares did Alan J. Kreczko receive as an equity award?

He received 3,936 restricted common shares of Assured Guaranty Ltd. as an annual retainer equity award. The grant was made under the company’s 2024 Long Term Incentive Plan for non-management directors and is designed as part of ongoing board compensation.

When do Alan J. Kreczko’s newly granted AGO restricted shares vest?

The restricted stock becomes non-forfeitable immediately before Assured Guaranty Ltd.’s 2027 annual shareholders meeting. Until then, the award remains subject to forfeiture conditions tied to continued board service, consistent with typical director equity vesting structures.

How many AGO shares does Alan J. Kreczko own after these Form 4 transactions?

Following the reported grant and tax withholding, Alan J. Kreczko directly holds 70,047 Assured Guaranty Ltd. common shares. This figure reflects his post-transaction stake as shown in the filing’s ownership column for non-derivative securities.