[SCHEDULE 13G] American Integrity Insurance Group, Inc. SEC Filing

Rhea-AI Filing Summary

This Schedule 13G discloses that James E. Sowell and Sowell Investments Holding Co., LLC jointly report beneficial ownership of 7,122,061 shares of American Integrity Insurance Group, Inc. common stock, representing 36.4% of the class. The percent is calculated using 19,571,965 shares outstanding as reported for the period ended June 30, 2025. The filing states the reporting persons have sole voting and sole dispositive power over these shares and lists the issuer's principal executive office in Tampa, Florida.

The Schedule indicates a joint filing and includes signatures dated 08/13/2025; it does not identify any other group members or disclose intentions regarding the shares.

Positive

• Material ownership disclosed: Reporting persons beneficially own 7,122,061 shares, equal to 36.4% of the class.
• Sole voting and dispositive power: The filers report sole power to vote and dispose of the shares, providing clarity on control.
• Joint filing documented: Both an individual (James E. Sowell) and his LLC are listed, with signatures certifying the statement.

Negative

• High ownership concentration: A single individual and his LLC hold a large block (36.4%), which can limit influence of other shareholders.
• No intentions disclosed: The filing does not state any plans, transactions, or intentions regarding the shares or corporate strategy.
• Potential governance risk: Sole control over voting/dispositive power could materially affect board and shareholder outcomes without additional disclosures.

Insights

Financial Analyst

TL;DR: A single individual and his LLC report a large, concentrated 36.4% stake (7.12M shares), a material ownership disclosure for AII.

This Schedule 13G shows a substantial ownership concentration: 7,122,061 shares equating to 36.4% of AII on the reported outstanding-share base of 19,571,965. The reporting persons hold sole voting and dispositive power, implying they control voting rights for this block. For investors, the item is materially significant because such concentration can affect corporate control, voting outcomes, and strategic decisions even though the filing does not state any change in intentions or plans.

Corporate Governance Expert

TL;DR: Disclosure reveals a dominant shareholder position with complete voting/dispositive authority, relevant for governance and minority shareholders.

The filing documents that the reporting parties jointly filed and that the shares are managed via Sowell Investments Holding Co., LLC with James E. Sowell as sole manager. The combination of >35% ownership and sole voting/dispositive power is governance-relevant because it affords meaningful influence over board votes and key corporate actions. The Schedule does not identify any group partners or state any planned transactions.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

American Integrity Insurance Group, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

026948109

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 026948109

1

Names of Reporting Persons

James E. Sowell

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 7,122,061.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 7,122,061.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

7,122,061.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

36.4 %

12

Type of Reporting Person (See Instructions)

IN

Comment for Type of Reporting Person: The figures in Items 5, 7 and 9 consist of shares of common stock, par value $0.001 per share, of American Integrity Insurance Group, Inc., held by Sowell Investments Holding Co., LLC, of which James E. Sowell is the sole manager. The percent ownership calculated in Item 11 is based upon an aggregate of 19,571,965 shares of common stock, par value $0.001 per share of American Integrity Insurance Group, Inc. reported as outstanding as of August 13, 2025 by American Integrity Insurance Group, Inc. in its quarterly report on Form 10-Q for the period ended June 30, 2025.

SCHEDULE 13G

CUSIP No. 026948109

1

Names of Reporting Persons

Sowell Investments Holding Co., LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 7,122,061.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 7,122,061.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

7,122,061.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

36.4 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: The percent ownership calculated in Item 11 is based upon an aggregate of 19,571,965 shares of common stock, par value $0.001 per share of American Integrity Insurance Group, Inc. reported as outstanding as of August 13, 2025 by American Integrity Insurance Group, Inc. in its quarterly report on Form 10-Q for the period ended June 30, 2025.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: American Integrity Insurance Group, Inc.
(b)	Address of issuer's principal executive offices: 5426 Bay Center Drive, Suite 600, Tampa, Florida 33609
Item 2.
(a)	Name of person filing: This Schedule 13G is being jointly filed by each of James E. Sowell and Sowell Investments Holding Co., LLC
(b)	Address or principal business office or, if none, residence: 1601 Elm Street, Ste. 3500, Dallas, Texas 75201
(c)	Citizenship: See responses to Item 4 on each cover page
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 026948109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 7,122,061
(b)	Percent of class: 36.4 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 7,122,061
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 7,122,061
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

James E. Sowell

Signature:	/s/ James E. Sowell
Name/Title:	James E. Sowell
Date:	08/13/2025

Sowell Investments Holding Co., LLC

Signature:	/s/ James E. Sowell
Name/Title:	Manager
Date:	08/13/2025

Comments accompanying signature: Exhibit 99.1 - Joint Filing Agreement.

FAQ

Who filed the Schedule 13G for American Integrity Insurance Group (AII)?

The Schedule 13G was jointly filed by James E. Sowell and Sowell Investments Holding Co., LLC.

How many AII shares does Sowell report owning and what percent is that?

The filers report beneficial ownership of 7,122,061 shares, representing 36.4% of AII's common stock.

On what outstanding-share base is the 36.4% ownership calculated?

The percent is based on 19,571,965 shares reported outstanding as of August 13, 2025 for the period ended June 30, 2025.

Do the reporting persons have voting or dispositive power over the shares?

Yes. The filing states they have sole voting power and sole dispositive power over the 7,122,061 shares.

Did the filing identify any group members or disclose plans for the shares?

No. The filing indicates no group members and does not disclose any intentions or planned transactions regarding the shares.