AJG posts quarterly results with Exhibit 99.1 and CFO Commentary

Rhea-AI Filing Summary

Arthur J. Gallagher & Co. reported quarterly results for the quarter ended September 30, 2025. The company announced that it issued a press release detailing these results, which is attached as Exhibit 99.1.

The company also made “Supplemental Quarterly Data” and a “CFO Commentary” available on its investor relations website. The CFO Commentary includes certain estimates relating to 2025 and other future results, providing additional context to the quarter’s performance and outlook materials.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

October 30, 2025

Date of Report: (Date of earliest event reported)

ARTHUR J. GALLAGHER & CO.

(Exact name of registrant as specified in its charter)

Delaware		1-09761		36-2151613
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(I.R.S. Employer Identification Number)

2850 Golf Road, Rolling Meadows, Illinois 60008, (630) 773-3800

(Address, including zip code and telephone number, including area code, of registrant’s principal executive offices)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $1.00 par value		AJG		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On October 30, 2025, Arthur J. Gallagher & Co. (the Company) issued a press release setting forth the Company’s financial results for the quarter ended September 30, 2025 (the Earnings Release). A copy of the Earnings Release is attached hereto as Exhibit 99.1.

Item 7.01. Regulation FD Disclosure

In connection with the filing of the Earnings Release, the Company made materials entitled “Supplemental Quarterly Data” and “CFO Commentary” available through the investor relations page of its website. The CFO Commentary includes certain estimates relating to 2025 and other future results.

Item 9.01. Financial Statements and Exhibits

99.1 Press release, dated October 30, 2025, issued by Arthur J. Gallagher & Co.

104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						Arthur J. Gallagher & Co.
Date: October 30, 2025				By:		/s/ Douglas K. Howell
						Douglas K. Howell Vice President and Chief Financial Officer

FAQ

What did AJG announce in this 8-K?

AJG issued a press release with financial results for the quarter ended September 30, 2025, and posted supplemental materials and a CFO Commentary.

Which period do the results cover for AJG (AJG)?

The results cover the quarter ended September 30, 2025.

Where can I find AJG’s detailed earnings press release?

It is attached as Exhibit 99.1 and also referenced via the investor relations page.

What additional materials did AJG provide with the earnings release?

The company provided “Supplemental Quarterly Data” and a “CFO Commentary” on its investor relations website.

Does AJG’s CFO Commentary include forward-looking information?

Yes. It includes certain estimates relating to 2025 and other future results.

What is the trading symbol for Arthur J. Gallagher & Co.?

The company’s common stock trades under the symbol AJG on the New York Stock Exchange.