Ally Financial (ALLY) director awarded 1,049 deferred shares

Rhea-AI Filing Summary

Ally Financial Inc. director Thomas P. Gibbons reported an automatic award of 1,049 shares of common stock represented by deferred stock units. The transaction occurred on January 9, 2026 and is coded as an acquisition. The deferred stock units convert into common stock on a one-for-one basis when distributed and are fully vested upon grant. The per-share value used for the award was $45.29, which reflects the market value of Ally’s common stock as of December 31, 2025. Following this award, Gibbons beneficially owns 20,185 shares of Ally Financial common stock in direct ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GIBBONS THOMAS P

(Last) (First) (Middle)

500 WOODWARD AVE.

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	01/09/2026		A		1,049	A	$45.29(2)	20,185	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

2. Represents the per share market value of the Company's common stock as of December 31, 2025.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Mr. Gibbons	01/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Ally Financial (ALLY) report for Thomas P. Gibbons?

The filing reports that director Thomas P. Gibbons acquired 1,049 shares of Ally Financial common stock on January 9, 2026, represented by deferred stock units.

What type of security did Thomas P. Gibbons receive in this Ally Financial Form 4?

He received deferred stock units that are represented as common stock and convert into Ally Financial common shares on a one-for-one basis upon distribution.

At what value were the 1,049 Ally Financial deferred stock units recorded?

The 1,049 deferred stock units were recorded at $45.29 per share, which represents the market value of Ally Financial’s common stock as of December 31, 2025.

Are the deferred stock units reported by Thomas P. Gibbons vested?

Yes. The filing states that the Deferred Stock Units are fully vested upon grant.

How many Ally Financial shares does Thomas P. Gibbons own after this transaction?

After the reported acquisition, Thomas P. Gibbons beneficially owns 20,185 shares of Ally Financial common stock in direct ownership.

What is Thomas P. Gibbons’ relationship to Ally Financial?

Thomas P. Gibbons is reported as a director of Ally Financial Inc. and is not listed as an officer or 10% owner in this filing.